Eric is correct. Site owners do not have any interest in the tenant equipment in regards to theft or vandalism, concern is for liability in incidents that someone may feel they should cover as the "owner", just like someone falling on a crack in your sidewalk.
As a property manager, have seen some frivilous claims, and some with true merit. 1) Hired a "local" from down the road, to mow grass at a tower site, HIS tractor tossed a rock and hit his son, wanted us to pay for ER room & stitches. 2) Ham group that we donated space at a site, one of the club members dropped a power supply on his foot, broken bones, his carrier attempted to file a claim on us for loss of wages. 3) Ham group that we donated space at a site, thought it would be a good idea to put in backup battery at a roof top site, no prior permission, dropped battery, acid all over the copper grounding straps, no insurance to cover replacement & cleanup. 4) Ham group that we donated space at a site, got truck stuck at the site, deceided to use one of the fence posts to "winch" out the truck, bent the fence, jammed the only entry gate, no insursnce to cover the repair. 5) Ham group, paid tenant, had their Mstr3 & controller stolen, attempted to file a claim as they had no insurance. Unfortunately we are unable to offer site space without "heavy" insurance, naming ourselves and the property owner as additionally insured. All different sites, years apart, even nonsense claims take time to resolve. Lets face it, accidents happen, and I am sure some family who has lost their income or has medical expenses due to an accident at a site will be looking to recover (sue) from someone. The good old days are gone. Chris General Mobile Radio Service Inc. --- In [email protected], "Eric Lemmon" <wb6...@...> wrote: > > The insurance required by most commercial site managers is liability > insurance to cover injuries, damages, and lost revenue that could be caused > by a Ham repeater. It has nothing to do with covering the replacement of > your equipment. One of the local 2m repeaters in my area is on land owned > by a petroleum company, and that company's legal beagles require at least $2 > million of liability coverage, which costs about $350 per year. That > mentality began years ago when a cheap Amateur antenna was sloppily > installed at a site and later fell, taking out a couple of antennas > belonging to paying customers, and they were very unhappy with that > situation. The Ham was kicked off the site, and the bad feelings against > Amateur repeaters still exist- and we all are still paying for that "bad > apple's" poor judgment. > > 73, Eric Lemmon WB6FLY > > > -----Original Message----- > From: [email protected] > [mailto:[email protected]] On Behalf Of Laryn Lohman > Sent: Friday, April 24, 2009 8:26 PM > To: [email protected] > Subject: [Repeater-Builder] Re: Repeater Insurance? > > > > --- In [email protected] > <mailto:Repeater-Builder%40yahoogroups.com> , "NORM KNAPP" nknapp@ > wrote: > > > > Our insurance in our club consists of lots of spare parts and back-ups. > > Ours too. With cheep/free GE and Motorola radios, and a few used DB224s also > cheep/free, we're good and money ahead. > > Laryn K8TVZ >
