In Michigan, our general liability insurance has a product liability
provision, the premium is determined by our gross sales. The provision
covers an situation say where a charger you sold starts a fire on
customers premises, never installed, and probably plugged in by the
customer, dealer still has some responsibility.

Talk to your agent, you may already be covered.

Also quite common for customers requesting to be named as "additionally
insured", so that your insurance covers any of their legal fees.

Chris
GMRS Inc.

--- In [email protected], Scott Zimmerman <n3...@...>
wrote:
For those that are on the list that own their own two-way shop:

Who do you use for a liability carrier and what is your typical
monthly/yearly premium?

I have a customer I have been dealing with for about 8 years that has
decided they won't do business with anyone that does not have liability
insurance on the products they vend. It seems rather stupid to me, but I
guess that's what happens when lawyers get involved.

  Input appreciated.

  Scott
>
> Scott Zimmerman
> Amateur Radio Call N3XCC
> 474 Barnett Road
> Boswell, PA 15531
>


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