Dear Publishers,

Please feel free to publish the following article (in its entirety) in your 
publications as long as the bio at the end of the article is included and the 
link is made active at websites and if possible, in newsletters.  Please do not 
make changes without permission.  A courtesy copy of the publication this 
article is included in would be appreciated; my e-mail is [EMAIL PROTECTED]

A Decision to Stay Home
by Monica Resinger

I worked at an office job up until my son was two struggling with the guilt and 
yearning of wanting to be home to raise him full time. I was extremely lucky 
because my grandmother watched him, but I still would rather be home raising 
him myself. I felt my son and I were both missing out on things that would 
never happen again such as his first step or mommy kissing boo-boos.

My grandmother knew that I desperately wanted to be home raising him and at one 
point she told me she couldn't watch him anymore because she couldn't keep up 
with him; she used this as an excuse to get me to take action because she knew 
I wanted to stay home, but I was afraid to take the first step. This is the 
point a decision had to be made. Did I want to continue to have someone else 
raise my child during the day or did I want to follow my heart and raise my son 
myself? I knew all along that raising my boy was the most important thing to 
me, but I was afraid to quit my job because I thought we wouldn't have 
enough money to live on. 

It seemed my husband didn't make enough money for us to live on because of our 
spending habits at that time. Not so much his, but mine. I would go out to 
lunch daily at work and freely spend the money I earned on cosmetics, things 
for the house or other unnecessary items, rarely looking at prices. I was a 
spendthrift that wasn't sure if I could change. I tried to think of ways to 
make money from home and thought of a lot of ways, but they all seemed 
out-of-reach for me at the time. 

Finally, even though I was still afraid of not having enough money to live on, 
I made the decision to quit my job on the good faith of my abilities to cut 
back or drop my spending habits, and to save money in every possible situation 
I could. I had it all planned out. I'd save coupons, shop only sales and cut 
dollars at every angle I could. I would consider this my new ‘job'. 

It wasn't easy. We didn't have the money to do the things we used to do like go 
to the movies or order a pizza, but the rewards of teaching myself a frugal way 
of life were worth more than I can say. I was no longer torn inside and felt I 
was where I wanted to be. I found that nothing was more important to me than 
being home raising my son. I learned how to be a good, thrifty homemaker. As 
time passed, my husband started making a little more money, which offered a 
little more freedom in spending. Soon, we were planning our second child and 
she was bo
rn and I got to stay home and raise her too! 

These were treasured times for me and I'm still home even though the kids are 
in full-time school now. It's nice to be here when they get home so they don't 
have to come home to an empty house and I have time to prepare home-cooked 
meals and keep the house up. When they get days off, I'm here and we don't have 
to worry who's going to watch them.

If you're a working mother that yearns to be home raising your children, here 
are some valuable lessons I learned from my experience. I hope they help you in 
some way.

Take a good look at where your money is going. 
First, sit down with a piece of paper and pen and add up how much it is costing 
you to work. The first and biggest place to look is daycare and transportation 
costs. Also write down what you spend on lunches. Try and think about ‘hidden' 
costs such as ordering pizza because you worked and don't have time to cook a 
meal or your wardrobe. Add these and any other working costs up and subtract it 
from your income. 

Find Ways to Save Money 
Take another piece of paper and write down ways in which you can save money and 
estimate how much. For example, by using coupons and shopping sales you may be 
able to save $100 a month on groceries. Write it down along with other ways 
such as ‘close doors of rooms not in use to save electricity', or, instead of 
going to the movies 4 times a month, go once and write in the amount saved. You 
ve to think of everything you currently spend money on and figure out ways to 
cut back. You'll find you can get very creative when you need to be.

Add it up 
Now add your lists together and see if you can ‘make' as much as your job. Most 
of the time you can get pretty close, but if you can't, don't fret because 
where there's a will, there's a way. If you haven't met your income by the 
above savings methods, consider other ways to make money.

How Can you Make Money from Home? 
The first thing to do is ask yourself what you're good at and what you enjoy 
doing. Everyone has a special talent. For some people it may be a craft, for 
others, it may be writing, grooming pets or planning trips among many other 
possibilities. Whatever you do well, find a way to make money with it. Someone 
who's good at crocheting afghans may make up a website about crocheting and 
selling these afghans or take the finished afghans to a craft bazaar to sell. 
Someone who's good at writing may begin writing in their preferred subject and 
start submitting to magazines or look on the internet for other ways to make 
money writing.  If you're interested in publishing an e-zine for profit, I have 
written an e-book titled 'How to Create an Ezine for Proft' and you can find 
out how to get this e-book here:

Other e-books from my website that include great ideas to get you started 
making money from home:
~ Tips and Ideas for Selling Things as a
 Home Business:

~ 504 Relaxing Bath and Beauty Recipes:

~ 475 Gift Basket and Survival Kit Ideas:

Don‘t let fear get in your way. 
The biggest thing I learned is to not be afraid of change. Sometimes we have to 
take what seems to be a huge step to be able to get what we want. I took that 
step and made it, so can you.

The most important thing I can say about all of this is to follow your heart. 
Do what is right for you; not what someone else thinks is right for you. If 
being home is what you want, then pursue it with all your heart. 

Monica is the founder Homemaker's Journal E-publications, the growing home of 
many fun and informative home and garden e-books, tip sheets, articles and 
Get a FREE Slowcooker Recipe E-book when you subscribe to Monica's FREE e-zine 
for homemakers!  To subscribe and receive instructions for picking up your FREE 
e-book, just send a blank e-mail to:  [EMAIL PROTECTED]

[Non-text portions of this message have been removed]



1. Print the article in its entirety. Don't make any changes in the article . 
2. Print the resource box with all articles in their entirety.
3. Send the Author a copy of the reprinted article or the URL 
  where the articles was posted.

Anything short of following these three rules is a violation 
of the Authors Copyright.Yahoo! Groups Links

<*> To visit your group on the web, go to:

<*> Your email settings:
    Individual Email | Traditional

<*> To change settings online go to:
    (Yahoo! ID required)

<*> To change settings via email:
    mailto:[EMAIL PROTECTED] 
    mailto:[EMAIL PROTECTED]

<*> To unsubscribe from this group, send an email to:

<*> Your use of Yahoo! Groups is subject to:

Reply via email to