Dear Shiva

I have read your correspondence. BTW I am the Moderator of this group.

What is the point of crying over spilt milk? RTI is not the magic wand
for solving problems like this. You are basically thinking of your
private interest and not for the larger public interest (for which RTI
ACT is meant). To my mind there was something fundamentally unsound in
your business model which required so much packing cedit to carry on.
>From a situation where Banks beg you to borrow from them, the shoe was
placed on other foot.

It seems the matter is sub-judice in DRT, if you are aggrievd by the
delay there, move a Writ in the Kerala High Court. There is no justice
in India, and RTI is a pathetic weapon to use. Here briefly is some
input on where you went wrong in RTI.

1) You cannot ask questions in RTI (ie. How, Why, When, What is not
allowed)

2) You can only ask for record or documents AVAILABLE with RBI which
you must clearly specify in advance. If you cannot specify these, ask
for inspection first. Try and meet the PIO before filing your RTI request.

3) Dont ask for information only about your case. Dont be selfish, try
and benefit others similarly placed as you were, ask "larger
questions" also.

4) Do not ask RBI to summon information for you from Federal Bank
(forget about section 2-f). If Fed Bank is a Public Authority then
frame your RTI queries so as to get RBI to transfer some of those to
PIO of Fed Bank.

5) Do not try and fix the blame on anyone using RTI. This is sure way
not to get documents.

6) Keep it simple, RTI is NOT a grievance redressal forum / tool. Do
not allow your bruised ego to "misuse" RTI as a safety valve for the
tension inside you. When RTI fails do not blame RTI Act, but instead
focus on learning why / where you failed and PIO could beat you. YOU
WILL THEN LEARN TO THINK LIKE A PIO. 

7) Governor of RBI has no role to play in RTI Act.

8) Thoroughly research RBI website rbi.org.in, and draft your queries
exactly based (by quotations from circulars, notifications and
guidelines) on the MONITORING and SUPERVISION role of RBI as defined
in BR Act and RBI Act.

9) DRT itself is a Public Authority.

10) First Appeal stage is where you get out maximum information. So
try and leave a few escape routes for PIO in your RTI request where
you can slam him in First Appeal.

Sarbajit

--- In [email protected], "Shiva" <[EMAIL PROTECTED]> wrote:
>
> Hello
> 
> Here is a case of some documents released by the RBI under RTI. I
> learnt from the documents that RBI had conducted an inspection on a
> bank based on my complaint against the bank. An inspection was indeed
> conducted but the irregularities complained about were glossed over by
> the inspection, so I sent a letter to the Governor, RBI to annul the
> inspection report on file.
> 
> 1)  The background of the issue, the application made under RTI, the
> copy of the letter to the Governor, RBI are all at
> 
>  http://duediligenceindia.blogspot.com/
> 
> 2) The letter with the complete RRI documentation is published as an 
> iPaper at 
> 
> http://www.scribd.com/full/3246680?access_key=key-18iig6a6sip1qa0rb8wo
> 
> May I request the RTI experts to guide me on how to proceed further?
> 
> Thank you.
>


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