Great things can happen when dreams are combined with a desire to help others. You're absolutely right about that, Yvonne! (And thanks for seeing me as an 'encourager'. I see myself as one, too....and always try to go beyond that to be of practical help whenever I can.) Patsy
________________________________ From: Yvon.Gmail <[email protected]> To: [email protected] Sent: Mon, January 17, 2011 10:32:39 PM Subject: Re: [SALIGAONET] The Goa that is fast getting into History ! Great things can happen when dreams are combined with a desire to help others. Saligao needs dreamers and also 'encouragers ' like Patsy . I believe that individuals can make a difference and wrote something on that to saligaonet. But somehow it hasn't been posted. Perhaps the moderator did not like the mention of money. ----- Original Message ----- >From: Patricia Nazareth >To: [email protected] >Sent: Tuesday, January 18, 2011 7:28 AM >Subject: Re: [SALIGAONET] The Goa that is fast getting into History ! > > > > "Hi. I wish I wasn't such a dreamer. I wish I could actually DO things like >some great people do instead of producing mere ideas." >Dilip......never, ever underestimate the power of dreams and ideas......and >yours are always exceptional!! What always impresses me about you and your >ideas is that they certainly aren't "mere".......they always have lots of >thought and substance, and "heart" in them. There's always a lot of feeling >when you communicate your thoughts and ideas. OK, I hope I've embarassed you >sufficiently with all this lavish praise. This, of course, in no way, >discounts >anyone else's contributions. We all make very valid and useful points....most >of the time! >Rico, I was a little disappointed with your observation that >>we can easily calm our conscience into thinking that we've done our bit by >>throwing across some pennies! >To all those reading this comment from you, and having the same mindset as >Dilip >(myself included).....it's not only hurtful, but would make anyone seriously >thinking about coming aboard this plan, think twice.....just because of the >insinuation that they may not be doing much to help anyone or any cause by >"throwing across some pennies.".....very derogatory, in my opinion. It is >also >not correct for you to judge anyone's intention behind making a donation. In >most cases, at least as far as my knowledge goes, people who choose to make >donations of any kind are usually deeply caring individuals; and not people >who >are trying to calm their conscience! >As Dilip rightly points out, despite the best intentions that many expats may >have, there is little else they can do to be of practical help to the people >of >their own village (our beloved Saligao, in this case) than making the decision >to send some of their (incidentally, hard-earned, in many cases) money for >those >who may need it. > >I, for instance, would very happily support a child through his school years >if >that help was not squandered and the need was genuine. There's precious >nothing >else I can do, sadly - apart from producing ideas that some might find idiotic. > >Once again, Dilip, there is no way anyone in their right mind would see your >ideas as anything less than noble and extremely generous. Sadly, there will >always be those who will shoot any good idea/suggestion, even though they may >not be able to come up with anything as good or better, themselves! And, you >are >absolutely right about the fact that anyone who decides to send money to the >village, would want to ensure that it is used for some worthy cause, and not >squandered. That's perfectly valid. Which brings me to the next important >point......(perhaps, mainly for you, Rico, to think about) >Is there anyone in the village who is willing to assume responsibility to >oversee a project like this. I, personally, do not see Saligao's expat >community cringing at the thought of sending across a few of their pennies to >help people in the village who may need it. But how this is all going to be >co-ordinated, locally, is of prime importance. The best idea that comes to my >mind right now is the possibility of setting up a committee for the purpose. >Once this is done, I can definitely see it work. > >Rico, I like the way you've listed your dreams. All of this is possible, if, >as >I've stated above, there is a committee to spearhead the wise (for want of a >better word right now) use of monetary donations. (I really like this idea! >Interest is a real killer, as we all know, I'm sure - in one way or another.) > >Long live the idealists, and dreamers (of which I am one)!! Without their >great >ideas, the rest of the population would have nothing to build on! > >Patsy > > > ________________________________ From: dilip dacruz <[email protected]> >To: "[email protected]" <[email protected]> >Sent: Mon, January 17, 2011 10:11:36 AM >Subject: RE: [SALIGAONET] The Goa that is fast getting into History ! > >Hi. I wish I wasn't such a dreamer. I wish I could actually DO things like >some >great people do instead of producing mere ideas. Still, if an idea strikes a >chord with some brave soul, things could change quite dramatically. > >There are hundreds of people originally from saligao who would love to help >their village but have no idea how to, apart from donating for the upkeep of >roofs. Lets not reject their 'pennies' - there's a lot of love behind every >penny. I browsed through the references you gave; they are all to do with >interest and profit, issues that absolutely would not arise if the capital was >donated - not lent- to the bank and then on to the needy. The 'bank' would >then >really be a completely charitable organisation. That's a pretty unique concept. > >It is important that the loans are supervised - I think I covered that (and >the >above for that matter) in my last email. > >Lets just think about it for a day or two. There would be no better way to >harness the goodwill of the expatriate population whilst helping the poor >develop in a structured fashion. I, for instance, would very happily support a >child through his school years if that help was not squandered and the need >was >genuine. There's precious nothing else I can do, sadly - apart from producing >ideas that some might find idiotic. > > >[email protected] > > > >> From: [email protected] >> Date: Sat, 15 Jan 2011 16:52:24 +0530 >> Subject: Re: [SALIGAONET] The Goa that is fast getting into History ! >> To: [email protected] >> >> The only problem with money is that we can easily calm our conscience >> into thinking that we've done our bit by throwing across some pennies! >> Also, money without direction can cause problems of its own. >> I think we owe our village, our State, country and planet more than >> that... >> >> If microfinance could work, it would be very good in Saligao too. But >> there is a contentious side to that too: >> >> Does Microfinance Help the Hard-core Poor? >> http://www.microcapital.org/does-microfinance-help-the-hard-core-poor/ >> >> Hard Questions for Microfinance: How Much Profit is Too Much Profit? >>http://www.nextbillion.net/blog/hard-questions-for-microfinance-how-much-profit-is-too-much-prof >>f >> >> Microfinance, it's not all good >> http://philanthropy.blogspot.com/2007/09/microfinance-its-not-all-good.html >> >> FN >> >> Frederick Noronha :: +91-9822122436 :: +91-832-2409490 >> >> On 15 January 2011 12:22, dilip dacruz <[email protected]> wrote: >> > Agree Fred, but you seem almost embarrassed to say we can share money too. >> > Yes, cash. >> > >> > Patsy and Yvonne made me re-visit articles on micro-finance, a concept that >> > some readers might not be familiar with. By lending small amounts of money >> > (20 USD) to the extremely poor, Nobel Prize laureate Muhammad Yunis (Grameen >> > Bank) was able to break the poverty trap and free some families. Some did >> > extremely well. There have been many, I would argue, valid criticisms of >> > micro-finance. Mainly, interest rates are very high (though the capital is >> > very very small). >> > >> > Considering the above, if we can donate - not lend - 20USD a year, it seems >> > likely we can make a big difference because interest rates wont apply. >> > However, micro-financing is more than just donating. We should adhere to >> > some of the principles adopted by Grameen bank. There are 16 principles >> > which can be adapted to Goa. Donating a mere 20-50 USD a year to such a >> > scheme would ensure small amounts of money (interest-free) went into >> > structured personal development programs, not a tot of fenny. (Not saying >> > the poor are all drunkards, please, though alcohol is a major, major >> > scourge in our village.) >> > >> > Here's a link that might be food for thought. Does microfinance exist in >> > Saligao, Fred? >> > >> > http://en.wikipedia.org/wiki/Grameen_Bank >> > >> > [email protected] >> >> -- >> Saligao-Net is at http://groups.google.com/group/saligao-net >> To post to this group, send email to [email protected] >> To unsubscribe email [email protected] >-- >Saligao-Net is at http://groups.google.com/group/saligao-net >To post to this group, send email to [email protected] >To unsubscribe email [email protected] > >-- >Saligao-Net is at http://groups.google.com/group/saligao-net >To post to this group, send email to [email protected] >To unsubscribe email [email protected] >-- Saligao-Net is at http://groups.google.com/group/saligao-net To post to this group, send email to [email protected] To unsubscribe email [email protected] -- Saligao-Net is at http://groups.google.com/group/saligao-net To post to this group, send email to [email protected] To unsubscribe email [email protected]
