Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Bringing this topic back.Firstly, if you've wanted a Paypal business account, that, for obvious reasons has always required a real form of identification. However, Paypal has recently been rolling out more services of the likes of financial institutions (a Paypal Cash card even) so the regulations do require them to collect identification for everyone now as an anti-fraud. The process looks more draconian on the site than it really is. They say it may take several days for the review team to get back to you, much less unlock your account. The site also doesn't clearly explain on the front of the page just why the info is required anyway. But if you call their support and ask them to initiate an account verification inquiry, you will almost always be connected to someone who can initiate the review themselves and can get your account unlocked within minutes. They were also very patient as I took the pictures of the photo id hoping the camera was far enough away for the entire image to be seen.The real problem is exactly what Munawar said in post 2, the social security number is never truly as secure as we're told to think it is, and to add insult to injury it's irreplaceable. Then again, it was never meant to be a secure form of identification in the first place, but they've never moved on to less primitive measures such as encrypted tokens. They just as easily could, but the so-called government's views on encryption are too polarizing to discuss that - some are for it, others want a back-door against the wishes of most (most) tech companies. URL: https://forum.audiogames.net/post/436126/#p436126 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? I created a paypal account and added a savings account, due to the fact that we don't currently have my birth certificate we can't get a state ID which means I can't get a checking account with a card. Paypal won't let me interact with my bank at all, it actually declines it when I try to make a purchase, namely through AT guys. But I know everything about it is valid. I thought they only needed your SSN if you wanted to be a vender. Due to my current circumstances, the still lack of the requirements for a state ID, I can't submit this info to them either, and I'd prefer not to if I can help it. All I wanted to do was buy super egg hunt! Also I thought they were perfectly fine with minors accessing their service so long as the bank lets them, but I'll be 18 in less than a month anyways so that won't be an issue for much longer. URL: https://forum.audiogames.net/post/416333/#p416333 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Luckily that hasn't come to the UK yet. As for the underage discussion, I have no problem with underage users buying alcohol or cigarettes, because I don't think they should have an age limit. Oh, if the world was freer. URL: https://forum.audiogames.net/post/416239/#p416239 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? I generally use Zelle to transfer funds to/from family and friends. IT costs nothing and the transfer is instantaneous. Most major banks and even some smaller banks use Zelle. IF this is not an option, then I will use PayPal. but Zelle is my first option. URL: https://forum.audiogames.net/post/414883/#p414883 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? The issue with online transfers under 18 is that there's no way in most cases to verify purchaser's age. You know how you can be carded if you try to go into a bar and you look like you might be under the legal age? Or how you can't buy cigarettes under a certain age? Yeah, that. So the issue there is that underage purchases were a concern. I generally don't have a problem with a thirteen-year-old buying something off Amazon that they could just as easily get from a store or whatever, but there's no way to say they're not going on some other online store and trying to buy liquor or something. Not cool, even if I have little moral issue depending on the age and circumstances. URL: https://forum.audiogames.net/post/414855/#p414855 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Well, that ssn thing really does cut down on underage use, which is apparently illegal. I disagree very strongly with whoever said people under 18 can't make online money transfers, but that's beside the point. And another thing about paypal. It's nearly the only way of transfering money. Nobody uses apple pay in messages, or at least not as much as they do paypal. And other than squareCash, it's pretty much the only form of electronic payment people you're buying things from accept. URL: https://forum.audiogames.net/post/414850/#p414850 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? I'm in Texas. I've had my Paypal linked to my bank for over 13 years now, and even just used the transfer option to send money from my paypal to my bank for an item I sold on eBay, with no problems. Maybe I'm not getting this because My accounts are already linked together? I don't know. I hope you can figure it out though. URL: https://forum.audiogames.net/post/414841/#p414841 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? To be honest I haven't had this in new zealand either.Saying that, I never linked my bank account directly.To avoid me going into debt as I am an impulsive bastard at times I opted to buy a debit which is 5 bucks a month for the service.Its linked to my check account which is where all my cash comes into.I can withdraw cash from the bank with this card but its exclusively for online and my payments from jobs.My normal magnetic card is used for everything else.I did have to varify a few things with cards and the like when I joined paypal but now I am there I just need to update my information on the card like dates and my csn security code when it changes.It was the easiest thing to do and I use it a lot.The other service I use from time to time is paypoly.Basically you can access your bank account not sure if its nz and make 1 off transactions with your password and userid from your bank without making the transfer from the bank, you get ref numbers, and a random id and a couple other numbers which you put into the boxes and the system processes that.I have only used that for mobile phone topups so far but even so.Sounds like a us thing, but to be honest, if its required its required.I would to be honest like if all services link to the real me database set by the government for its services.Bar a few banks most of government services including passports, benifits and elections is linked to the system.True I need to previde passport number and a lot of extra private info, including photo id every 5 years but its not like they make it hard to do.In fact once you have filled in all the services, voice, and had a few people read visual printed id codes at me on bits of paper in the mail which is a royal pain, you can be set up with in a couple weeks.Every 5 years or so I go online, check and change details if I need to, print out an application id which I then take to my local post bank with service access and get it sent through to the government.The biggest thing is waiting the up to a month to be rechecked by a human, but I havn't had any issue with the system.Support is good to a point to though their online portal is really good.True I could rail on at all the info they ask of me all the time but its better having everything in 1 place and as long as its kept secure and noone abbuses it it should be fine.For one thing if someone in government needs me for something my info is about, so I don't have to deal with anyone unless I need to.Saying that, going on holiday, doing the usual benifit report, then filling in wrong info, changing that and not being told I need to scrap the entire thing and start over got me into a pile.I swear all help desk people in government are drones or something.All follow programmed guidelines and do not stray.The last time I screwed up which was only 1 time and my entire fault, we had to get all legal before they decided to drop things and make things actually fine.Of course the fact is things are not fine, there were and are still problems with the system I used, it was more like lets forget it and get what I should be payed and everyone can fuck off and have a nice life without fixing initial problems I put to support but there you go.I have the same issue with previders of services to.On the other hand, as long as I am carefull and am not stupidly screwing things which is most of the time, I barely have to deal with any human or robot drones at all.Its bullshit I can live without but if I don't have to continuously deal with it daily and only restrict it to once or twice a year at least I can cope with that level.I have heard through the paper and friends that if you push any of these drones, you can basically be nuked and screwed royally.I have had friends that fell foulof what was programmed.In the end its not worth trying to fix the problem or even the service.In the end you just want service to continue and any issues straightened out without fixing anything.Knowing what I know, I know what to do now to avoid this malfunction but its annoying that I even have to do this.If this was a computer it shouldn't be the user that has to protect themselves against the admin running out of coffee and being in a really bad mood.I have to do this with some of my users.But it seems that if you get a big enough computer, say a corperation or government that doesn't matter and the user is expected to know the entire os.Now I do know what I need but the requirements on what I need to know to navigate the huge pits,, zombies, and spikes in the system is growing daily.I'd hate to be old, blind and helpless, a lot of the blind well a major part of the blind are old.For the old, all these new digital systems and their pitfalls must be a nightmare.Being the geek I am I try to fit what I need to, but I know people who are really just drones at work, and expect things to just work.When they don't they crash
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? @MasterChief its not the money for the convertion with the card which was expensive, it was the processing fee directly from paypal which I was charged even if was paying directly in pounds. I didn't mind when it was a fraction of what I was paying, but as I said when it got to the stage where I would send thirty quid another two or three quid went to Paypal I had no choice. No, I am not happy with Paypal having direct access to my bank, but I'm less unhappy about that than I am essentially giving paypal money for nothing. I did also look at making direct payments from my bank to my paypal balance so effectively Paypal wouldn't have access to my bank, but that would A, be needlessly complicated, and B, negate the reason why I wasn't willing to do online banking in the first place. URL: https://forum.audiogames.net/post/414740/#p414740 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? @Dark:About paypal charging you extra money, what I do always is choose in paypal is that the conversion be done from the card issuer.This way you will be paying with your card issuer conversion rate instead of paypal's, and that will save you some money. URL: https://forum.audiogames.net/post/414729/#p414729 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? No need for national insurance or extra info in Britain either, that being said I am extremely annoyed that Paypal have such steep charges for pprocessing credit card payments. I did not want paypal attached to my bank account, indeed I wanted to keep my bank details as much off my computer as possible (I don't even have my account details stored in a text file), but the amount that Paypal charges for each credit card transaction is stupidly high, to the point that if made a £50 payment I was getting charged another £2 or so in paypal charges. This is actually illegal in the EU and Uk, but, well since when did big companies care about the law. Since I don't want to give paypal my money, I've had to give them my bank details instead, which I am really not happy about. The problem is that Paypal is just so universally accepted that not using it isn't an issue, heck look at the trouble people in countries where paypal is not accepted have. Insert Marxist rant about companies being above the law and general scumminess of the capitalist system . URL: https://forum.audiogames.net/post/414616/#p414616 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Hi.Oh dear Paypal, since a few weeks tthey also locked my account due to, low and behold, a transfer I did to another paypal account they completely locked me out of my account, even verifying my info won't unlock it again, the customer support is a pile of bullcrap, which I also told them quite clearly.I am so happy if I get my credit card from my bank next week or so, yes, it's just a prepaid credit card, but still, I won't need to deel with that paypal bullshit.Greetings Moritz. URL: https://forum.audiogames.net/post/414613/#p414613 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Yeah they ask for that info now, I just put it on my account and I've had no issues with it. It is annoying that they restrict a ton of stuff, I don't have a bank account on mine because I use paypal so I have an etra layer of protection and I can't do a decent chunk of stuff - one of which is get verified payments, b. URL: https://forum.audiogames.net/post/414602/#p414602 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? @6, believe its U.S. specific. I don't believe Canada has the same requirements as the US does. URL: https://forum.audiogames.net/post/414591/#p414591 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Possibly? Sounds pretty suspicious to me. Unless Canada has different regulations, if they ask for one they should ask for them all. URL: https://forum.audiogames.net/post/414583/#p414583 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Yeah, same as Jayde over here. Maybe it's just a US thing? URL: https://forum.audiogames.net/post/414576/#p414576 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? I've never been asked for my SSN (or SIN here in Canada), and have found the whole Paypal experience to be relatively painless thus far. I consider myself quite fortunate in this regard. URL: https://forum.audiogames.net/post/414567/#p414567 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? Now that doesn't surprise me. What's different on my account though is that I can't even transfer to my bank now. The balance is completely locked out. Isn't your credit card number (perhaps even with the single use token provided by chip-cards) a paper-trail that eventually leads to your ssn anyhow? If so it's no wonder they'll get to it eventually. What comes next is how securely they store it, and Paypal from what I've read doesn't appear to be a shining example of ethics what with people reporting spontaneous account lock-ups and all. URL: https://forum.audiogames.net/post/414566/#p414566 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
Re: provide your ssn, or no paypal for you: how the hell is this legal?
Re: provide your ssn, or no paypal for you: how the hell is this legal? It's legal because the government said so. They need your SSN to make sure you're not hiding money. The alternative is to just transfer whatever you have to your bank account (they haven't asked me for an SSN to complete transfers) and use the money there. Even crypto exchanges are required nowadays by the US government to collect this information.Your SSN is already more public than you think though. Keep in mind that every company (even the mom and pap shops) have a copy of your SSN card. I've worked for shady startups back in the day and they honestly couldn't care less where and how insecurely they store your information. So, everyone has your SSN as it is--you just don't know it, yet. URL: https://forum.audiogames.net/post/414565/#p414565 -- Audiogames-reflector mailing list Audiogames-reflector@sabahattin-gucukoglu.com https://sabahattin-gucukoglu.com/cgi-bin/mailman/listinfo/audiogames-reflector
