Re: Apple Cash

[joseph hudson]

I could not tell you I think it's excludes some countries, but I'm not for sure 
I would have to do some googling to see what countries it covers.

> On Nov 4, 2023, at 8:18 AM, Anders Holmberg  wrote:
> 
> Hi!
> Is this Apple Cash something that only exists in the US.
> I can not see that here in Sweden yet.
> Bless.
> /A
> 
>> 2 nov. 2023 kl. 02:53 skrev 'Mary Ward' via MacVisionaries 
>> :
>> 
>> I believe that if you are paying an individual, you must use Apple Cash, not 
>> regular Apple Pay.  Unless, of course, this has changed since last year.  I 
>> once had to add some money from my bank account to pay an individual.  I 
>> have also had to use it to pay certain types of organizations, such as 
>> paying dues to a nonprofit, though I don’t know if this is always the case.  
>> 
>> If you buy from Apple with your Apple Pay, you get 3% back.  You get 2% back 
>> from certain online purchases, and for everything else, as in when you use 
>> your physical card you get 1%.  If you buy a big ticket item from Apple, 
>> such as an iPhone, iPad, or Mac, you can collect some money in your Apple 
>> Cash account.  I also understand that you can now get some type of Apple 
>> savings account and use your cash balance as part of it, though I have not 
>> done this yet.
>> 
>> 
>> 
>> 
>>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>>> 
>>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>>> account how do I switch over to Apple Pay?
>>> 
 On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
 
 OK, so let me see if I can explain this in terms for you actually 
 understanding. So Apple Cash is cash that is available in like your 
 digital wallet. That is transferred from your bank account. Or if somebody 
 pays you, that's where it goes, and then you can transfer it to your bank. 
 If you're using just straight up, Apple Pay, and you don't have any cash 
 on your thing, then it will charge from your regular bank card. I hope 
 this helps.
 
> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to 
> pay for something in a store using Apple Pay and it came up saying that 
> my balance for Apple Cash was zero. I didn’t have any trouble with my 
> card so it wasn’t that. what was going on there? I want to be able to use 
> Apple Pay without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
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Re: Apple Cash

[Anders Holmberg]

Hi!
Is this Apple Cash something that only exists in the US.
I can not see that here in Sweden yet.
Bless.
/A

> 2 nov. 2023 kl. 02:53 skrev 'Mary Ward' via MacVisionaries 
> :
> 
> I believe that if you are paying an individual, you must use Apple Cash, not 
> regular Apple Pay.  Unless, of course, this has changed since last year.  I 
> once had to add some money from my bank account to pay an individual.  I have 
> also had to use it to pay certain types of organizations, such as paying dues 
> to a nonprofit, though I don’t know if this is always the case.  
> 
> If you buy from Apple with your Apple Pay, you get 3% back.  You get 2% back 
> from certain online purchases, and for everything else, as in when you use 
> your physical card you get 1%.  If you buy a big ticket item from Apple, such 
> as an iPhone, iPad, or Mac, you can collect some money in your Apple Cash 
> account.  I also understand that you can now get some type of Apple savings 
> account and use your cash balance as part of it, though I have not done this 
> yet.
> 
> 
> 
> 
>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>> 
>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>> account how do I switch over to Apple Pay?
>> 
>>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>>> 
>>> OK, so let me see if I can explain this in terms for you actually 
>>> understanding. So Apple Cash is cash that is available in like your digital 
>>> wallet. That is transferred from your bank account. Or if somebody pays 
>>> you, that's where it goes, and then you can transfer it to your bank. If 
>>> you're using just straight up, Apple Pay, and you don't have any cash on 
>>> your thing, then it will charge from your regular bank card. I hope this 
>>> helps.
>>> 
 On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
 
 What’s the difference between Apple Cash and Apple pay? today I tried to 
 pay for something in a store using Apple Pay and it came up saying that my 
 balance for Apple Cash was zero. I didn’t have any trouble with my card so 
 it wasn’t that. what was going on there? I want to be able to use Apple 
 Pay without that kind of interference as I have in the past.
 
 thanks.
 Lorie
 
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>> 

Re: Apple Cash

[Brad Snyder]

Apple Cash is an option for a payment method in ApplePay.
You need to setup your bank debit or credit card as a method of payment, then 
set one of those as your default method of payment for ApplePay.
No meed to turn off Apple Cash if you have another method of payment selected 
as your default.

Express Transit is something that is a separate type of payment.
For example, Express Transit, once setup, can be used on the New York City 
subway system.  It allows you to just hold your iPhone or Apple Watch up to the 
turnstile reader, without pressing the side-button twice, as is required on 
regular ApplePay payments.

HTH.

- Brad -



On Nov 1, 2023, at 21:12, Lorie McCloud  wrote:

I can often not hear vo very will in stores. if I turn Apple cash off, will it 
default to Apple pay?

> On Nov 1, 2023, at 8:48 PM,  
>  wrote:
> 
> Okay, Apple pay is using your wallet app to pay for something. Apple cash is 
> an option in your wallet to pay for an item.
> You double tap side button and swipe to Apple cash as a payment options. 
> Double tap to pick it.. or choose another option to pay. 
> 
> -Original Message-
> From: macvisionaries@googlegroups.com  On 
> Behalf Of Lorie McCloud
> Sent: Wednesday, November 1, 2023 8:16 PM
> To: via MacVisionaries 
> Subject: Apple Cash
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to pay 
> for something in a store using Apple Pay and it came up saying that my 
> balance for Apple Cash was zero. I didn’t have any trouble with my card so it 
> wasn’t that. what was going on there? I want to be able to use Apple Pay 
> without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
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Re: Apple Cash

[joseph hudson]

Sure I do. I'll be glad to go in there right now. The link is below in my 
signature.
Joseph Hudson

EmailFaceTime/iMessage
jhud7...@twc.com

Connect with me on zoom

https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09

> On Nov 1, 2023, at 9:19 PM, Lorie McCloud  wrote:
> 
> ok. if you have a minute I’ll pop up on Zoom now.
> 
>> On Nov 1, 2023, at 9:16 PM, joseph hudson > > wrote:
>> 
>> No, the transit cards thing is for like a bus pass. Would you be all right 
>> with calling me or getting on zoom or something and I could show you with 
>> VoiceOver what I mean? There's no need to turn off Apple Cash.
>> Joseph Hudson
>> 
>> EmailFaceTime/iMessage
>> jhud7...@twc.com 
>> 
>> Connect with me on zoom
>> 
>> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
>> 
>>> On Nov 1, 2023, at 9:09 PM, Lorie McCloud >> > wrote:
>>> 
>>> Apple Cash was turned on but there’s something that says express transits 
>>> that I can set I think with my bank card. even after I did that it said 
>>> “none” under Apple Cash. I decided it might be easier just to turn off 
>>> Apple Cash and only have it on if I need to accept money. does that sound 
>>> like it would work? the place under Apple Cash that said “none” I couldn’t 
>>> find a way to get any other selection.
>>> 
 On Nov 1, 2023, at 8:45 PM, joseph hudson >>> > wrote:
 
 OK so they're essentially the same thing once just a balance on your 
 iCloud, and then the other is just straight from your bank. Just switch to 
 your bank, you can go under settings and Apple Pay, wallet, and then you 
 can go all the way down, where it says default card. Yours currently 
 should say Apple Cash. If it says Apple Cash, double tap on it, and it 
 will give you a selection box. You shall be able to switch it to your 
 regular debit Card. the other thing you can do, is from with the same 
 area, there is a button that says add money. So you can add money to your 
 Apple Cash. I hope that helps.
 Joseph Hudson
 
 EmailFaceTime/iMessage
 jhud7...@twc.com 
 
 Connect with me on zoom
 
 https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
 
> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  > wrote:
> 
> ok. so if I get that message that says there’s nothing in my Apple Cash 
> account how do I switch over to Apple Pay?
> 
>> On Nov 1, 2023, at 8:35 PM, joseph hudson > > wrote:
>> 
>> OK, so let me see if I can explain this in terms for you actually 
>> understanding. So Apple Cash is cash that is available in like your 
>> digital wallet. That is transferred from your bank account. Or if 
>> somebody pays you, that's where it goes, and then you can transfer it to 
>> your bank. If you're using just straight up, Apple Pay, and you don't 
>> have any cash on your thing, then it will charge from your regular bank 
>> card. I hope this helps.
>> 
>>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud >> > wrote:
>>> 
>>> What’s the difference between Apple Cash and Apple pay? today I tried 
>>> to pay for something in a store using Apple Pay and it came up saying 
>>> that my balance for Apple Cash was zero. I didn’t have any trouble with 
>>> my card so it wasn’t that. what was going on there? I want to be able 
>>> to use Apple Pay without that kind of interference as I have in the 
>>> past.
>>> 
>>> thanks.
>>> Lorie
>>> 
>>> -- 
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>>> Visionaries list.
>>> 
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>>> or if you feel that a member's post is inappropriate, please contact 
>>> the owners or moderators directly rather than posting on the list 
>>> itself.
>>> 
>>> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark 
>>> at:  mk...@ucla.edu  and your owner is Cara 
>>> Quinn - you can reach Cara at caraqu...@caraquinn.com 
>>> 
>>> 
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>>> http://www.mail-archive.com/macvisionaries@googlegroups.com/
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>>> 

Re: Apple Cash

[Lorie McCloud]

ok. if you have a minute I’ll pop up on Zoom now.

> On Nov 1, 2023, at 9:16 PM, joseph hudson  wrote:
> 
> No, the transit cards thing is for like a bus pass. Would you be all right 
> with calling me or getting on zoom or something and I could show you with 
> VoiceOver what I mean? There's no need to turn off Apple Cash.
> Joseph Hudson
> 
> EmailFaceTime/iMessage
> jhud7...@twc.com
> 
> Connect with me on zoom
> 
> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
> 
>> On Nov 1, 2023, at 9:09 PM, Lorie McCloud  wrote:
>> 
>> Apple Cash was turned on but there’s something that says express transits 
>> that I can set I think with my bank card. even after I did that it said 
>> “none” under Apple Cash. I decided it might be easier just to turn off Apple 
>> Cash and only have it on if I need to accept money. does that sound like it 
>> would work? the place under Apple Cash that said “none” I couldn’t find a 
>> way to get any other selection.
>> 
>>> On Nov 1, 2023, at 8:45 PM, joseph hudson >> > wrote:
>>> 
>>> OK so they're essentially the same thing once just a balance on your 
>>> iCloud, and then the other is just straight from your bank. Just switch to 
>>> your bank, you can go under settings and Apple Pay, wallet, and then you 
>>> can go all the way down, where it says default card. Yours currently should 
>>> say Apple Cash. If it says Apple Cash, double tap on it, and it will give 
>>> you a selection box. You shall be able to switch it to your regular debit 
>>> Card. the other thing you can do, is from with the same area, there is a 
>>> button that says add money. So you can add money to your Apple Cash. I hope 
>>> that helps.
>>> Joseph Hudson
>>> 
>>> EmailFaceTime/iMessage
>>> jhud7...@twc.com 
>>> 
>>> Connect with me on zoom
>>> 
>>> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09 
>>> 
>>> 
 On Nov 1, 2023, at 8:37 PM, Lorie McCloud >>> > wrote:
 
 ok. so if I get that message that says there’s nothing in my Apple Cash 
 account how do I switch over to Apple Pay?
 
> On Nov 1, 2023, at 8:35 PM, joseph hudson  > wrote:
> 
> OK, so let me see if I can explain this in terms for you actually 
> understanding. So Apple Cash is cash that is available in like your 
> digital wallet. That is transferred from your bank account. Or if 
> somebody pays you, that's where it goes, and then you can transfer it to 
> your bank. If you're using just straight up, Apple Pay, and you don't 
> have any cash on your thing, then it will charge from your regular bank 
> card. I hope this helps.
> 
>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud > > wrote:
>> 
>> What’s the difference between Apple Cash and Apple pay? today I tried to 
>> pay for something in a store using Apple Pay and it came up saying that 
>> my balance for Apple Cash was zero. I didn’t have any trouble with my 
>> card so it wasn’t that. what was going on there? I want to be able to 
>> use Apple Pay without that kind of interference as I have in the past.
>> 
>> thanks.
>> Lorie
>> 
>> -- 
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>> Visionaries list.
>> 
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>> if you feel that a member's post is inappropriate, please contact the 
>> owners or moderators directly rather than posting on the list itself.
>> 
>> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark 
>> at:  mk...@ucla.edu  and your owner is Cara Quinn 
>> - you can reach Cara at caraqu...@caraquinn.com 
>> 
>> 
>> The archives for this list can be searched at:
>> http://www.mail-archive.com/macvisionaries@googlegroups.com/ 
>> 
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> Your Mac 

Re: Apple Cash

[Lorie McCloud]

ok. that explains how I got Apple Cash turned on in the first place. I bought 
something from an individual. it told me what my pin number is. is the express 
transit option only viable if Apple Cash is turned on?

> On Nov 1, 2023, at 8:53 PM, 'Mary Ward' via MacVisionaries 
>  wrote:
> 
> I believe that if you are paying an individual, you must use Apple Cash, not 
> regular Apple Pay.  Unless, of course, this has changed since last year.  I 
> once had to add some money from my bank account to pay an individual.  I have 
> also had to use it to pay certain types of organizations, such as paying dues 
> to a nonprofit, though I don’t know if this is always the case.  
> 
> If you buy from Apple with your Apple Pay, you get 3% back.  You get 2% back 
> from certain online purchases, and for everything else, as in when you use 
> your physical card you get 1%.  If you buy a big ticket item from Apple, such 
> as an iPhone, iPad, or Mac, you can collect some money in your Apple Cash 
> account.  I also understand that you can now get some type of Apple savings 
> account and use your cash balance as part of it, though I have not done this 
> yet.
> 
> 
> 
> 
>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>> 
>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>> account how do I switch over to Apple Pay?
>> 
>>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>>> 
>>> OK, so let me see if I can explain this in terms for you actually 
>>> understanding. So Apple Cash is cash that is available in like your digital 
>>> wallet. That is transferred from your bank account. Or if somebody pays 
>>> you, that's where it goes, and then you can transfer it to your bank. If 
>>> you're using just straight up, Apple Pay, and you don't have any cash on 
>>> your thing, then it will charge from your regular bank card. I hope this 
>>> helps.
>>> 
 On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
 
 What’s the difference between Apple Cash and Apple pay? today I tried to 
 pay for something in a store using Apple Pay and it came up saying that my 
 balance for Apple Cash was zero. I didn’t have any trouble with my card so 
 it wasn’t that. what was going on there? I want to be able to use Apple 
 Pay without that kind of interference as I have in the past.
 
 thanks.
 Lorie
 
 -- 
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 Visionaries list.
 
 If you have any questions or concerns about the running of this list, or 
 if you feel that a member's post is inappropriate, please contact the 
 owners or moderators directly rather than posting on the list itself.
 
 Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark 
 at:  mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at 
 caraqu...@caraquinn.com
 
 The archives for this list can be searched at:
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>>> 
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>>> Visionaries list.
>>> 
>>> If you have any questions or concerns about the running of this list, or if 
>>> you feel that a member's post is inappropriate, please contact the owners 
>>> or moderators directly rather than posting on the list itself.
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>>> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark at: 
>>>  mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at 
>>> caraqu...@caraquinn.com
>>> 
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>> 
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>> 
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>> 

Re: Apple Cash

[joseph hudson]

No, the transit cards thing is for like a bus pass. Would you be all right with 
calling me or getting on zoom or something and I could show you with VoiceOver 
what I mean? There's no need to turn off Apple Cash.
Joseph Hudson

EmailFaceTime/iMessage
jhud7...@twc.com

Connect with me on zoom

https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09

> On Nov 1, 2023, at 9:09 PM, Lorie McCloud  wrote:
> 
> Apple Cash was turned on but there’s something that says express transits 
> that I can set I think with my bank card. even after I did that it said 
> “none” under Apple Cash. I decided it might be easier just to turn off Apple 
> Cash and only have it on if I need to accept money. does that sound like it 
> would work? the place under Apple Cash that said “none” I couldn’t find a way 
> to get any other selection.
> 
>> On Nov 1, 2023, at 8:45 PM, joseph hudson > > wrote:
>> 
>> OK so they're essentially the same thing once just a balance on your iCloud, 
>> and then the other is just straight from your bank. Just switch to your 
>> bank, you can go under settings and Apple Pay, wallet, and then you can go 
>> all the way down, where it says default card. Yours currently should say 
>> Apple Cash. If it says Apple Cash, double tap on it, and it will give you a 
>> selection box. You shall be able to switch it to your regular debit Card. 
>> the other thing you can do, is from with the same area, there is a button 
>> that says add money. So you can add money to your Apple Cash. I hope that 
>> helps.
>> Joseph Hudson
>> 
>> EmailFaceTime/iMessage
>> jhud7...@twc.com 
>> 
>> Connect with me on zoom
>> 
>> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
>> 
>>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud >> > wrote:
>>> 
>>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>>> account how do I switch over to Apple Pay?
>>> 
 On Nov 1, 2023, at 8:35 PM, joseph hudson >>> > wrote:
 
 OK, so let me see if I can explain this in terms for you actually 
 understanding. So Apple Cash is cash that is available in like your 
 digital wallet. That is transferred from your bank account. Or if somebody 
 pays you, that's where it goes, and then you can transfer it to your bank. 
 If you're using just straight up, Apple Pay, and you don't have any cash 
 on your thing, then it will charge from your regular bank card. I hope 
 this helps.
 
> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  > wrote:
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to 
> pay for something in a store using Apple Pay and it came up saying that 
> my balance for Apple Cash was zero. I didn’t have any trouble with my 
> card so it wasn’t that. what was going on there? I want to be able to use 
> Apple Pay without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
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 --- 
 

Re: Apple Cash

[Lorie McCloud]

I can often not hear vo very will in stores. if I turn Apple cash off, will it 
default to Apple pay?

> On Nov 1, 2023, at 8:48 PM,  
>  wrote:
> 
> Okay, Apple pay is using your wallet app to pay for something. Apple cash is 
> an option in your wallet to pay for an item.
> You double tap side button and swipe to Apple cash as a payment options. 
> Double tap to pick it.. or choose another option to pay. 
> 
> -Original Message-
> From: macvisionaries@googlegroups.com  On 
> Behalf Of Lorie McCloud
> Sent: Wednesday, November 1, 2023 8:16 PM
> To: via MacVisionaries 
> Subject: Apple Cash
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to pay 
> for something in a store using Apple Pay and it came up saying that my 
> balance for Apple Cash was zero. I didn’t have any trouble with my card so it 
> wasn’t that. what was going on there? I want to be able to use Apple Pay 
> without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
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> list.
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> caraqu...@caraquinn.com
> 
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Re: Apple Cash

[Lorie McCloud]

Apple Cash was turned on but there’s something that says express transits that 
I can set I think with my bank card. even after I did that it said “none” under 
Apple Cash. I decided it might be easier just to turn off Apple Cash and only 
have it on if I need to accept money. does that sound like it would work? the 
place under Apple Cash that said “none” I couldn’t find a way to get any other 
selection.

> On Nov 1, 2023, at 8:45 PM, joseph hudson  wrote:
> 
> OK so they're essentially the same thing once just a balance on your iCloud, 
> and then the other is just straight from your bank. Just switch to your bank, 
> you can go under settings and Apple Pay, wallet, and then you can go all the 
> way down, where it says default card. Yours currently should say Apple Cash. 
> If it says Apple Cash, double tap on it, and it will give you a selection 
> box. You shall be able to switch it to your regular debit Card. the other 
> thing you can do, is from with the same area, there is a button that says add 
> money. So you can add money to your Apple Cash. I hope that helps.
> Joseph Hudson
> 
> EmailFaceTime/iMessage
> jhud7...@twc.com
> 
> Connect with me on zoom
> 
> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
> 
>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>> 
>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>> account how do I switch over to Apple Pay?
>> 
>>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>>> 
>>> OK, so let me see if I can explain this in terms for you actually 
>>> understanding. So Apple Cash is cash that is available in like your digital 
>>> wallet. That is transferred from your bank account. Or if somebody pays 
>>> you, that's where it goes, and then you can transfer it to your bank. If 
>>> you're using just straight up, Apple Pay, and you don't have any cash on 
>>> your thing, then it will charge from your regular bank card. I hope this 
>>> helps.
>>> 
 On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
 
 What’s the difference between Apple Cash and Apple pay? today I tried to 
 pay for something in a store using Apple Pay and it came up saying that my 
 balance for Apple Cash was zero. I didn’t have any trouble with my card so 
 it wasn’t that. what was going on there? I want to be able to use Apple 
 Pay without that kind of interference as I have in the past.
 
 thanks.
 Lorie
 
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>>> 
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>> 
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>> 

Re: Apple Cash

[joseph hudson]

Definitely not true. When my brother paid me one time using Apple Pay, he 
charged it right from his card. You do not have to have money in your Apple 
account.
Joseph Hudson

EmailFaceTime/iMessage
jhud7...@twc.com

Connect with me on zoom

https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09

> On Nov 1, 2023, at 8:53 PM, 'Mary Ward' via MacVisionaries 
>  wrote:
> 
> I believe that if you are paying an individual, you must use Apple Cash, not 
> regular Apple Pay.  Unless, of course, this has changed since last year.  I 
> once had to add some money from my bank account to pay an individual.  I have 
> also had to use it to pay certain types of organizations, such as paying dues 
> to a nonprofit, though I don’t know if this is always the case.  
> 
> If you buy from Apple with your Apple Pay, you get 3% back.  You get 2% back 
> from certain online purchases, and for everything else, as in when you use 
> your physical card you get 1%.  If you buy a big ticket item from Apple, such 
> as an iPhone, iPad, or Mac, you can collect some money in your Apple Cash 
> account.  I also understand that you can now get some type of Apple savings 
> account and use your cash balance as part of it, though I have not done this 
> yet.
> 
> 
> 
> 
>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>> 
>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>> account how do I switch over to Apple Pay?
>> 
>>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>>> 
>>> OK, so let me see if I can explain this in terms for you actually 
>>> understanding. So Apple Cash is cash that is available in like your digital 
>>> wallet. That is transferred from your bank account. Or if somebody pays 
>>> you, that's where it goes, and then you can transfer it to your bank. If 
>>> you're using just straight up, Apple Pay, and you don't have any cash on 
>>> your thing, then it will charge from your regular bank card. I hope this 
>>> helps.
>>> 
 On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
 
 What’s the difference between Apple Cash and Apple pay? today I tried to 
 pay for something in a store using Apple Pay and it came up saying that my 
 balance for Apple Cash was zero. I didn’t have any trouble with my card so 
 it wasn’t that. what was going on there? I want to be able to use Apple 
 Pay without that kind of interference as I have in the past.
 
 thanks.
 Lorie
 
 -- 
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 Visionaries list.
 
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 if you feel that a member's post is inappropriate, please contact the 
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 at:  mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at 
 caraqu...@caraquinn.com
 
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>>> 
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>>> caraqu...@caraquinn.com
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>> 
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>> If you have any questions or concerns about the running of this list, or if 
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>> moderators directly rather than posting on the list itself.
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Re: Apple Cash

['Mary Ward' via MacVisionaries]

I believe that if you are paying an individual, you must use Apple Cash, not 
regular Apple Pay.  Unless, of course, this has changed since last year.  I 
once had to add some money from my bank account to pay an individual.  I have 
also had to use it to pay certain types of organizations, such as paying dues 
to a nonprofit, though I don’t know if this is always the case.  

If you buy from Apple with your Apple Pay, you get 3% back.  You get 2% back 
from certain online purchases, and for everything else, as in when you use your 
physical card you get 1%.  If you buy a big ticket item from Apple, such as an 
iPhone, iPad, or Mac, you can collect some money in your Apple Cash account.  I 
also understand that you can now get some type of Apple savings account and use 
your cash balance as part of it, though I have not done this yet.




> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
> 
> ok. so if I get that message that says there’s nothing in my Apple Cash 
> account how do I switch over to Apple Pay?
> 
>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>> 
>> OK, so let me see if I can explain this in terms for you actually 
>> understanding. So Apple Cash is cash that is available in like your digital 
>> wallet. That is transferred from your bank account. Or if somebody pays you, 
>> that's where it goes, and then you can transfer it to your bank. If you're 
>> using just straight up, Apple Pay, and you don't have any cash on your 
>> thing, then it will charge from your regular bank card. I hope this helps.
>> 
>>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
>>> 
>>> What’s the difference between Apple Cash and Apple pay? today I tried to 
>>> pay for something in a store using Apple Pay and it came up saying that my 
>>> balance for Apple Cash was zero. I didn’t have any trouble with my card so 
>>> it wasn’t that. what was going on there? I want to be able to use Apple Pay 
>>> without that kind of interference as I have in the past.
>>> 
>>> thanks.
>>> Lorie
>>> 
>>> -- 
>>> The following information is important for all members of the Mac 
>>> Visionaries list.
>>> 
>>> If you have any questions or concerns about the running of this list, or if 
>>> you feel that a member's post is inappropriate, please contact the owners 
>>> or moderators directly rather than posting on the list itself.
>>> 
>>> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark at: 
>>>  mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at 
>>> caraqu...@caraquinn.com
>>> 
>>> The archives for this list can be searched at:
>>> http://www.mail-archive.com/macvisionaries@googlegroups.com/
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>> 
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>> caraqu...@caraquinn.com
>> 
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> 
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> caraqu...@caraquinn.com
> 
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Re: Apple Cash

[joseph hudson]

You're welcome, no problem. Hope it works.

> On Nov 1, 2023, at 8:47 PM, Lorie McCloud  wrote:
> 
> thanks. that’s exactly the info I needed.
> 
>> On Nov 1, 2023, at 8:45 PM, joseph hudson > > wrote:
>> 
>> OK so they're essentially the same thing once just a balance on your iCloud, 
>> and then the other is just straight from your bank. Just switch to your 
>> bank, you can go under settings and Apple Pay, wallet, and then you can go 
>> all the way down, where it says default card. Yours currently should say 
>> Apple Cash. If it says Apple Cash, double tap on it, and it will give you a 
>> selection box. You shall be able to switch it to your regular debit Card. 
>> the other thing you can do, is from with the same area, there is a button 
>> that says add money. So you can add money to your Apple Cash. I hope that 
>> helps.
>> Joseph Hudson
>> 
>> EmailFaceTime/iMessage
>> jhud7...@twc.com 
>> 
>> Connect with me on zoom
>> 
>> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
>> 
>>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud >> > wrote:
>>> 
>>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>>> account how do I switch over to Apple Pay?
>>> 
 On Nov 1, 2023, at 8:35 PM, joseph hudson >>> > wrote:
 
 OK, so let me see if I can explain this in terms for you actually 
 understanding. So Apple Cash is cash that is available in like your 
 digital wallet. That is transferred from your bank account. Or if somebody 
 pays you, that's where it goes, and then you can transfer it to your bank. 
 If you're using just straight up, Apple Pay, and you don't have any cash 
 on your thing, then it will charge from your regular bank card. I hope 
 this helps.
 
> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  > wrote:
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to 
> pay for something in a store using Apple Pay and it came up saying that 
> my balance for Apple Cash was zero. I didn’t have any trouble with my 
> card so it wasn’t that. what was going on there? I want to be able to use 
> Apple Pay without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
> -- 
> The following information is important for all members of the Mac 
> Visionaries list.
> 
> If you have any questions or concerns about the running of this list, or 
> if you feel that a member's post is inappropriate, please contact the 
> owners or moderators directly rather than posting on the list itself.
> 
> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark 
> at:  mk...@ucla.edu  and your owner is Cara Quinn 
> - you can reach Cara at caraqu...@caraquinn.com 
> 
> 
> The archives for this list can be searched at:
> http://www.mail-archive.com/macvisionaries@googlegroups.com/
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RE: Apple Cash

[sarai.bucciarelli]

Okay, Apple pay is using your wallet app to pay for something. Apple cash is an 
option in your wallet to pay for an item.
You double tap side button and swipe to Apple cash as a payment options. Double 
tap to pick it.. or choose another option to pay. 

-Original Message-
From: macvisionaries@googlegroups.com  On 
Behalf Of Lorie McCloud
Sent: Wednesday, November 1, 2023 8:16 PM
To: via MacVisionaries 
Subject: Apple Cash

What’s the difference between Apple Cash and Apple pay? today I tried to pay 
for something in a store using Apple Pay and it came up saying that my balance 
for Apple Cash was zero. I didn’t have any trouble with my card so it wasn’t 
that. what was going on there? I want to be able to use Apple Pay without that 
kind of interference as I have in the past.

thanks.
Lorie

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Re: Apple Cash

[Lorie McCloud]

thanks. that’s exactly the info I needed.

> On Nov 1, 2023, at 8:45 PM, joseph hudson  wrote:
> 
> OK so they're essentially the same thing once just a balance on your iCloud, 
> and then the other is just straight from your bank. Just switch to your bank, 
> you can go under settings and Apple Pay, wallet, and then you can go all the 
> way down, where it says default card. Yours currently should say Apple Cash. 
> If it says Apple Cash, double tap on it, and it will give you a selection 
> box. You shall be able to switch it to your regular debit Card. the other 
> thing you can do, is from with the same area, there is a button that says add 
> money. So you can add money to your Apple Cash. I hope that helps.
> Joseph Hudson
> 
> EmailFaceTime/iMessage
> jhud7...@twc.com
> 
> Connect with me on zoom
> 
> https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09
> 
>> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
>> 
>> ok. so if I get that message that says there’s nothing in my Apple Cash 
>> account how do I switch over to Apple Pay?
>> 
>>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>>> 
>>> OK, so let me see if I can explain this in terms for you actually 
>>> understanding. So Apple Cash is cash that is available in like your digital 
>>> wallet. That is transferred from your bank account. Or if somebody pays 
>>> you, that's where it goes, and then you can transfer it to your bank. If 
>>> you're using just straight up, Apple Pay, and you don't have any cash on 
>>> your thing, then it will charge from your regular bank card. I hope this 
>>> helps.
>>> 
 On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
 
 What’s the difference between Apple Cash and Apple pay? today I tried to 
 pay for something in a store using Apple Pay and it came up saying that my 
 balance for Apple Cash was zero. I didn’t have any trouble with my card so 
 it wasn’t that. what was going on there? I want to be able to use Apple 
 Pay without that kind of interference as I have in the past.
 
 thanks.
 Lorie
 
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Re: Apple Cash

[joseph hudson]

That's so weird that they didn't charge to your card. But see my earlier 
message to get all the answers to your questions.

> On Nov 1, 2023, at 8:40 PM, Lorie McCloud  wrote:
> 
> it didn’t charge from my card as I was expecting to. would that be something 
> wrong with their machine or would I have to do something to get it to switch 
> over to my bank card? I’ve never had this happen before.
> 
>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>> 
>> OK, so let me see if I can explain this in terms for you actually 
>> understanding. So Apple Cash is cash that is available in like your digital 
>> wallet. That is transferred from your bank account. Or if somebody pays you, 
>> that's where it goes, and then you can transfer it to your bank. If you're 
>> using just straight up, Apple Pay, and you don't have any cash on your 
>> thing, then it will charge from your regular bank card. I hope this helps.
>> 
>>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
>>> 
>>> What’s the difference between Apple Cash and Apple pay? today I tried to 
>>> pay for something in a store using Apple Pay and it came up saying that my 
>>> balance for Apple Cash was zero. I didn’t have any trouble with my card so 
>>> it wasn’t that. what was going on there? I want to be able to use Apple Pay 
>>> without that kind of interference as I have in the past.
>>> 
>>> thanks.
>>> Lorie
>>> 
>>> -- 
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>>> caraqu...@caraquinn.com
>>> 
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Re: Apple Cash

[joseph hudson]

OK so they're essentially the same thing once just a balance on your iCloud, 
and then the other is just straight from your bank. Just switch to your bank, 
you can go under settings and Apple Pay, wallet, and then you can go all the 
way down, where it says default card. Yours currently should say Apple Cash. If 
it says Apple Cash, double tap on it, and it will give you a selection box. You 
shall be able to switch it to your regular debit Card. the other thing you can 
do, is from with the same area, there is a button that says add money. So you 
can add money to your Apple Cash. I hope that helps.
Joseph Hudson

EmailFaceTime/iMessage
jhud7...@twc.com

Connect with me on zoom

https://us06web.zoom.us/j/3437608339?pwd=akNsMHlLTWsyWmk0UXdSaVdsSkhNUT09

> On Nov 1, 2023, at 8:37 PM, Lorie McCloud  wrote:
> 
> ok. so if I get that message that says there’s nothing in my Apple Cash 
> account how do I switch over to Apple Pay?
> 
>> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
>> 
>> OK, so let me see if I can explain this in terms for you actually 
>> understanding. So Apple Cash is cash that is available in like your digital 
>> wallet. That is transferred from your bank account. Or if somebody pays you, 
>> that's where it goes, and then you can transfer it to your bank. If you're 
>> using just straight up, Apple Pay, and you don't have any cash on your 
>> thing, then it will charge from your regular bank card. I hope this helps.
>> 
>>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
>>> 
>>> What’s the difference between Apple Cash and Apple pay? today I tried to 
>>> pay for something in a store using Apple Pay and it came up saying that my 
>>> balance for Apple Cash was zero. I didn’t have any trouble with my card so 
>>> it wasn’t that. what was going on there? I want to be able to use Apple Pay 
>>> without that kind of interference as I have in the past.
>>> 
>>> thanks.
>>> Lorie
>>> 
>>> -- 
>>> The following information is important for all members of the Mac 
>>> Visionaries list.
>>> 
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>>> or moderators directly rather than posting on the list itself.
>>> 
>>> Your Mac Visionaries list moderator is Mark Taylor.  You can reach mark at: 
>>>  mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at 
>>> caraqu...@caraquinn.com
>>> 
>>> The archives for this list can be searched at:
>>> http://www.mail-archive.com/macvisionaries@googlegroups.com/
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Re: Apple Cash

[Lorie McCloud]

it didn’t charge from my card as I was expecting to. would that be something 
wrong with their machine or would I have to do something to get it to switch 
over to my bank card? I’ve never had this happen before.

> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
> 
> OK, so let me see if I can explain this in terms for you actually 
> understanding. So Apple Cash is cash that is available in like your digital 
> wallet. That is transferred from your bank account. Or if somebody pays you, 
> that's where it goes, and then you can transfer it to your bank. If you're 
> using just straight up, Apple Pay, and you don't have any cash on your thing, 
> then it will charge from your regular bank card. I hope this helps.
> 
>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
>> 
>> What’s the difference between Apple Cash and Apple pay? today I tried to pay 
>> for something in a store using Apple Pay and it came up saying that my 
>> balance for Apple Cash was zero. I didn’t have any trouble with my card so 
>> it wasn’t that. what was going on there? I want to be able to use Apple Pay 
>> without that kind of interference as I have in the past.
>> 
>> thanks.
>> Lorie
>> 
>> -- 
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>> 
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Re: Apple Cash

[Lorie McCloud]

ok. so if I get that message that says there’s nothing in my Apple Cash account 
how do I switch over to Apple Pay?

> On Nov 1, 2023, at 8:35 PM, joseph hudson  wrote:
> 
> OK, so let me see if I can explain this in terms for you actually 
> understanding. So Apple Cash is cash that is available in like your digital 
> wallet. That is transferred from your bank account. Or if somebody pays you, 
> that's where it goes, and then you can transfer it to your bank. If you're 
> using just straight up, Apple Pay, and you don't have any cash on your thing, 
> then it will charge from your regular bank card. I hope this helps.
> 
>> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
>> 
>> What’s the difference between Apple Cash and Apple pay? today I tried to pay 
>> for something in a store using Apple Pay and it came up saying that my 
>> balance for Apple Cash was zero. I didn’t have any trouble with my card so 
>> it wasn’t that. what was going on there? I want to be able to use Apple Pay 
>> without that kind of interference as I have in the past.
>> 
>> thanks.
>> Lorie
>> 
>> -- 
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>> Visionaries list.
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>> 
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Re: Apple Cash

[joseph hudson]

OK, so let me see if I can explain this in terms for you actually 
understanding. So Apple Cash is cash that is available in like your digital 
wallet. That is transferred from your bank account. Or if somebody pays you, 
that's where it goes, and then you can transfer it to your bank. If you're 
using just straight up, Apple Pay, and you don't have any cash on your thing, 
then it will charge from your regular bank card. I hope this helps.

> On Nov 1, 2023, at 8:16 PM, Lorie McCloud  wrote:
> 
> What’s the difference between Apple Cash and Apple pay? today I tried to pay 
> for something in a store using Apple Pay and it came up saying that my 
> balance for Apple Cash was zero. I didn’t have any trouble with my card so it 
> wasn’t that. what was going on there? I want to be able to use Apple Pay 
> without that kind of interference as I have in the past.
> 
> thanks.
> Lorie
> 
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Re: Apple Cash card?

[John JD Denning]

I’ve been trying to remember how I set that up. It has been quite some time. I 
believe I set it up in the Messages app when I added the Apple Pay cash so I 
can receive cash from people so far nobody’s wanted to send me any. I’m gonna 
have to try this on my wife’s phone and see if I can set it up for her because 
I don’t believe she has it yet.

Sent from my iPhone

> On Aug 20, 2019, at 19:55, Mary Otten  wrote:
> 
> Hi folks,
> I just applied for the Apple card and have it in my wallet now. In reading 
> about it, I was given to understand that you should get an Apple Cash card 
> which is issued by some bank called greens I think it is, and this allows you 
> to do more with Apple Cash then just pay off your bill. And then I found an 
> article that tells you how to set up Apple Cash. I tried both approaches 
> referenced, when going into settings then Apple Pay and wallet, the other 
> going directly into wallet and clicking on Apple Cash to get the process 
> started. In both instances, I am being sent around in a circle. I hit set up, 
> then continue, I’m back to being told it’s not set up and I have to set it up 
> and I do it all again. I’m not seeing any error message. I don’t have a 
> physical card, and I didn’t think one was necessary. I am thoroughly 
> confused. Has anyone done this?
> 
> 
> Sent from my iPhone
> 
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