[MBZ] ***NO MB***OT*** Intl Money xfer
USE YOUR DELETE KEY** Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? At the airport on Monday we bought this pre-paid debit card thing, and I put some money on it, and had to add some today so she could pay a rent deposit, etc. The fee on that was pretty high (like 4.5%) so I am trying to figure out a better long-term method. Set up a local bank acct and transfer $$-euros somehow, avoiding wire xfer fees? Keep using this debit card thing? She will be there for 6 months, I don't want to keep getting screwed by the banks. (OK that last wish is probably futile, but you get the idea) The banks here are totally useless in assisting with this. One would think it would be a simple thing to do, since people do move around and travel these days. --R ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
Rich wrote: Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? Add her as an authorized user on a credit card you have and let her use that. Or give her a debit card from your checking account. Some credit card companies actually have customer service depts. in this country, so you are speaking to someone who uses English as a first language. American Express and credit unions come to mind. They can help with foreign transactions. I was in Canada a couple years ago (yes, Canada is a foreign country) and I used my credit union debit card with no problems with exchange rates, unusual fees, or any of that. I prefer local credit unions to large multi-national banks, as the customer service is generally exemplary. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
I thought AAA did reduced cost money changing, but you would still have to ship the stuff -- John W Reames jwrea...@comcast.net Home: +14106646986 Mobile: +14437915905 On Feb 18, 2011, at 12:37, Rich Thomas richthomas79td...@constructivity.net wrote: USE YOUR DELETE KEY** Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? At the airport on Monday we bought this pre-paid debit card thing, and I put some money on it, and had to add some today so she could pay a rent deposit, etc. The fee on that was pretty high (like 4.5%) so I am trying to figure out a better long-term method. Set up a local bank acct and transfer $$-euros somehow, avoiding wire xfer fees? Keep using this debit card thing? She will be there for 6 months, I don't want to keep getting screwed by the banks. (OK that last wish is probably futile, but you get the idea) The banks here are totally useless in assisting with this. One would think it would be a simple thing to do, since people do move around and travel these days. --R ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
What Rick said + The only non-rapacious conversion rates are the CC companies (or using a debit card) When #1 Daughter spent a year in the Fatherland, we sent her equipped with a CC and a DC. There were no problems. If your daughter is already there, and there is no time to send a card via mail, then go to the closest walmart and ask them what they can do. I know they are in France and Germany, but don't know about spain. Wally land can transfer money store to store or something like that. The local bank or credit union are also possible, but fees are usually pretty steep. Rich wrote: Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? Add her as an authorized user on a credit card you have and let her use that. Or give her a debit card from your checking account. Some credit card companies actually have customer service depts. in this country, so you are speaking to someone who uses English as a first language. American Express and credit unions come to mind. They can help with foreign transactions. I was in Canada a couple years ago (yes, Canada is a foreign country) and I used my credit union debit card with no problems with exchange rates, unusual fees, or any of that. I prefer local credit unions to large multi-national banks, as the customer service is generally exemplary. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
She has a debit card on an acct linked to ours, did not get her a CC, should probably do that and send it along. The banks seem to charge some sort of intl fees, and the local ATM some withdrawal fee, but the exch rates seem pretty good. She was supposed to do all this, and got frustrated with the banks' inabilities to answer simple questions. I'll look at it some more. Thanks --R On 2/18/2011 1:26 PM, Dieselhead wrote: What Rick said + The only non-rapacious conversion rates are the CC companies (or using a debit card) When #1 Daughter spent a year in the Fatherland, we sent her equipped with a CC and a DC. There were no problems. If your daughter is already there, and there is no time to send a card via mail, then go to the closest walmart and ask them what they can do. I know they are in France and Germany, but don't know about spain. Wally land can transfer money store to store or something like that. The local bank or credit union are also possible, but fees are usually pretty steep. Rich wrote: Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? Add her as an authorized user on a credit card you have and let her use that. Or give her a debit card from your checking account. Some credit card companies actually have customer service depts. in this country, so you are speaking to someone who uses English as a first language. American Express and credit unions come to mind. They can help with foreign transactions. I was in Canada a couple years ago (yes, Canada is a foreign country) and I used my credit union debit card with no problems with exchange rates, unusual fees, or any of that. I prefer local credit unions to large multi-national banks, as the customer service is generally exemplary. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
She can probably do just fine with the DC only, however the ATM fees are always there. (fees amy be lower at wallyland. Again, if she is in/near a big city and there is a wallyland, there are some options there. One thing I forgot to mention, is that we had the bank put transaction limits and daily limits on the DC that we set. On the CC, I think we were able to also get daily limits set to our spec. She has a debit card on an acct linked to ours, did not get her a CC, should probably do that and send it along. The banks seem to charge some sort of intl fees, and the local ATM some withdrawal fee, but the exch rates seem pretty good. She was supposed to do all this, and got frustrated with the banks' inabilities to answer simple questions. I'll look at it some more. Thanks --R On 2/18/2011 1:26 PM, Dieselhead wrote: What Rick said + The only non-rapacious conversion rates are the CC companies (or using a debit card) When #1 Daughter spent a year in the Fatherland, we sent her equipped with a CC and a DC. There were no problems. If your daughter is already there, and there is no time to send a card via mail, then go to the closest walmart and ask them what they can do. I know they are in France and Germany, but don't know about spain. Wally land can transfer money store to store or something like that. The local bank or credit union are also possible, but fees are usually pretty steep. Rich wrote: Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? Add her as an authorized user on a credit card you have and let her use that. Or give her a debit card from your checking account. Some credit card companies actually have customer service depts. in this country, so you are speaking to someone who uses English as a first language. American Express and credit unions come to mind. They can help with foreign transactions. I was in Canada a couple years ago (yes, Canada is a foreign country) and I used my credit union debit card with no problems with exchange rates, unusual fees, or any of that. I prefer local credit unions to large multi-national banks, as the customer service is generally exemplary. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
Grandson studying at a university in France for a year starting about Aug, so we'll need such info, too. Wilton - Original Message - From: Rich Thomas richthomas79td...@constructivity.net To: Mercedes Discussion List mercedes@okiebenz.com Sent: Friday, February 18, 2011 12:37 PM Subject: [MBZ] ***NO MB***OT*** Intl Money xfer USE YOUR DELETE KEY** Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? At the airport on Monday we bought this pre-paid debit card thing, and I put some money on it, and had to add some today so she could pay a rent deposit, etc. The fee on that was pretty high (like 4.5%) so I am trying to figure out a better long-term method. Set up a local bank acct and transfer $$-euros somehow, avoiding wire xfer fees? Keep using this debit card thing? She will be there for 6 months, I don't want to keep getting screwed by the banks. (OK that last wish is probably futile, but you get the idea) The banks here are totally useless in assisting with this. One would think it would be a simple thing to do, since people do move around and travel these days. --R ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
I lived in Canada 5 years and was paid in US funds. We banked in Canada with a bank that had US branches, so we could deposit the US funds and have it converted to $ CAD with minimal fees. There must be a Spanish bank with branches in the US or vice-versa that would work. Also, we often use American Express CC for spending in a foreign country and I believe the % they take is much lower than the 4.5%. HTH. Greg -Original Message- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com] On Behalf Of Rich Thomas Sent: Friday, February 18, 2011 9:38 AM To: Mercedes Discussion List Subject: [MBZ] ***NO MB***OT*** Intl Money xfer USE YOUR DELETE KEY** Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? At the airport on Monday we bought this pre-paid debit card thing, and I put some money on it, and had to add some today so she could pay a rent deposit, etc. The fee on that was pretty high (like 4.5%) so I am trying to figure out a better long-term method. Set up a local bank acct and transfer $$-euros somehow, avoiding wire xfer fees? Keep using this debit card thing? She will be there for 6 months, I don't want to keep getting screwed by the banks. (OK that last wish is probably futile, but you get the idea) The banks here are totally useless in assisting with this. One would think it would be a simple thing to do, since people do move around and travel these days. --R ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
Paypal? Date: Fri, 18 Feb 2011 12:37:58 -0500 From: Rich Thomas richthomas79td...@constructivity.net To: Mercedes Discussion List mercedes@okiebenz.com Subject: [MBZ] ***NO MB***OT*** Intl Money xfer Message-ID: 4d5eae76.3090...@constructivity.net Content-Type: text/plain; charset=ISO-8859-1; format=flowed USE YOUR DELETE KEY** Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? At the airport on Monday we bought this pre-paid debit card thing, and I put some money on it, and had to add some today so she could pay a rent deposit, etc. The fee on that was pretty high (like 4.5%) so I am trying to figure out a better long-term method. Set up a local bank acct and transfer $$-euros somehow, avoiding wire xfer fees? Keep using this debit card thing? She will be there for 6 months, I don't want to keep getting screwed by the banks. (OK that last wish is probably futile, but you get the idea) The banks here are totally useless in assisting with this. One would think it would be a simple thing to do, since people do move around and travel these days. --R ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
I'm not really sure why anybody uses the big banks, the rates aren't great, fees are high and service is terrible... -Curt Date: Fri, 18 Feb 2011 10:01:23 -0800 From: Rick Knoble rickkno...@hotmail.com To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] ***NO MB***OT*** Intl Money xfer Message-ID: col117-w187c2e2266b5adcc1cce3add...@phx.gbl Content-Type: text/plain; charset=iso-8859-1 Rich wrote: Can anyone suggest a good way to transfer $US to the daughter in Spain (euros) without getting raped by exchange fees, wire transfer fees, etc.? Add her as an authorized user on a credit card you have and let her use that. Or give her a debit card from your checking account. Some credit card companies actually have customer service depts. in this country, so you are speaking to someone who uses English as a first language. American Express and credit unions come to mind. They can help with foreign transactions. I was in Canada a couple years ago (yes, Canada is a foreign country)? and I used my credit union debit card with no problems with exchange rates, unusual fees, or any of that. I prefer local credit unions to large multi-national banks, as the customer service is generally exemplary. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
Wilton wrote: Grandson studying at a university in France for a year starting about Aug, so we'll need such info, too. Since you are retired military, you can (if you haven't already) become a member of PenFed credit union. They are one of the best cu's out there. https://www.penfed.org/ Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
'Had a PenFed acct. for coupla years 'til they suddenly, twice, added charges I had not incurred. Wilton - Original Message - From: Rick Knoble rickkno...@hotmail.com To: Mercedes Discussion List mercedes@okiebenz.com Sent: Friday, February 18, 2011 4:56 PM Subject: Re: [MBZ] ***NO MB***OT*** Intl Money xfer Wilton wrote: Grandson studying at a university in France for a year starting about Aug, so we'll need such info, too. Since you are retired military, you can (if you haven't already) become a member of PenFed credit union. They are one of the best cu's out there. https://www.penfed.org/ Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
PayPal does international transfer as well, and you can setup a secondary account inside the main one in most any currency. You only pay a conversion fee when you transfer it between the sub-accounts, and it's minimal last I checked (usd to cad, and one euro transaction. You can also get a debit card linked to your Paypal balance, so that is an option. Hope that helps, Walt On Fri, Feb 18, 2011 at 6:36 PM, WILTON wilt...@nc.rr.com wrote: 'Had a PenFed acct. for coupla years 'til they suddenly, twice, added charges I had not incurred. Wilton - Original Message - From: Rick Knoble rickkno...@hotmail.com To: Mercedes Discussion List mercedes@okiebenz.com Sent: Friday, February 18, 2011 4:56 PM Subject: Re: [MBZ] ***NO MB***OT*** Intl Money xfer Wilton wrote: Grandson studying at a university in France for a year starting about Aug, so we'll need such info, too. Since you are retired military, you can (if you haven't already) become a member of PenFed credit union. They are one of the best cu's out there. https://www.penfed.org/ Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
Wilton wrote: 'Had a PenFed acct. for coupla years 'til they suddenly, twice, added charges I had not incurred. That would cure me too. Rick ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] ***NO MB***OT*** Intl Money xfer
A bank that I have a Mastercard account with: http://www.tnbonline.com/ recommends www.xoom.com for sending money worldwide up to $2999.00 Their charge is $4.99 for France and Spain. Xoom.com claims: Cash pickup at thousands of locations. Direct deposit into a bank account. Cash delivery to your recipient's home. I've had a Mastercard account with Town North Bank in Dallas for several years and found them to be exceptional with their services and low priced in handling that account, so I suspect that Xoom.com would also be reliable since TNB recommends them. However, since Xoom.com obviously makes their money on the float, they may be slower than other methods of transfer. So far, I haven't had occasion to use Xoom.com. Gerry -- From: WILTON wilt...@nc.rr.com 'Had a PenFed acct. for coupla years 'til they suddenly, twice, added charges I had not incurred. Wilton From: Rick Knoble rickkno...@hotmail.com Wilton wrote: Grandson studying at a university in France for a year starting about Aug, so we'll need such info, too. Since you are retired military, you can (if you haven't already) become a member of PenFed credit union. They are one of the best cu's out there. https://www.penfed.org/ Rick ___ ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
