Re: [QUAD-L] An Introduction to ABLE Accounts
I agree Dana, I did not know you had so many bladder issues. feel for you my friend. Shirley > On January 22, 2023 at 6:51 AM Dana wrote: > > Hi Todd, > We are dinosaurs. I like this way of communicating, Instead of on a > Facebook website. I don't feel like it is all private I feel like at least > with our group we are all able to share and not feel so exposed.I was > interested in getting information from Ed about his lifestyle as I found it > very interesting, but that email and several others that were speaking along > that line were lost. My Google is full. Dana > Dana > C 4-5. Complete, Tracheostomy,,ileo-conduit, problems with kidney stones > and blocking drainage i’m requiring nephrostomy tubes. I have told by my > kidney doctor that it happens because the conduit is open. I had bladder > cancer in 1986 when I was 12 years post. I had colon cancer in 2014. I didn’t > know that ileo-conduits wear out. Two out three die From the surgery. My > regular doctor wanted to put me on hospice, because we could not find a dr. > we have one of the top kidney doctors at KU Medical Center. > > > > > On Sun, Jan 15, 2023 at 2:49 PM Tod Santee mailto:mr.san...@gmail.com > wrote: > > > > Hi Eric & Jim, > >I use (or more accurately, read) social media much more now, > > too, but certainy don't trust it much for sharing much personal info... > > particularly certain Quad-related info. But I suppose in these more recent > > years of many people oversharing anything & everything, maybe those who > > were once shy to engage via email feel less noticed among the throngs of > > social media users. For the most part, I still try to keep my real name > > and/or full-face photo off FB. As for Twitter, Instagram, and others... > > they're read-only in my book, and only rarely at that! > >Regardless, glad to see some dinosaurs remain! > > > > Best to ya's, > > --Tod > > > > On Sun, Jan 15, 2023, 11:52 AM Eric Olson > mailto:whee...@wi.rr.com > wrote: > > > > > > > My guess is that people have moved to social > > media. People like us that still communicate via a listserv are dinosaurs > > lol > > > > > > On Sat, Jan 14, 2023 at 9:16 PM Tod Santee > > > mailto:mr.san...@gmail.com > wrote: > > > > > > > > > > Hi Jim... I've been a member > > > here a long time and I check in on Quad List messages from time to time, > > > though I rarely have much to offer when I see a question that seems like > > > it's been fully answered once I see it. I'm seeing fewer and fewer posts > > > and/or new members. Do you know if people are "meeting" or communicating > > > on a different forum or some other list? I've been meaning to ask for a > > > while now but I'm just getting more curious since I sometimes see a few > > > days between messages. > > > > > > > > Thanks! > > > > Tod Santee > > > > > > > > On Tue, Jan 10, 2023, 11:58 PM Jim Lubin > > > > mailto:jlu...@makoa.org > wrote: > > > > > > > > > > > > > > > > > >What happens to the ABLE account after the > > > > > death of the account owner?click for more information > > > > > > > > > > > > > > > When the account owner passes away, the funds > > > > > in the ABLE account can be used for any outstanding qualified > > > > > disability expenses, including funeral and burial expenses. The ABLE > > > > > plan can advise you on what is needed such as a death certificate or > > > > > whether there is a special form to complete. It is up to the > > > > > individual state, whether or not to file a claim for Medicaid > > > > > recovery of funds which were paid on behalf of the account owner > > > > > since the account was opened. If someone has never received Medicaid, > > > > > this is not an issue. If the state pursues a claim, In addition to > > > > > allowing for the repayment of outstanding QDEs, including funeral and > > > > > burial expenses, Medicaid buy-in premiums paid since opening the ABLE > > > > > account will be reimbursed. Thereafter, the remainder of funds are > > > > > payable to the Estate. > > > > > > > > > > > > > > > > > > > > https://www.ablenrc.org/frequently-asked-questions/ > > > > > > > > > > > > > > > > > > > > > > > > > On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL > > > > > mailto:sbell...@cox.net > wrote: > > > > > > > > > > > > > > > > My > > > > > question that I can't find the answer to, is if you have an able > > > > > account and die doe the state get your money? Thanks Jim > > > > > > > > > > > > > > > > > > > > > > > > > On January 10, 2023 at > > > > > > 10:34 AM Jim Lubin
Re: [QUAD-L] An Introduction to ABLE Accounts
Hi Todd, We are dinosaurs. I like this way of communicating, Instead of on a Facebook website. I don't feel like it is all private I feel like at least with our group we are all able to share and not feel so exposed.I was interested in getting information from Ed about his lifestyle as I found it very interesting, but that email and several others that were speaking along that line were lost. My Google is full. Dana Dana C 4-5. Complete, Tracheostomy,,ileo-conduit, problems with kidney stones and blocking drainage i’m requiring nephrostomy tubes. I have told by my kidney doctor that it happens because the conduit is open. I had bladder cancer in 1986 when I was 12 years post. I had colon cancer in 2014. I didn’t know that ileo-conduits wear out. Two out three die From the surgery. My regular doctor wanted to put me on hospice, because we could not find a dr. we have one of the top kidney doctors at KU Medical Center. On Sun, Jan 15, 2023 at 2:49 PM Tod Santee wrote: > Hi Eric & Jim, >I use (or more accurately, read) social media much more now, too, but > certainy don't trust it much for sharing much personal info... particularly > certain Quad-related info. But I suppose in these more recent years of > many people oversharing anything & everything, maybe those who were once > shy to engage via email feel less noticed among the throngs of social media > users. For the most part, I still try to keep my real name and/or > full-face photo off FB. As for Twitter, Instagram, and others... they're > read-only in my book, and only rarely at that! >Regardless, glad to see some dinosaurs remain! > > Best to ya's, > --Tod > > On Sun, Jan 15, 2023, 11:52 AM Eric Olson wrote: > >> My guess is that people have moved to social media. People like us that >> still communicate via a listserv are dinosaurs lol >> >> On Sat, Jan 14, 2023 at 9:16 PM Tod Santee wrote: >> >>> Hi Jim... I've been a member here a long time and I check in on Quad >>> List messages from time to time, though I rarely have much to offer when I >>> see a question that seems like it's been fully answered once I see it. I'm >>> seeing fewer and fewer posts and/or new members. Do you know if people are >>> "meeting" or communicating on a different forum or some other list? I've >>> been meaning to ask for a while now but I'm just getting more curious since >>> I sometimes see a few days between messages. >>> >>> Thanks! >>> Tod Santee >>> >>> On Tue, Jan 10, 2023, 11:58 PM Jim Lubin wrote: >>> What happens to the ABLE account after the death of the account owner?click for more information When the account owner passes away, the funds in the ABLE account can be used for any outstanding qualified disability expenses, including funeral and burial expenses. The ABLE plan can advise you on what is needed such as a death certificate or whether there is a special form to complete. It is up to the individual state, whether or not to file a claim for Medicaid recovery of funds which were paid on behalf of the account owner since the account was opened. If someone has never received Medicaid, this is not an issue. If the state pursues a claim, In addition to allowing for the repayment of outstanding QDEs, including funeral and burial expenses, Medicaid buy-in premiums paid since opening the ABLE account will be reimbursed. Thereafter, the remainder of funds are payable to the Estate. https://www.ablenrc.org/frequently-asked-questions/ On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: > My question that I can't find the answer to, is if you have an able > account and die doe the state get your money? Thanks Jim > > On January 10, 2023 at 10:34 AM Jim Lubin wrote: > > Age Limit — Eligibility is currently limited to people who developed > their disability before age 26; anyone who becomes disabled later in life > does not qualify. Fortunately, in late 2022, Congress signed off on > adjusting this age limitation beginning in 2026. At that time, individuals > who became disabled before age 46 (rather than age 26) will be eligible to > open an ABLE account. > https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 > > > >
Re: [QUAD-L] An Introduction to ABLE Accounts
Hi Eric & Jim, I use (or more accurately, read) social media much more now, too, but certainy don't trust it much for sharing much personal info... particularly certain Quad-related info. But I suppose in these more recent years of many people oversharing anything & everything, maybe those who were once shy to engage via email feel less noticed among the throngs of social media users. For the most part, I still try to keep my real name and/or full-face photo off FB. As for Twitter, Instagram, and others... they're read-only in my book, and only rarely at that! Regardless, glad to see some dinosaurs remain! Best to ya's, --Tod On Sun, Jan 15, 2023, 11:52 AM Eric Olson wrote: > My guess is that people have moved to social media. People like us that > still communicate via a listserv are dinosaurs lol > > On Sat, Jan 14, 2023 at 9:16 PM Tod Santee wrote: > >> Hi Jim... I've been a member here a long time and I check in on Quad >> List messages from time to time, though I rarely have much to offer when I >> see a question that seems like it's been fully answered once I see it. I'm >> seeing fewer and fewer posts and/or new members. Do you know if people are >> "meeting" or communicating on a different forum or some other list? I've >> been meaning to ask for a while now but I'm just getting more curious since >> I sometimes see a few days between messages. >> >> Thanks! >> Tod Santee >> >> On Tue, Jan 10, 2023, 11:58 PM Jim Lubin wrote: >> >>> What happens to the ABLE account after the death of the account owner?click >>> for more information >>> When the account owner passes away, the funds in the ABLE account can be >>> used for any outstanding qualified disability expenses, including funeral >>> and burial expenses. The ABLE plan can advise you on what is needed such as >>> a death certificate or whether there is a special form to complete. It is >>> up to the individual state, whether or not to file a claim for Medicaid >>> recovery of funds which were paid on behalf of the account owner since the >>> account was opened. If someone has never received Medicaid, this is not an >>> issue. If the state pursues a claim, In addition to allowing for the >>> repayment of outstanding QDEs, including funeral and burial expenses, >>> Medicaid buy-in premiums paid since opening the ABLE account will be >>> reimbursed. Thereafter, the remainder of funds are payable to the Estate. >>> https://www.ablenrc.org/frequently-asked-questions/ >>> >>> >>> On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: >>> My question that I can't find the answer to, is if you have an able account and die doe the state get your money? Thanks Jim On January 10, 2023 at 10:34 AM Jim Lubin wrote: Age Limit — Eligibility is currently limited to people who developed their disability before age 26; anyone who becomes disabled later in life does not qualify. Fortunately, in late 2022, Congress signed off on adjusting this age limitation beginning in 2026. At that time, individuals who became disabled before age 46 (rather than age 26) will be eligible to open an ABLE account. https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 >>>
Re: [QUAD-L] An Introduction to ABLE Accounts
My guess is that people have moved to social media. People like us that still communicate via a listserv are dinosaurs lol On Sat, Jan 14, 2023 at 9:16 PM Tod Santee wrote: > Hi Jim... I've been a member here a long time and I check in on Quad List > messages from time to time, though I rarely have much to offer when I see a > question that seems like it's been fully answered once I see it. I'm > seeing fewer and fewer posts and/or new members. Do you know if people are > "meeting" or communicating on a different forum or some other list? I've > been meaning to ask for a while now but I'm just getting more curious since > I sometimes see a few days between messages. > > Thanks! > Tod Santee > > On Tue, Jan 10, 2023, 11:58 PM Jim Lubin wrote: > >> What happens to the ABLE account after the death of the account owner?click >> for more information >> When the account owner passes away, the funds in the ABLE account can be >> used for any outstanding qualified disability expenses, including funeral >> and burial expenses. The ABLE plan can advise you on what is needed such as >> a death certificate or whether there is a special form to complete. It is >> up to the individual state, whether or not to file a claim for Medicaid >> recovery of funds which were paid on behalf of the account owner since the >> account was opened. If someone has never received Medicaid, this is not an >> issue. If the state pursues a claim, In addition to allowing for the >> repayment of outstanding QDEs, including funeral and burial expenses, >> Medicaid buy-in premiums paid since opening the ABLE account will be >> reimbursed. Thereafter, the remainder of funds are payable to the Estate. >> https://www.ablenrc.org/frequently-asked-questions/ >> >> >> On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: >> >>> My question that I can't find the answer to, is if you have an able >>> account and die doe the state get your money? Thanks Jim >>> >>> On January 10, 2023 at 10:34 AM Jim Lubin wrote: >>> >>> Age Limit — Eligibility is currently limited to people who developed >>> their disability before age 26; anyone who becomes disabled later in life >>> does not qualify. Fortunately, in late 2022, Congress signed off on >>> adjusting this age limitation beginning in 2026. At that time, individuals >>> who became disabled before age 46 (rather than age 26) will be eligible to >>> open an ABLE account. >>> https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 >>> >>> >>> >>> >>
Re: [QUAD-L] An Introduction to ABLE Accounts
There a few different quadriplegic and spinal cord injury groups on facebook. I don't know if there are other places. On Sat, Jan 14, 2023 at 7:21 PM Tod Santee wrote: > Hi Jim... I've been a member here a long time and I check in on Quad List > messages from time to time, though I rarely have much to offer when I see a > question that seems like it's been fully answered once I see it. I'm > seeing fewer and fewer posts and/or new members. Do you know if people are > "meeting" or communicating on a different forum or some other list? I've > been meaning to ask for a while now but I'm just getting more curious since > I sometimes see a few days between messages. > > Thanks! > Tod Santee > > On Tue, Jan 10, 2023, 11:58 PM Jim Lubin wrote: > >> What happens to the ABLE account after the death of the account owner?click >> for more information >> When the account owner passes away, the funds in the ABLE account can be >> used for any outstanding qualified disability expenses, including funeral >> and burial expenses. The ABLE plan can advise you on what is needed such as >> a death certificate or whether there is a special form to complete. It is >> up to the individual state, whether or not to file a claim for Medicaid >> recovery of funds which were paid on behalf of the account owner since the >> account was opened. If someone has never received Medicaid, this is not an >> issue. If the state pursues a claim, In addition to allowing for the >> repayment of outstanding QDEs, including funeral and burial expenses, >> Medicaid buy-in premiums paid since opening the ABLE account will be >> reimbursed. Thereafter, the remainder of funds are payable to the Estate. >> https://www.ablenrc.org/frequently-asked-questions/ >> >> >> On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: >> >>> My question that I can't find the answer to, is if you have an able >>> account and die doe the state get your money? Thanks Jim >>> >>> On January 10, 2023 at 10:34 AM Jim Lubin wrote: >>> >>> Age Limit — Eligibility is currently limited to people who developed >>> their disability before age 26; anyone who becomes disabled later in life >>> does not qualify. Fortunately, in late 2022, Congress signed off on >>> adjusting this age limitation beginning in 2026. At that time, individuals >>> who became disabled before age 46 (rather than age 26) will be eligible to >>> open an ABLE account. >>> https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 >>> >>> >>> >>> >>
Re: [QUAD-L] An Introduction to ABLE Accounts
Hi Jim... I've been a member here a long time and I check in on Quad List messages from time to time, though I rarely have much to offer when I see a question that seems like it's been fully answered once I see it. I'm seeing fewer and fewer posts and/or new members. Do you know if people are "meeting" or communicating on a different forum or some other list? I've been meaning to ask for a while now but I'm just getting more curious since I sometimes see a few days between messages. Thanks! Tod Santee On Tue, Jan 10, 2023, 11:58 PM Jim Lubin wrote: > What happens to the ABLE account after the death of the account owner?click > for more information > When the account owner passes away, the funds in the ABLE account can be > used for any outstanding qualified disability expenses, including funeral > and burial expenses. The ABLE plan can advise you on what is needed such as > a death certificate or whether there is a special form to complete. It is > up to the individual state, whether or not to file a claim for Medicaid > recovery of funds which were paid on behalf of the account owner since the > account was opened. If someone has never received Medicaid, this is not an > issue. If the state pursues a claim, In addition to allowing for the > repayment of outstanding QDEs, including funeral and burial expenses, > Medicaid buy-in premiums paid since opening the ABLE account will be > reimbursed. Thereafter, the remainder of funds are payable to the Estate. > https://www.ablenrc.org/frequently-asked-questions/ > > > On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: > >> My question that I can't find the answer to, is if you have an able >> account and die doe the state get your money? Thanks Jim >> >> On January 10, 2023 at 10:34 AM Jim Lubin wrote: >> >> Age Limit — Eligibility is currently limited to people who developed >> their disability before age 26; anyone who becomes disabled later in life >> does not qualify. Fortunately, in late 2022, Congress signed off on >> adjusting this age limitation beginning in 2026. At that time, individuals >> who became disabled before age 46 (rather than age 26) will be eligible to >> open an ABLE account. >> https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 >> >> >> >> >
Re: [QUAD-L] An Introduction to ABLE Accounts
What happens to the ABLE account after the death of the account owner?click for more information When the account owner passes away, the funds in the ABLE account can be used for any outstanding qualified disability expenses, including funeral and burial expenses. The ABLE plan can advise you on what is needed such as a death certificate or whether there is a special form to complete. It is up to the individual state, whether or not to file a claim for Medicaid recovery of funds which were paid on behalf of the account owner since the account was opened. If someone has never received Medicaid, this is not an issue. If the state pursues a claim, In addition to allowing for the repayment of outstanding QDEs, including funeral and burial expenses, Medicaid buy-in premiums paid since opening the ABLE account will be reimbursed. Thereafter, the remainder of funds are payable to the Estate. https://www.ablenrc.org/frequently-asked-questions/ On Tue, Jan 10, 2023 at 7:48 AM SHIRLEY BELL wrote: > My question that I can't find the answer to, is if you have an able > account and die doe the state get your money? Thanks Jim > > On January 10, 2023 at 10:34 AM Jim Lubin wrote: > > Age Limit — Eligibility is currently limited to people who developed their > disability before age 26; anyone who becomes disabled later in life does > not qualify. Fortunately, in late 2022, Congress signed off on adjusting > this age limitation beginning in 2026. At that time, individuals who became > disabled before age 46 (rather than age 26) will be eligible to open an > ABLE account. > https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 > > > >
Re: [QUAD-L] An Introduction to ABLE Accounts
My question that I can't find the answer to, is if you have an able account and die doe the state get your money? Thanks Jim > On January 10, 2023 at 10:34 AM Jim Lubin wrote: > > Age Limit — Eligibility is currently limited to people who developed > their disability before age 26; anyone who becomes disabled later in life > does not qualify. Fortunately, in late 2022, Congress signed off on adjusting > this age limitation beginning in 2026. At that time, individuals who became > disabled before age 46 (rather than age 26) will be eligible to open an ABLE > account. > https://specialneedsanswers.com/an-introduction-to-able-accounts-17586 >
[QUAD-L] An Introduction to ABLE Accounts
Age Limit — Eligibility is currently limited to people who developed their disability before age 26; anyone who becomes disabled later in life does not qualify. Fortunately, in late 2022, Congress signed off on adjusting this age limitation beginning in 2026. At that time, individuals who became disabled before age 46 (rather than age 26) will be eligible to open an ABLE account. https://specialneedsanswers.com/an-introduction-to-able-accounts-17586
