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pet insurance company,
they will NOT cover a condition that is
pre-existing. If your dog has shown symptoms and it
is already noted in their medical file, that illness
will not be covered by the insurance policy. There is
also a 30 waiting period for coverage to begin; any
disease that presents
You have to remember that the profit motive for the insurance company is to deny
claims and delay payments and lose paperwork.
My brother is a dentist with a large practice. They had two people in his office setup
just to deal with insurance companies. Even with pre-approvals their success rate
Based on what I've read and experienced, if you live in the U.S.
you should NOT get pet insurance (Canadians seem to have better luck with
theirs). Pet insurance does not help in an emergency because you still need
cash on hand to pay the vet, and you will not be reimbursed
going to
afford it.
As with many insurances VPI does not cover known congenital issues with the
breed as listed by some standard Vet resource texts of known congenital
issues for each breed. But for everything else that might happen, in my
opinion .. pet insurance it's well worth it. VPI
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-Original Message-
From: MikeDeanna [mailto:[EMAIL PROTECTED]
Sent: June 18, 2003 7:24 PM
To: berner-l
Subject: Pet Insurance
Consumer reports aside, we are VERY glad to have signed up for pet
insurance. We're with PetPlan in Canada, and took the Champion plan
(while
he'll never see a show ring
ARGH!
How true!!
I am having SUCH an ongoing headache with Veterinary Pet Insurance!
We bought a policy for Zeus when he was 7 weeks old (he will be 2 this
month), and have only just recently had cause to file a claim.
On November 1, Zeus cut his paw wide open while running and required many
Aargh!!
Be careful when reading these types of articles and remember that they are
talking in averages. Your average dog maybe lives to twelve years, middle
height and middle size with just the basics of problems. NOW let us
consider the Bernese, much as I love the breed the big health issues
Consumer reports aside, we are VERY glad to have signed up for pet
insurance. We're with PetPlan in Canada, and took the Champion plan (while
he'll never see a show ring, Vandal's a champion to us). It includes
coverage for preventative measures (vaccine, microchip, dental) as well as
neutering
I just thought I would mention that Consumer Reports, July issue has an
article on pets vets. They also compared pet insurance vs. no
insurance and basically conclude that for the most part pet insurance
isn't really worth it. It was interesting to read the article, so I
thought anyone
I have done some extensive research on this issue, and found Petshealth care
plan
to be the best for us. Their website is easy to get around, and the 3 levels
of plans
are very easy to understand.
The most important part, to me, is that they consider Cancer a normal
illness, not a
heredity
Please check the JULY issue of CONSUMER REPORTS for an objective review of Pet
Insurance.After being undecided about this for a few years, I find CR's information in
line with my decision to save funds in a separate account for Berner emergencies. If I
need it, it's there. If I don't, the
-
From: P. Buickerood [mailto:[EMAIL PROTECTED]
Sent: March 7, 2003 8:50 AM
To: [EMAIL PROTECTED]
Subject: Premier Pet Insurance
We are anticipating the adoption of a Berner puppy in our
household w/in the next few months and we will be getting Pet
Health Insurance. Unlike the other company frequently
We are anticipating the adoption of a Berner puppy in our
household w/in the next few months and we will be getting Pet
Health Insurance. Unlike the other company frequently mentioned
on the list Premier Pet Insurance plans do not exclude
hereditary diseases or breed specific conditions although
Since the Pet Insurance question has surfaced again, I have a question to
ask those that use plans other than VPI.
Every year or so as my VPI policies come up for renewal I check around for
the various pet insurance carriers. Many of the plans I find cannot provide
quotes or policy information
Does anyone on the list have Pet Care Pet Insurance? If so could you please
email me privately with details pertaining to how fast your claim was
handled, what did they cover (i.e.cancer, heart, digestive, injury), did
they reimburse 70%, 80% or 100%, were they personable to deal with and so
Hey all.
I've been lurking since last summer, ever since my wife and I were certain
that we were going to get a Berner. I have often thought of posting and
have enjoyed many threads in the list, so here goes nothing.
Deanna and I settled on Berners after many years of research, first with
Here I go again about the Breeders' Code of Ethics over here : ) . this
time in regards to pet insurance in Sweden.
A majority of dog owners as well as many cat owners have pet insurance here
in Sweden. One interesting conditional clause in my Griffin's policy is in
regards to hip and elbow
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Good Morning all,
I was asked by someone from the list to post a summary of the responses that
I received privately regarding pet insurance.
Karen and Thor
I purchased VPI insurance for my Berner when he was 12 weeks old. I did
receive some benefits from it. At 10 months he was diagnosed
I just recently had to take my berner to the vet for a small problem...
Afterwards I was on the net and decided to do a little research on pet
insuranceIt sounds to me like it might be a good idea to get this
insurance for future visits.
I would like to get the opinions of anyone on the list
I was wondering if anyone can tell of their experiences with pet insurance:
the realities vs the myths.Cancers covered/not covered.etc.
Thanks, Debbie Hennes
Reposted for the digest members, it was completely garbled for some
reason!!
-Original Message-
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED]] On Behalf Of [EMAIL PROTECTED]
Sent: Sunday, December 01, 2002 10:55 PM
To: [EMAIL PROTECTED]
Subject: Pet insurance
I was found by a Berner
I was found by a Berner boy in August and I did indeed purchase pet insurance for him.
I went with www.petinsurance.com. So far I have been very happy with the plan. I
purchased the Superior Plan with a cancer rider. (Hopefully never have to be used!)
I can go to any vet any time
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