Re: The bank fraud blame game

2007-07-02 Thread Adam Shostack
On Sun, Jul 01, 2007 at 11:09:16PM -0400, Leichter, Jerry wrote: | | | > > Given that all you need for this is a glorified pocket | | | > > calculator, you could (in large enough quantities) probably get | | | > > it made for < $10, provided you shot anyone who tried to | | | > > introduce product-

Re: The bank fraud blame game

2007-07-02 Thread Anne & Lynn Wheeler
Peter Gutmann wrote: Smart cards are part of the problem set, not the solution set - they're just an expensive and awkward distraction from solving the real problem. What I was suggesting (and have been for at least ten years :-) is a small external single-function device (no need for an OS) tha

Re: The bank fraud blame game

2007-07-02 Thread Nicholas Bohm
Perry E. Metzger wrote: > Adam Shostack <[EMAIL PROTECTED]> writes: >> On Mon, Jul 02, 2007 at 01:08:12AM +1200, Peter Gutmann wrote: >>> Given that all you need for this is a glorified pocket calculator, >>> you could (in large enough quantities) probably get it made for < >>> $10, provided you sh

TPM hacking

2007-07-02 Thread Sean W. Smith
Seeing as how there are are some rumors about other attacks coming from BlackHat, I thought we should publicize ours a bit: A 3" piece of wire does the job. More info (and a link to a YouTube demo) at: www.cs.dartmouth.edu/~pkilab/sparks/ --Sean Sean W. Smith [EMAIL PROTECTED] www.cs.

Re: The bank fraud blame game

2007-07-02 Thread Peter Gutmann
Adam Shostack <[EMAIL PROTECTED]> writes: >I'd suggest starting from the deployment, training, and help desk costs. The >technology is free, getting users to use it is not. I helped several banks >look at this stuff in the late 90s, when cost of a smartcard reader was order >~25, and deployment

Re: The bank fraud blame game

2007-07-02 Thread Stephan Neuhaus
Peter Gutmann wrote: Given that all you need for this is a glorified pocket calculator, you could (in large enough quantities) probably get it made for < $10, provided you shot anyone who tried to introduce product-deployment DoS mechanisms like smart cards and EMV into the picture. That seems

Re: The bank fraud blame game

2007-07-02 Thread Leichter, Jerry
| | > > Given that all you need for this is a glorified pocket | | > > calculator, you could (in large enough quantities) probably get | | > > it made for < $10, provided you shot anyone who tried to | | > > introduce product-deployment DoS mechanisms like smart cards and | | > > EMV into the pictu

Re: TPM, part 2

2007-07-02 Thread Anne & Lynn Wheeler
Peter Gutmann wrote: I have a friend who implemented a basic trusted-boot mechanism for a student project, so we have evidence of at least one use of a TPM for TC, and I know some folks at IBM Research were playing with one a few years ago, so that's at least two users so far. Anyone else? as

RE: Free Rootkit with Every New Intel Machine

2007-07-02 Thread Ian Farquhar \(ifarquha\)
Dave Korn wrote: > Ian Farquhar wrote: >> Maybe I am showing my eternal optimist side here, but to me, this is >> how TPM's should be used, as opposed to the way their backers >> originally wanted them used. A removable module whose connection to a >> device I establish (and can de-establish, a

Re: The bank fraud blame game

2007-07-02 Thread Anne & Lynn Wheeler
Florian Weimer wrote: Oh really? In Germany, early digital banking had no cryptographic protection at all. Integrity and confidentiality were inherited from the underlying phone system. There were no end-to-end digital signatures. Nothing. Just a one-time password for each transaction, but t

Re: The bank fraud blame game

2007-07-02 Thread Florian Weimer
* Anne & Lynn Wheeler: > In the mid-90s, financial institutions looking at the internet for > online, commercial banking and cash management (i.e. business > equivalent to consumer online banking) were extremely conflicted > ... they frequently were almost insisting on their own appliance at > the

Re: The bank fraud blame game

2007-07-02 Thread Florian Weimer
* Ian G.: > Banks are the larger and more informed party. But not as far as client-side fraudulent activity is concerned. After all, the attacked systems are not under their administrative control. > They need to provide systems that are reasonable given the situation > (anglo courts generally

Re: The bank fraud blame game

2007-07-02 Thread Adam Shostack
On Sun, Jul 01, 2007 at 04:01:03PM -0400, Perry E. Metzger wrote: | | Adam Shostack <[EMAIL PROTECTED]> writes: | > On Mon, Jul 02, 2007 at 01:08:12AM +1200, Peter Gutmann wrote: | > > | > > Given that all you need for this is a glorified pocket calculator, | > > you could (in large enough quanti

Re: The bank fraud blame game

2007-07-02 Thread "Hal Finney"
[EMAIL PROTECTED] (Peter Gutmann) writes: > (The usage model is that you do the UI portion on the PC, but perform the > actual transaction on the external device, which has a two-line LCD display > for source and destination of transaction, amount, and purpose of the > transaction. All communicati

Re: The bank fraud blame game

2007-07-02 Thread Thor Lancelot Simon
On Sun, Jul 01, 2007 at 08:38:12AM -0400, Perry E. Metzger wrote: > > [EMAIL PROTECTED] (Peter Gutmann) writes: > > (The usage model is that you do the UI portion on the PC, but > > perform the actual transaction on the external device, which has a > > two-line LCD display for source and destinati

Re: The bank fraud blame game

2007-07-02 Thread Anne & Lynn Wheeler
Adam Shostack wrote: I'd suggest starting from the deployment, training, and help desk costs. The technology is free, getting users to use it is not. I helped several banks look at this stuff in the late 90s, when cost of a smartcard reader was order ~25, and deployment costs were estimated at