Steve,
Its basically just a scaling of the score. Are you actually trying to
create your own scaled score? Or are you trying to calibrate a FICO (or
other model company) generated score based on your own observed portfolio
bad rate?
The phrase you used is usually stated: 2% bad rate (or 49:1
Hi,
I also want to know how to estimate default rates. How to use
multivariate models to estimate default rates. What factors should be
included in the models?
Please give me some hints.
Chris
Model Citizen [EMAIL PROTECTED] wrote in message
news:2FTL7.224233$[EMAIL PROTECTED]...
Sounds like
