Re: [FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-26 Thread Richard J. Williams
No twenty-something working 28 hours a week at Burger King is going to 
want to pay $300 or more for medical insurance with a high deductible, 
out-of-pocket co-pay.


And, they are the least likely to use it. According to what I've read, 
most young people will not see any value in Obamacare - they will see it 
as a bad deal.


Not to mention fixing the price - so that younger people pay more to 
keep the premiums down for the older folks. That's when the real 
revolution will start.


Go figure.

The trouble is that loss aversion also militates against buying 
insurance. Especially if you don't make a lot of money--and many young 
people don't--writing that premium check is painful if not prohibitive.


'The Young and the Clueless'
Wall Street Journal:
http://online.wsj.com/article/Opinion 
http://online.wsj.com/article/SB10001424052702303796404579097192784900688.html?mod=WSJ_Opinion_MIDDLETopOpinion



On 9/25/2013 2:52 PM, Bhairitu wrote:


I would think up too.  My years with Anthem Blue Cross showed they 
were money grubbing crooks.  Just check the salaries of the CEOs of 
these health insurance companies.  They wouldn't have been put out of 
business with Single Payer because they would still have a market for 
supplemental insurance as they do now with Medicare.


On 09/25/2013 10:36 AM, Richard J. Williams wrote:


According to what I've read, health insurance is either going to go 
up or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element is 
complaining about being charged for Obamacare by being forced to buy 
insurance.  So why the hell didn't they support Single Payer?  Why 
not have what tax dollars you pay take care of your health care?  
I'm out of  the picture on this one because I'm on Medicare.  But 
perhaps Single Payer should just be Medicare for everybody.


We used to have non-profit health care in this country.  Even many 
of the health insurance companies back in the day were non-profit.  
But then the joy boys of capitalism saw something new to hijack 
and exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title on 
but it was really paid for by my relatives who lived in it.  A few 
months back when I contacted my accountant for the tax consequences 
she grimly mentioned the 3.8% Medicare tax.  I didn't think that was 
so bad because I assumed it was only on the capital gains.  Nope, it 
was on the sale price of the house.  That doesn't seem right to me 
and reading up it was one of the items hidden in the health care 
bill.  That's one thing that really may need to be challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government will 
be shutdown.  By the way, this could also make or break his 
ambition to be the next president of the US.






Re: [FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-26 Thread Bhairitu
Supposedly a 20 something working 28 hours a week at Burger King would 
only pay $60 a month.   If you look at the ads the insurance companies 
put out they'll often mention coverage starting a only $60 a month.  
That's for young people but us old farts know how fast the premium rises 
as you get older.


I would have to look up my premium payments back in the 1980s but since 
they didn't leave any impression they probably didn't cost much and that 
company covered alternative care too.


Trader Joe's got rid of their health care benefit and giving the savings 
to their employees to buy their own healthcare.  That's a bold move 
because as any greedy CEO would tell you the health benefits keep their 
wage slaves tethered to the company.  If Trader Joe's employees want to 
move on to something else they won't lose their health care.


On 09/26/2013 09:09 AM, Richard J. Williams wrote:


No twenty-something working 28 hours a week at Burger King is going to 
want to pay $300 or more for medical insurance with a high deductible, 
out-of-pocket co-pay.


And, they are the least likely to use it. According to what I've read, 
most young people will not see any value in Obamacare - they will see 
it as a bad deal.


Not to mention fixing the price - so that younger people pay more to 
keep the premiums down for the older folks. That's when the real 
revolution will start.


Go figure.

The trouble is that loss aversion also militates against buying 
insurance. Especially if you don't make a lot of money--and many young 
people don't--writing that premium check is painful if not prohibitive.


'The Young and the Clueless'
Wall Street Journal:
http://online.wsj.com/article/Opinion 
http://online.wsj.com/article/SB10001424052702303796404579097192784900688.html?mod=WSJ_Opinion_MIDDLETopOpinion



On 9/25/2013 2:52 PM, Bhairitu wrote:


I would think up too.  My years with Anthem Blue Cross showed they 
were money grubbing crooks.  Just check the salaries of the CEOs of 
these health insurance companies.  They wouldn't have been put out of 
business with Single Payer because they would still have a market for 
supplemental insurance as they do now with Medicare.


On 09/25/2013 10:36 AM, Richard J. Williams wrote:


According to what I've read, health insurance is either going to go 
up or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element 
is complaining about being charged for Obamacare by being forced to 
buy insurance. So why the hell didn't they support Single Payer?  
Why not have what tax dollars you pay take care of your health 
care?  I'm out of the picture on this one because I'm on Medicare.  
But perhaps Single Payer should just be Medicare for everybody.


We used to have non-profit health care in this country.  Even many 
of the health insurance companies back in the day were non-profit. 
But then the joy boys of capitalism saw something new to hijack 
and exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title on 
but it was really paid for by my relatives who lived in it.  A few 
months back when I contacted my accountant for the tax consequences 
she grimly mentioned the 3.8% Medicare tax.  I didn't think that 
was so bad because I assumed it was only on the capital gains.  
Nope, it was on the sale price of the house.  That doesn't seem 
right to me and reading up it was one of the items hidden in the 
health care bill.  That's one thing that really may need to be 
challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government will 
be shutdown.  By the way, this could also make or break his 
ambition to be the next president of the US.









Re: [FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-26 Thread Richard J. Williams
Most young people, working at Burger King 28 hours a week, could hardly 
afford $4.00 a month for medical insurance!


On 9/26/2013 1:04 PM, Bhairitu wrote:


Supposedly a 20 something working 28 hours a week at Burger King would 
only pay $60 a month.   If you look at the ads the insurance companies 
put out they'll often mention coverage starting a only $60 a month.  
That's for young people but us old farts know how fast the premium 
rises as you get older.


I would have to look up my premium payments back in the 1980s but 
since they didn't leave any impression they probably didn't cost much 
and that company covered alternative care too.


Trader Joe's got rid of their health care benefit and giving the 
savings to their employees to buy their own healthcare.  That's a bold 
move because as any greedy CEO would tell you the health benefits keep 
their wage slaves tethered to the company.  If Trader Joe's employees 
want to move on to something else they won't lose their health care.


On 09/26/2013 09:09 AM, Richard J. Williams wrote:


No twenty-something working 28 hours a week at Burger King is going 
to want to pay $300 or more for medical insurance with a high 
deductible, out-of-pocket co-pay.


And, they are the least likely to use it. According to what I've 
read, most young people will not see any value in Obamacare - they 
will see it as a bad deal.


Not to mention fixing the price - so that younger people pay more to 
keep the premiums down for the older folks. That's when the real 
revolution will start.


Go figure.

The trouble is that loss aversion also militates against buying 
insurance. Especially if you don't make a lot of money--and many 
young people don't--writing that premium check is painful if not 
prohibitive.


'The Young and the Clueless'
Wall Street Journal:
http://online.wsj.com/article/Opinion 
http://online.wsj.com/article/SB10001424052702303796404579097192784900688.html?mod=WSJ_Opinion_MIDDLETopOpinion



On 9/25/2013 2:52 PM, Bhairitu wrote:


I would think up too. My years with Anthem Blue Cross showed they 
were money grubbing crooks.  Just check the salaries of the CEOs of 
these health insurance companies. They wouldn't have been put out of 
business with Single Payer because they would still have a market 
for supplemental insurance as they do now with Medicare.


On 09/25/2013 10:36 AM, Richard J. Williams wrote:


According to what I've read, health insurance is either going to go 
up or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element 
is complaining about being charged for Obamacare by being forced 
to buy insurance.  So why the hell didn't they support Single 
Payer?  Why not have what tax dollars you pay take care of your 
health care?  I'm out of  the picture on this one because I'm on 
Medicare.  But perhaps Single Payer should just be Medicare for 
everybody.


We used to have non-profit health care in this country.  Even many 
of the health insurance companies back in the day were 
non-profit.  But then the joy boys of capitalism saw something 
new to hijack and exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title 
on but it was really paid for by my relatives who lived in it.  A 
few months back when I contacted my accountant for the tax 
consequences she grimly mentioned the 3.8% Medicare tax.  I didn't 
think that was so bad because I assumed it was only on the capital 
gains. Nope, it was on the sale price of the house.  That doesn't 
seem right to me and reading up it was one of the items hidden in 
the health care bill.  That's one thing that really may need to be 
challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government will 
be shutdown.  By the way, this could also make or break his 
ambition to be the next president of the US.











Re: [FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-26 Thread Bhairitu

OK, then we need Single Payer don't we?

On 09/26/2013 12:11 PM, Richard J. Williams wrote:


Most young people, working at Burger King 28 hours a week, could 
hardly afford $4.00 a month for medical insurance!


On 9/26/2013 1:04 PM, Bhairitu wrote:


Supposedly a 20 something working 28 hours a week at Burger King 
would only pay $60 a month.   If you look at the ads the insurance 
companies put out they'll often mention coverage starting a only $60 
a month.  That's for young people but us old farts know how fast the 
premium rises as you get older.


I would have to look up my premium payments back in the 1980s but 
since they didn't leave any impression they probably didn't cost much 
and that company covered alternative care too.


Trader Joe's got rid of their health care benefit and giving the 
savings to their employees to buy their own healthcare.  That's a 
bold move because as any greedy CEO would tell you the health 
benefits keep their wage slaves tethered to the company.  If Trader 
Joe's employees want to move on to something else they won't lose 
their health care.


On 09/26/2013 09:09 AM, Richard J. Williams wrote:


No twenty-something working 28 hours a week at Burger King is going 
to want to pay $300 or more for medical insurance with a high 
deductible, out-of-pocket co-pay.


And, they are the least likely to use it. According to what I've 
read, most young people will not see any value in Obamacare - they 
will see it as a bad deal.


Not to mention fixing the price - so that younger people pay more to 
keep the premiums down for the older folks. That's when the real 
revolution will start.


Go figure.

The trouble is that loss aversion also militates against buying 
insurance. Especially if you don't make a lot of money--and many 
young people don't--writing that premium check is painful if not 
prohibitive.


'The Young and the Clueless'
Wall Street Journal:
http://online.wsj.com/article/Opinion 
http://online.wsj.com/article/SB10001424052702303796404579097192784900688.html?mod=WSJ_Opinion_MIDDLETopOpinion



On 9/25/2013 2:52 PM, Bhairitu wrote:


I would think up too.  My years with Anthem Blue Cross showed they 
were money grubbing crooks.  Just check the salaries of the CEOs of 
these health insurance companies.  They wouldn't have been put out 
of business with Single Payer because they would still have a 
market for supplemental insurance as they do now with Medicare.


On 09/25/2013 10:36 AM, Richard J. Williams wrote:


According to what I've read, health insurance is either going to 
go up or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element 
is complaining about being charged for Obamacare by being forced 
to buy insurance.  So why the hell didn't they support Single 
Payer?  Why not have what tax dollars you pay take care of your 
health care?  I'm out of  the picture on this one because I'm on 
Medicare.  But perhaps Single Payer should just be Medicare for 
everybody.


We used to have non-profit health care in this country.  Even 
many of the health insurance companies back in the day were 
non-profit.  But then the joy boys of capitalism saw something 
new to hijack and exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title 
on but it was really paid for by my relatives who lived in it.  A 
few months back when I contacted my accountant for the tax 
consequences she grimly mentioned the 3.8% Medicare tax.  I 
didn't think that was so bad because I assumed it was only on the 
capital gains.  Nope, it was on the sale price of the house.  
That doesn't seem right to me and reading up it was one of the 
items hidden in the health care bill. That's one thing that 
really may need to be challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government 
will be shutdown.  By the way, this could also make or break his 
ambition to be the next president of the US.













[FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-25 Thread Richard J. Williams
According to what I've read, health insurance is either going to go up 
or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element is 
complaining about being charged for Obamacare by being forced to buy 
insurance.  So why the hell didn't they support Single Payer?  Why not 
have what tax dollars you pay take care of your health care?  I'm out 
of  the picture on this one because I'm on Medicare.  But perhaps 
Single Payer should just be Medicare for everybody.


We used to have non-profit health care in this country. Even many of 
the health insurance companies back in the day were non-profit.  But 
then the joy boys of capitalism saw something new to hijack and 
exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title on 
but it was really paid for by my relatives who lived in it.  A few 
months back when I contacted my accountant for the tax consequences 
she grimly mentioned the 3.8% Medicare tax.  I didn't think that was 
so bad because I assumed it was only on the capital gains.  Nope, it 
was on the sale price of the house.  That doesn't seem right to me and 
reading up it was one of the items hidden in the health care bill.  
That's one thing that really may need to be challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government will be 
shutdown.  By the way, this could also make or break his ambition to 
be the next president of the US.






Re: [FairfieldLife] Obamacare, was Senator Ted Cruz Attempts to Hold the Country as Hostage

2013-09-25 Thread Bhairitu
I would think up too.  My years with Anthem Blue Cross showed they were 
money grubbing crooks.  Just check the salaries of the CEOs of these 
health insurance companies.  They wouldn't have been put out of business 
with Single Payer because they would still have a market for 
supplemental insurance as they do now with Medicare.


On 09/25/2013 10:36 AM, Richard J. Williams wrote:


According to what I've read, health insurance is either going to go up 
or down

for most people on October 1, or go away. Go figure.

If I was a betting man, I'd bet on it going up or away, not down.

'Obama Lied, My Health Plan Died'
Posted by Michelle Malkin:
http://news.yahoo.com/obama-lied-health-plan-died-07532.html

On 9/25/2013 10:56 AM, Bhairitu wrote:


I listened to a bit of his rant yesterday.  The Tea Party element is 
complaining about being charged for Obamacare by being forced to buy 
insurance.  So why the hell didn't they support Single Payer?  Why 
not have what tax dollars you pay take care of your health care?  I'm 
out of  the picture on this one because I'm on Medicare.  But perhaps 
Single Payer should just be Medicare for everybody.


We used to have non-profit health care in this country.  Even many of 
the health insurance companies back in the day were non-profit.  But 
then the joy boys of capitalism saw something new to hijack and 
exploit.  And we got screwed.


BTW, speaking of Medicare, I just sold a house that I held title on 
but it was really paid for by my relatives who lived in it.  A few 
months back when I contacted my accountant for the tax consequences 
she grimly mentioned the 3.8% Medicare tax.  I didn't think that was 
so bad because I assumed it was only on the capital gains.  Nope, it 
was on the sale price of the house.  That doesn't seem right to me 
and reading up it was one of the items hidden in the health care 
bill.  That's one thing that really may need to be challenged.


On 09/25/2013 12:28 AM, jr_...@yahoo.com wrote:


He's planning to filibuster his way through Congress to get his 
conservative agenda.  If he succeeds, the federal government will be 
shutdown.  By the way, this could also make or break his ambition to 
be the next president of the US.