I also say Thanks to everyone on the list. And I have an insurance
question (boat not car).
I've never made an insurance claim in my life. But my sailboat (in
storage at a boatyard for the winter) blew over in a windstorm 10 days
ago and sustained considerable damage. My insurance company
#1: Don't let them get the idea that you don't want the boat.
#2: Don't settle for an estimate and attempt to take the money and do the
repairs with it under your direction. There can be a lot of hidden issues.
Best way is to have the insurance people contract a boat yard to fix it to
your
My insurance company and the
boatyard's insurance are currently arguing over who's responsible.
Well, unless the boatyard did something that made your boat be at
more risk than it would be parked in your back yard, I'd think that
such acts of God would generally _not_ be their problem. But
