I also say "Thanks" to everyone on the list. And I have an insurance
question (boat not car).
I've never made an insurance claim in my life. But my sailboat (in
storage at a boatyard for the winter) blew over in a windstorm 10 days
ago and sustained considerable damage. My insurance company and the
boatyard's insurance are currently arguing over who's responsible.
I'm expecting to get an offer from one of them for damages. I'm pretty
sure it won't be totalled. I'm estimating that the damage will cost
about $15K to fix and the boat is worth maybe $25K to $30K.
My feeling is that I would prefer NOT to repair it, since I probably
wouldn't trust the boat in harsh conditions and we've been thinking of
changing boats anyway.
So, what kind of offer am I likely to get? What are my options when I
do get the offer.
Any suggestions would be appreciated, as I don't want to walk into this
deal blind.
Thanks again,
Ron Dwelle
