So the actual issue is fraud, and increased flooding due to human actions to
(a) fill in the drainage and (b) continue to build in the surrounding area
which increases runoff. Properly solved with legal means and civil engineering
to restore drainage, and without demonizing fossil fuels.
Max
No i will have to check. We are in a velocity zone.
Dwight Giles Jr.
Wickford RI
On Mon, Apr 19, 2021, 1:29 PM Dan Penoff via Mercedes
wrote:
> Ouch! Any idea what it’s going to cost after they revamp the policies next
> year? What is, is it going to go up astronomically?
>
> FEMA flood
The new flood maps moved my house out of a VE zone into an AE zone and the
rates for flood insurance have dropped tremendously.
Had I built my addition now instead of some years ago I could probably have
saved $30k since I would no longer have to build to VE standards. At the time,
the VE
As I previously mentioned these houses were built with falsified elevation
certificates by the City building inspector who has been dead for some time. It
is strongly suspected this was collusion between the developer and the mayor at
the time (and who was mayor for 40yr). So, corruption. She
Ouch! Any idea what it’s going to cost after they revamp the policies next
year? What is, is it going to go up astronomically?
FEMA flood insurance for our former house that was in Zone “X” was $400/year.
Not required, but we figured it was cheap insurance in the event something
catastrophic
We pay 3700/year in flood insurance now.
Dwight Giles Jr.
Wickford RI
On Mon, Apr 19, 2021, 1:10 PM Curt Raymond via Mercedes <
mercedes@okiebenz.com> wrote:
> An interesting point. How long have building permits been a thing? Some
> of the houses in flood zones are quite old and probably
An interesting point. How long have building permits been a thing? Some of the
houses in flood zones are quite old and probably predate such things. At least
on the east coast.
-Curt
On Monday, April 19, 2021, 12:44:17 PM EDT, G Mann via Mercedes
wrote:
There is another layer of
There is another layer of liability which no one is considering.
To build a house, even 50 years ago, you have to have a "building permit"
issued by the government agency, [usually called something like "Planning
and Zoning something or the other"...
Having issued a "permit to build" this
I realize this might be an unpleasant subject, but it’s my opinion that if a
flood zone floods more than a certain number of times in a given number of
years, FEMA should stop paying out. Granted, that means that some, if not all,
of the residents are going to be in bad shape for a number of
Dan's point is valid, the house shows up right bang in the middle of a flood
zone. I googled "Fema flood zone map" and it came up with "search by address".
I get what you're saying, this out to be a required disclosure but buyers ought
to at least do some bare minimum of research when buying a
No that is the issue, it is NOT public record. FEMA rules prevent
disclosure of previous claims and payouts. Some of the houses in her
neighborhood have been flipped several times, every 2-3 years after a
flood and repair, to the next sucker who has no clue. Unless a buyer
goes around and
It’s called “due diligence”, and while I know some people are sloppy,
dismissive, or don’t care, it’s ultimately the purchaser’s responsibility to
vet stuff like this.
My former house was in a flood zone but had a LOMA to exempt it because of the
improvements to the land the builder made. The
A quick look at the map of the area in question shows water all around it.
Google street view looks like the area is flat as a pancake, there's water
right around the corner already. It's pretty obvious to me that place would
flood...
The story says she didn't know it would flood when she
I’m trying to understand how one would be on the hook from a liability
standpoint if they sold? That’s like saying if you don’t disclose a property is
in a flood zone you’re liable. It’s public record and an underwriter or lender
is going to look for this as a part of the underwriting process.
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