We're way off topic now, but I will go with it-
I am now happily gone from the field of medical reimbursement, but I did work
in that field for nearly 20 years. For a year or so of that time I worked for
a TPA which provided individual health policies to the self-employed. What an
eye-opener!
I know that you are right - however this is exaclty what chaps me
about the insurance companies -- they should consider ALL of the
policies they sell as an aggregate and spread teh risk across ALL of
them, not considering each individuals policy a single instance, and
all of the GM employees as