1. I don't agree that 'vehicle' insurance covers ANYTHING that arises due to
the vehicle or its use. 'Vehicle' insurance covers things when used as a
'vehicle'... Driving accidents. Even if you have 'vehicle' insurance on a
bucket truck, you would need 'liability AND worker's compensation'
Cliff Leboeuf wrote:
1. I don't agree that 'vehicle' insurance covers ANYTHING that arises due to
the vehicle or its use. 'Vehicle' insurance covers things when used as a
'vehicle'... Driving accidents. Even if you have 'vehicle' insurance on a
bucket truck, you would need 'liability AND
states, the insurance covers ANYTHING that arises due to the vehicle or
its use
Insightful, I did not know that. And under that situation, Its logical that
business liability coverage would cover anything above what the
auto-insurance did not.
But the real question here is not whether the
Tom DeReggi wrote:
states, the insurance covers ANYTHING that arises due to the vehicle
or its use
Insightful, I did not know that. And under that situation, Its logical
that business liability coverage would cover anything above what the
auto-insurance did not.
But the real question
Man, that is scary and damn foolish advice you guys!
Nothing worse than finding out that you are improperly insured.
Can you imagine what would happen when you tried to file a claim and they
denied it because you insured a van not a bucket truck!
wow
Marlon
(509) 982-2181
fyi
I'm not even going to try to read these last two posts. You guys need to
use paragraphs! This is wa too hard on the ol' eyes!
Marlon
(509) 982-2181 Equipment sales
(408) 907-6910 (Vonage)Consulting services
42846865 (icq)
Tim,
I agree, there is risk of not getting covered, if full disclosure is not
given. That is something that the WISP should consider in advance. (But
doesn't mean it won't be covered, as they'd need to prove that having the
bucket was something both parties typical would think relevant to
Borders on Insurance fraud... and if you have to activate the insurance,
they don't have to pay...
Tom DeReggi wrote:
If its a standard VAN / Truck body, Don't tell them about the bucket!
Call it a VAN, not a Bucket truck!
Tom DeReggi
RapidDSL Wireless, Inc
IntAirNet- Fixed Wireless
A guy that was helping me out crashed my install truck a month or two
ago. He didn't see a stop sign. He t-boned an old couple in their
mid-late 70s. The woman more than had enough injuries to qualify for
the 100K personal liability/personal disability (PL/PD) I had on the
plan. But
How are you handling worker's comp for the people authorized to use the
truck?
Dylan
-Original Message-
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]
On
Behalf Of cw
Sent: Wednesday, November 15, 2006 9:10 PM
To: WISPA General List
Subject: Re: [WISPA] Insurance for use of
Tom, I do share some of same views that You have. I just thought it
would be a good idea to present the pros and cons of omitting
information. There are 2 types of insurance customers it seems?. The
first one is like Yourself. You buy the insurance because You have to,
and the thought of using
When you put it that way... It does bring a new perpective to think
about. Well said.
Tom DeReggi
RapidDSL Wireless, Inc
IntAirNet- Fixed Wireless Broadband
- Original Message -
From: Tim Wolfe [EMAIL PROTECTED]
To: WISPA General List wireless@wispa.org
Sent: Thursday, November
Hi,
There are several other factors to consider here insurance on the
vehicle itself is to cover if you damage someone else's property
(vehicle) by getting into an accident on the road. You may also have
full-coverage insurance to pay to fix the bucket truck itself.
However, the other
Travis brings up a good point I think. When I purchased insurance on my
bucket truck,
I specifically asked the agent about possible problems with it being a
bucket truck, and
he assured me that as far as the automotive liability insurance was
concerned, the bucket
had no effect, as any mis-haps
I disagree with that. Something isn't fraud, if no concious effort was made
to hide something or deceive someone. Not being asked, is not being the same
thing as hiding something. If you installed a new stereo system in your
vehichle or a new ladder rack, would you call your insurance company
Excellent point Travis. It would be covered under business liabilty
insurance and/or workman's comp.
Auto insurance is meant to cover the driver or other guy that got hurt in a
driving accident.
Never once heard of a bucket contributing to a driving accident with another
vehichle.
Unless of
Tom DeReggi wrote:
Excellent point Travis. It would be covered under business liabilty
insurance and/or workman's comp.
Auto insurance is meant to cover the driver or other guy that got hurt
in a driving accident.
Never once heard of a bucket contributing to a driving accident with
another
I'd like to hear (on or off list) how other ISPs are handling the
insurance demands of owning/operating a lift or bucket truck. Our
insurance company has refused to insure a bucket truck or lift because
of the operating height above ground level. How are other companies
getting insured or are you
We dropped it and parked the truck for now.
When it's time to use it again I'll probably just have the insurance set up
so that I'm the only one that can use the truck.
Our insurance is a wreck these days. The costs have shot up so high it's
almost impossible to afford any.
Marlon
(509)
If its a standard VAN / Truck body, Don't tell them about the bucket!
Call it a VAN, not a Bucket truck!
Tom DeReggi
RapidDSL Wireless, Inc
IntAirNet- Fixed Wireless Broadband
- Original Message -
From: Marlon K. Schafer (509) 982-2181 [EMAIL PROTECTED]
To: WISPA General List
Yup yup yup. Ours is a Ford F-350 4x4. :)
Travis
Microserv
Tom DeReggi wrote:
If its a standard VAN / Truck body, Don't tell them about the bucket!
Call it a VAN, not a Bucket truck!
Tom DeReggi
RapidDSL Wireless, Inc
IntAirNet- Fixed Wireless Broadband
- Original Message - From:
Tom DeReggi wrote:
If its a standard VAN / Truck body, Don't tell them about the bucket!
Call it a VAN, not a Bucket truck!
Tom DeReggi
RapidDSL Wireless, Inc
IntAirNet- Fixed Wireless Broadband
As an insurance agent for the last 16 years in the state of PA(Besides
running a WISP too for
God forbid the van kills someone in a traffic accident unrelated to the
bucket all together. The Insurance Company could and probably would deny
the claim due to a falsified application. If an insurance company can find
a way out of a claim (especially a costly one) they will.
Best,
Brad
You might have your agent try Progressive. Ours is listed as a ladder/bucket
truck and they never said that was a problem. It's $2200/yr with collision
and a million liability. Seems expensive to me but Florida insurance rates
are just that way. - cw
Dylan Bouterse wrote:
I'd like to hear
In NY I have to take the vehicle to the insurance company so they can verify
ownership and vehicle net worth
I would not be able to hide that the vehicle is a bucket truck
We presently rent a bucket truck from unitef rental which includes insurance.
3000 per month
Bob
Sent from my Verizon
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