Re: [WISPA] consumer credit checking solutions

2007-05-23 Thread George Rogato
That guy was just gaming you. Probably why the other wisp wouldn't turn 
him on.


We charge first month and last month to turn on  and a 30 day written 
notice to disconnect. We also do not give any refunds on prepaid service 
and the customer actually signs on the dotted line acknowledging this. 
We also charge 175.00 in up front set up and activation fees to force 
the sub to make an investment.


Too many people from the dial days have tried to beat the system.

George



Mark Nash wrote:

Have to vent on this one, although I'm taking it a little off topic.

Guy calls me up saying that another wireless company couldn't connect 
him and he actually bad-mouthed that company to me on the sales call 
because that company couldn't get to him for a week.  He wants me to 
waive my $199 installation fee because the other company did.  I say no, 
but we have a '30-day satisfaction policy' that will give him his money 
back if he didn't like the service.  So we install service within a 
couple days and get him up and running.  Well he calls up after 4 days 
of service and my tech talks with him.  He has moved and doesn't want 
our service.  No big deal...it happens... EXCEPT...


The dude knew about it about a half hour BEFORE my installer got there 
to do the wireless installation (as he told my tech).  And he said 'Mark 
said that I could get my money back'.  Well, I'm not going to give him 
his money back due to the way he treated the resources of my business.  
He knew that he was not going to take our service and expected something 
for nothing.  He did not disconnect due to dissatisfaction, and as far 
as I'm concerned he's just going to have to learn a lesson here on basic 
human treatment.


In 6 years, I've never had anything like this.  Blech

Mark Nash
UnwiredOnline
350 Holly Street
Junction City, OR 97448
http://www.uwol.net
541-998-
541-998-5599 fax

- Original Message - From: Marlon K. Schafer 
[EMAIL PROTECTED]

To: WISPA General List wireless@wispa.org
Sent: Tuesday, May 22, 2007 9:26 PM
Subject: Re: [WISPA] consumer credit checking solutions



heya Rick.  Where ya been?

We just don't let people get more than a month or two into us.  Then 
we shut them off.  Haven't had much of a problem.


Why do you want to check on people?
marlon

- Original Message - From: Rick Kunze [EMAIL PROTECTED]
To: WISPA General List wireless@wispa.org
Sent: Tuesday, May 22, 2007 10:23 AM
Subject: [WISPA] consumer credit checking solutions


Anyone out there using any credit checking solutions to check the 
credit worthiness of new sign-ups?  Consumer credit checking or the 
like?


Recommendations?

Rk

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George Rogato

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Re: [WISPA] consumer credit checking solutions

2007-05-23 Thread David E. Smith
Dylan Oliver wrote:
 Hah - perhaps WISPA could offer its members a blacklist service. Ops could
 check the blacklist right before the credit check. That guy has to move
 somewhere, and the local operators should be warned!

I dunno the relevant laws, but could you even do this?

Tracking by just names is useless, so you'd need some relatively
unique identifier (driver's license number, SSN, something like that).
If you even get that information from your customer in the first place
(I do, but maybe you don't), you'd then have to pass that information
along to a third party. Whatever contract you have your customer sign
would then have to include language to that effect.

Then someone would have to run that central registry, comply with about
a hojillion privacy laws, and so on. I imagine WISPA's budget is a few
hundred million dollars short of that required to do it right.

Fortunately, there are already companies that will take your notes about
whether a given customer has, in the past, defaulted on financial
obligations. They're called credit bureaus. :D

There's two ways to play this one out, I think.

The first choice is to do a credit check, and based on the customer's
history with other lenders and service providers, choose whether to
install them in the first place. Pro: the folks that pass your check are
very likely to pay their bills on time. Con: You're arbitrarily shutting
out a lot of potential customers.

The second is to get most or all of the money up-front, and bill in
advance for your service. If a customer doesn't pay, you call them, then
shut them off. You're probably only out your cost to provide service to
one customer for a few days. (Unless they move and steal your equipment,
which is rare but has happened.) Pro: More revenue, as you install
basically everyone you can. Con: Higher costs (more installs, then
picking up equipment from folks who default). Overall probably a bit
riskier.

There's a couple subtle shades on both of those, but you're taking risks
either way.

David Smith
MVN.net
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Re: [WISPA] consumer credit checking solutions

2007-05-23 Thread Rick Kunze

At 09:26 PM 5/22/2007, you wrote:

heya Rick.  Where ya been?


Where do you THINK?  Running from rooftop to rooftop noticing the 
ever-reducing flexibility in my aging carcass.  I've been pretty busy.


We just don't let people get more than a month or two into us.  Then 
we shut them off.  Haven't had much of a problem.


Neither have I, until lately.  Probably comes with the territory 
though now that I've been doing things this way for 6 or 7 
years.  (Contracts that is, coupled with growth.)  When the numbers 
were smaller, a few bad customers weren't that big of a hit.  But 
it's starting to hurt now because the dollar amounts are larger and 
there are simply more of them!  And it's not $19.95 a month, it's $50 
and up.  When a $200/mo customer gets into their second month of 
non-payment, it adds up quick.  I've got a half dozen ready for small 
claims, they add up to over $3k because of early termination charges 
etc.  And we still have to retrieve the gear and install it elsewhere 
before all is back to equal.  So yea, it is hurting more and more and 
I'm looking for a way to slow the leak.



Why do you want to check on people?


I have been looking into available solutions that would allow me to 
do the same thing that's done on any of us when we enter into a 
financing agreement.  Therein lies the problem from what I've been 
gathering.  And therein lies the angle that provides the solution.


I don't want to spill the beans quite yet.  But I'm checking into the 
world of credit worthiness verification.  It's a close knit community it seems.


Rk


marlon

- Original Message - From: Rick Kunze [EMAIL PROTECTED]
To: WISPA General List wireless@wispa.org
Sent: Tuesday, May 22, 2007 10:23 AM
Subject: [WISPA] consumer credit checking solutions


Anyone out there using any credit checking solutions to check the 
credit worthiness of new sign-ups?  Consumer credit checking or the like?


Recommendations?

Rk

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Re: [WISPA] consumer credit checking solutions

2007-05-22 Thread Marlon K. Schafer

heya Rick.  Where ya been?

We just don't let people get more than a month or two into us.  Then we shut 
them off.  Haven't had much of a problem.


Why do you want to check on people?
marlon

- Original Message - 
From: Rick Kunze [EMAIL PROTECTED]

To: WISPA General List wireless@wispa.org
Sent: Tuesday, May 22, 2007 10:23 AM
Subject: [WISPA] consumer credit checking solutions


Anyone out there using any credit checking solutions to check the credit 
worthiness of new sign-ups?  Consumer credit checking or the like?


Recommendations?

Rk

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