Travis,
You won't be able to do anything directly with your merchant account. You
should check your bank and see what they support in the way of Internet
transaction processing. There are also several solutions available. PayPal,
Authorize.Net and VeriSign are some. I know Bank of America and Wells Fargo
have their own solutions and will also work with some of the above
companies too. It really depends on your bank.

Regards,

Richard

At 11:14 AM 8/14/2002 -0400, you wrote:
>I am not sure how to get to the archive so, I am how to search it.  can
>someone send me the link to it so I can look there.  I am trying to
>research e-commerce transaction architecture, I want to use credit cards
>and don't know if I need a gateway like verisign or if I can go right to
>the merchant account, and program my own validation and security.
>
>
>Regards,
>
>Travis D. Falls
>
>
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