I share Julian's view of 3D-SET. Europay/MasterCard, Maestro and Visa are now moving towards solutions within the 3D model, but with a virtual are pseudo cardnumber instead of SET 1.0. Mobile payments may be easily integrated by accessing a server-based payment wallet. hansruedi [EMAIL PROTECTED] schrieb: > Try http://www.easy-set.org > > Also you can find (spanish) SET information at http://www.bookonhand.com > (bookseller that supports SET and easy-set thrugh Banesto bank). Information > is in spanish, but you can get a 500 k wallet there. > > I am not so sure 3D SET is the solution, because 3D SET is just another > flavour of SET. In that case that only means that SET finally gets its way > to reach customers. > > It�s true that payment is a matter of trust and liability (more than a > technical issue even if it uses technical solutions). So, it is probably > good to distinguish between the liability of the merchant-acquirer (1D), the > cardholder-issuer (2D) and the clearing network (3D). > > But the 3D SET technical proposal is just a little bit more open approach to > the issuer liability mainly based in standard plain SET, with the (wrong) > assumption that is the simpler solution and the lightest wallet (or whatever > you define the dedicated plug-in). In fact, in my opinion, is simpler the > Easy-SET approach and has several advantages: > > - The private key is under the control of the cardholder > - It can be used in countries where there are more than one Card Processor > (it is difficult to have several "server wallets" if you need to preserve > certificates associated to banks belonging to competing payment networks). > > Nevertheless, I think card companies are now in the right path. Better than > defining technical solutions, they are defining who is going to pay for the > fraud and what services acquirer and issuers are bound to deploy and when. > > So, if the acquirer allows its merchats to accept SET transactions, any > liability is transferred to the issuer. And that means that the only way for > issuers to recover balanced position as an on-site payment is to have SET > payment availability for their cardholders (being that standard SET, > easy-SET, or server wallet based 3D SET). > > Still, other solutions are appearing in the market. In Europe, watch what is > happening with mobile phone enabled payments. (as Movilpago) > > Best regards, > > ________________________________________________________ > Julian Inza (Information Systems Director) > Movilpago http://www.movilpago.com Tel: +34 91 484 5600 > > ----- Original Message ----- > From: "Anders Rundgren" <[EMAIL PROTECTED]> > To: "Private User" <[EMAIL PROTECTED]>; <[EMAIL PROTECTED]> > Sent: Tuesday, March 13, 2001 7:39 PM > Subject: Re: SET acquirers in Europe? > > Client-based SET1.0 is dead. It has only reached about 0.1% of the > projections. > > Maybe you should redirect the research task to cover payment methods over > the internet? > Or try to find out why SET 1.0 failed. Hints: > > - Fraud is not a major issue in the US > - Very expensive > - Complicated client solution > - Slow > - Not very complient with Internet-banks which actually has been a huge > success > > Try to get hold of 3D SET information which at least technically looks like > a winner. > > Note that credit-card transactions over the Internet may redundant in > 10 years or so if everybody is on-line and the number of currencies goes > down. > > Anders > > ----- Original Message ----- > From: "Private User" <[EMAIL PROTECTED]> > To: <[EMAIL PROTECTED]> > Sent: Tuesday, March 13, 2001 15:18 > Subject: SET acquirers in Europe? > > > Hi all, > > > > at our university we are doing a research on the > > future of SET in Europe and who is already using and > > supporting SET. > > > > It is no problem finding lists of SET online-shops on > > the internet. However, we cannot find a list of > > acquirers having SET gateways. > > > > Could anybody help us with information where we could > > get this information? > > > > Thanks in advance, > > Martin Dolinar > > > > __________________________________________________________________ > > Do You Yahoo!? > > Gesendet von Yahoo! Mail - http://mail.yahoo.de
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