On Fri, Sep 16, 2016 at 4:07 PM, Deepak Shenoy
<deepakshe...@capitalmind.in> wrote:
> Now, here's the other thing. If you're planning to build cash flow, don't
> use FDs. They create taxable income and at large corpuses become very
> unwieldy. THere are other instruments - I can give you more details if you
> want to explore. These will both save you tax and perhaps create a "kicker"
> income if rates continue to fall (a key risk here - imagine the person who
> did this calculation in 1980 in the US - interest rates of 12% - and today
> the FD rates are like 0.5%)

Yes. Would be interested to know what are the different alternatives.
I am guessing bonds
and Equity mutual funds are one avenue. But I am guessing you have a
lot more options.


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