Somebodies are pulling your leg.  I think you better read the Sec. Exchange Act 
of 1933.  Under exemptions it states:


77c. Classes of securities under this subchapter
(a) Exempted securities 
Except as hereinafter expressly provided, the provisions of this subchapter 
shall not apply to any of the following classes of securities: 

(3) Any note, draft, bill of exchange, or banker's acceptance which arises out 
of a current transaction or the proceeds of which have been or are to be used 
for current transactions, and which has a maturity at the time of issuance of 
not exceeding nine months, exclusive of days of grace, or any renewal thereof 
the maturity of which is likewise limited; 

It also says:
ยง 77d. Exempted transactions
The provisions of section 77e of this title shall not apply to- 
(1) transactions by any person other than an issuer, underwriter, or dealer. 
(2) transactions by an issuer not involving any public offering. 

77e is the section relating to Interstate commerce and the mails.



----- Original Message ----- 
  From: SilverDollar 
  To: SilverDollar 
  Sent: Thursday, February 26, 2009 7:34 PM
  Subject: Final warning! - ZYA method money orders are a fraudelent conversion


  Tonight I have now heard it from a second source that those who are doing
  the ZYA Money order instruments for thousands or even millions of dollars,
  the reason for no response is that there is something coming down the
  pike from the FBI within a year or a little bit more that will make you wish
  you never had done it, these are not registered by the SEC, therefore
  unregistered securities and there is criminal charges for that kind of thing.
  They have never rubbed me the right way and you will never catch me
  doing one of those things, same as closed checking accounts
  setoff process, I seen quite a few people go down for that too.
  Char is the first one hit as far as I know an there will be more,
  the best thing you can do to maybe stop it from happening to you
  is to rescind your signature on all of them and come back to filing
  the way of inside the box 1099 OID instead of using ZYA.

  I did not hear it straight from the horses mouth, but don't say I did not
  give you any warning.

  SD

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