I am posing this question to you as a Canadian 
economist.  Does the Canadian system differ from the 
American in this regard?  I keep reading from COMER 
that some three percent of money is government money.  
The government of the United States does not spend 
even a penny into circulation that isn't covered by 
tax collections or bond sales.

Now I do know that some of the bonds are purchased by 
the Fed indirectly through the so-called "open 
market."  The Fed is not legally permitted to 
purchase directly from the Treasury.  I suppose that 
does "accommodate" a portion of the federal 
government deficit and represents about three percent 
of new money creation.

During 1995 the Fed added about $20 billion to 
banking system reserves though net open market 
purchases.  Assuming that represents three percent of 
money creation for the year, the banking system as a 
whole would have had to have added about $670 in 
demand deposits to the economy.  The actual numbers 
can be verified from the official statistics.

If this is more or less true, then shifting that $20 
billion from Wall Street to consumers as dividends 
should represent only a ripple on the surface of the 
pond.

But could have a big impact in terms of effective 
demand.



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