I think it is inaccurate to suggest that "[t]here are plenty of affordable rental 
units in St. Paul today," and that further subsidies of rental units is wasteful. 
There is probably a healthy vacancy rate right now for apartments that rent in the 
$700-1000 range, but I suspect there is almost a zero vacancy rate for decent rental 
units available to families in the low income category, i.e., making 30 percent or 
less of the St. Paul median income, or about $20,000 a year. Those folks might be 
paying as much as 40 to 50 percent of their income to find decent housing, so while 
they may have housing, it is not close to affordable in terms of how the Federal 
government defines affordable housing (no more than 30 percent of ones income spent on 
housing). Part of the problem with referring to general vacancy rates as evidence that 
there is not a housing shortage in a community is that it masks what types of housing 
are experiencing a significant vacancy rate, i.e., is it sub-standard, is it low 
income, is it middle income, is it luxury townhomes? The matter is also complicated 
further by the expanded definition for affordable housing, i.e., "affordable housing" 
no longer refers simply to low income families, but also to those who might earn 50 or 
80 or even 110 percent of the area or community median income.

So I would argue that while there may be a lot of "affordable" housing in St. 
Paul--using the expanded definition of what that term means--there is a shortage of 
housing for those families who are low income or near the poverty line. I'm sorry that 
Bill might not see it that way, but housing advocates are attempting to get a study 
funded that will actually give us numbers about what kinds of housing, at what rental 
rates, are currently available in the city, so that the mayor's Housing 5000 plan can 
be more accurately evaluated in terms of whether it's meeting the need for low income 
housing (my personal opinion: it is not) or merely adding lots of market rate units to 
a marketplace that already has enough of that type of housing (and which may explain 
why vacancy rates have jumped, as people are leaving older properties for some of 
these newer properties, either as purchasers or renters). 

I'm also surprised that Bill is suggesting that the "oversupply of rental housing in 
St. Paul . . .is so commonly known that St. Paul Public Housing Authority just cut the 
payments to landlords by 7% declaring that market rents have gone down." Actually, 
Bill, unless you know something that I don't, the St. Paul PHA reduced payments to 
landlords because of the drastic cuts in the Federal Section 8 program (which the PHA 
administers in St. Paul) that were made retroactive to last year, and the 7 percent 
was a compromise from the originally proposed 15 percent reduction that landlords 
warned would cause them to opt out of the Section 8 subsidy program. So using those 
cuts as evidence that there is a glut of affordable housing in St. Paul dramatically 
misrepresents the housing situation here. 

Tom Goldstein
Mac-Groveland

----- Original Message ----- 
From: "Bill Cullen" <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Tuesday, August 03, 2004 7:26 AM
Subject: [StPaul] Midway - Senior Housing Project

Tom Goldstein wrote:

As someone who now works for an organization whose mission is to increase the supply 
of affordable housing throughout the state, and given the great need for affordable 
housing in St. Paul (especially for seniors), I think it's a good thing that projects 
are being planned that will hopefully make a dent in the gap between income and what's 
affordable (i.e., no more than 30 percent of one's income spent on housing).

Bill Cullen Responds:

No longer true.  The oversupply of rental housing in St. Paul has dropped rents 
significantly.  This is so commonly known that St. Paul Public Housing Authority just 
cut the payments to landlords by 7% declaring that market rents have gone down.

There are plenty of affordable rental units in St. Paul today.  The continued subsidy 
of rental units is wasteful.

Bill Cullen
East Side Landlord.

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