On Oct 7, 2008, at 10:36 AM, Mark wrote:

>
> Is this one of the areas targeted by ACORN ?
> http://kcet.org/socal/2008/09/foreclosure-alley.html

Or this:

<http://tinyurl.com/3tkt4g>

Oh, and this CNN Money article from last year mentioning CRA loans as  
as SUBSTITUTE for the newly hard-to-get subprime loans.

<http://money.cnn.com/2007/07/23/real_estate/subprime_alternatives/>

Please, the whole ACORN/CRA business is republicans blaming it on the  
dark people as usual.

Poor folks getting a home loan did not make Wall street sell the same  
loan five or six times.

The reason we're in this fix is not poor people getting home loans  
they couldn't afford...after all the sum total of all the subprime  
loans ever made is < 10% of the bailout number, you agreed with that,  
Francis, remember?

The law enabling thse credit-swap vehicles go on the market absent any  
sort of regulation can be laid DIRECTLY at the feet of Phil Gramm,  
because HE was the one who put that last-minute amendment into the  
omnibus spending bill in 1998 called the Commodity Futures  
Modernization Act. (which was never debated in the house or senate)

It deregulated most derivatives trading, and SPECIFICALLY banned  
regulation of credit default swaps, in addition to the infamous "Enron  
Loophole".

More about Phil...

<http://www.cjr.org/the_audit/post_140.php?page=all>


-- 
Bruce Johnson
University of Arizona
College of Pharmacy
Information Technology Group

Institutions do not have opinions, merely customs



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