Regrettably, "plastic money" is mostly the only, and in all cases the
least costly payment form. And most reliable procedure - secure for both
sides, buyer and seller - is to send the details from the card holder
(often on kind of a voucher or print-out register form), i.e. card
number, expiry date, order confirmation, and signature (!), separate
from any (emailed) order, by Snail.

Disadvantage: both parties have to have to do with one of the big bank/
credit card co's; which *is* an accessibility problem, even in
"developed" countries - Western Europe shows a credit card "penetration"
of less than a quarter of housholds (not to speak of Africa).

The alternative, presently hard pushed by "the industry" (in fact,
sales *"services"*), is worse: The introduction of "secure" money
transfer procedures via the net will securely have the invasion of
even more exclusive "security" and excluding privatisation measures
into the *public* (i.e. open) net. And it implies surrender of even
this realm - including very detailed insight of individuals'
consumption behaviour - to the banking system.
So that's definitely a no-no.

In Europa, even to Eastern Europe - and astonishingly in most
francophone Africa - the old-fashioned, (former) public service of
Postal (Giro)Account still works reasonably well and in any case with
less outrageous fees and much faster than the private banks.

// Heimo Claasen   //   <[EMAIL PROTECTED]>   //   Brussels 1999-10-20
HomePage of ReRead - and much to read ==> http://www.inti.be/hammer

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