Sounds to me like the OSM wiki article in question was written by a non-expert in banking and finance and should be corrected/expanded. Cheers, apm-wa
Sent from my iPhone > On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar <sea...@gmail.com> wrote: > >> On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard <al...@mustard.net> wrote: >> Well, a central bank is a bank, after all, whether it is owned by the >> government or is a "private" parastatal organization. I would tag it as >> amenity=bank since it is a bank. Not all banks offer consumer services, so >> the fact that an individual cannot open an account in a central bank doesn't >> disqualify it. Individuals cannot open accounts in the Bank for >> International Settlements, either, but it is a bank. A central bank is a >> specialized bank that serves the government (controls the monetary system) >> and the commercial banking sector. That's why it is called a "central" bank. >> >> > It also wouldn't be tagged as a bank, because it doesn't have accounts & >> > you can't go in & deposit / withdraw cash, or take out a loan. >> >> Maybe you and I cannot, but the commercial banks in that country can. It's >> a bank. >> > > While central banks are certainly banks in and of themselves, I think tagging > central banks as plain amenity=bank *without other qualifying tags* is a > tricky one, and might constitute as expanding the definition of what > amenity=bank is on the OSM wiki. The OSM wiki states that an amenity=bank > feature is a "financial establishment where customers can, among other > services, deposit and withdraw money, take loans, make investments and > transfer funds". I would think that the word "customer" in OSM is intended to > refer to people and regular businesses, and this is why such establishments > are under the amenity=* key. Unlike regular banks, central banks usually only > have other banks and their government as their sole customers and in many > countries, central banks act as a regulatory agency for banks and other > financial institutions, set country-wide fiscal policies like interest rates, > and print/mint their countries' currencies. It therefore makes sense to tag > central banks somewhat differently from other banks. > > I would also like to note that in my country, we do have a central bank, but > we also have two 100%-government owned commercial banks, established by law, > that I would not hesitate to tag as amenity=bank because they offer financial > services to the public at large. > > As for the current proposal, in my country, we currently tag central bank > land as landuse=commercial. It might make sense to switch this to > landuse=governmental (or some other keyword as may be decided by OSM) if this > proposal pushes through. > > ~Eugene > > > _______________________________________________ > Tagging mailing list > Tagging@openstreetmap.org > https://lists.openstreetmap.org/listinfo/tagging
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