David, I'll comment below: ________________________________
From: David [mailto:[email protected]] Sent: Mon 6/2/2008 1:19 PM To: [email protected] Subject: Re: [ot_caving] interesting uninsured drivers I would be concerned that this plan is not implemented fairly. What happens if you just renewed your insurance and can't convince the officer that it has been paid? Pay your bills before it expires. If you are pulled over and towed, show the judge where you had insurance on that date. It happened to me. I paid, but forgot to put my new card in the car. I got a ticket, but it was dismissed after I showed proof. What if you left the receipt at home in your briefcase? See above. You must have proof on you. What if the insurance office can not be reached by phone and the officer doe not believe that you paid. See above. Is the officer more likely to believe a white man driving a new car or a black man with a busted tail light driving a rusty 1979 Plymouth sedan? Don't even go there. This is not a racial issue. It's a responsibility issue. Or what about the thousands of poor people that can't qualify for even basic liability. Insurance for liability is around $35 a month. Driving is not a right. It's a privilege. If you can't afford insurance, don't drive. The insurance companies stick it to the poor people who walk in off the street with no insurance and no credit, especially if these people can't afford the policies down payment. See above. Rich people have no problem paying for car registration, car inspection, car insurance, car maintenance, $ 3.50 gasoline. But for poor people, this is a major portion of their paycheck, and for many it is more than their income. Yet they have to have a car to get to work, or to take their family to the doctor, etc. Oh, boo hoo! See above. I am concerned that this plan will end up being just another way to rob the poor people. See above. We don't need to live in a police state where citizens are scared of the police. This policy will unintentionally cause poor people to dislike the police even more. If you're obeying the law (that means having insurance), no problem. I'm a big advocate of personal responsibility, David. You will get no sympathy from me. We are becoming an aristocratic culture just like in the early days before the Russian Revolution. We're talking car insurance, David. Not Bolsheviks. If one doesn't like this, walk, take a bus, or ride a bike! I'm tired of paying thru the nose for services due to scofflaws. Mark
