Pranam

Retirement: 7 ways to make sure you are not financially dependent on your
children

Synopsis:

First, prioritise your old age comforts and make sure *you have provided
for it. *2  Do not spend the last rupee on your children, but set aside
funds for yourself. (stay selfish)

Second, recognise that your life stage and your children’s life stage are
very different.  Find purpose that is beyond hanging out with your grown up
children and their families. (Die even if it is good without dependence)

Third, your children love and care for you and will be willing to support
you { LOVE IS NOT UNCONDITIONAL BUT SUBJECTIVE ONE!!}  if you are able to
take care of your normal everyday routines  {EVEN IF NOT GHO TO 2ND ONE{ ,
without demanding their time. {TIME IS ONE WAY; THEY CAN BUT YOU SHALL
NOT}.

Fourth, take on large ticket expenses only if they are willing to bear the
costs.  { IF THEY WANT BITS PILANI YOU BEG BARROW OR STEAL BUT FOR THEM
“ONLY IF”} Make it a joint decision if you choose to move cities; prefer
palliative care over hospitalisation and so on. {YES IF YOUR DIABETIC FEET
IS BECOMING MORBID GO TO PALLIATIVE AND GO TO 2ND ONE}

Fifth, question your allocations to gifting and adhering to customs for the
sake of it. { TOYS ARE USED ONLY FOR A SHORT TIME SO DO NOT BUYAS THEY ARE
NOT GOING TO USE THEM}

Sixth, avoid feeling entitled to the wealth of your children. { YES; THEY
ARE ONLY ENTITLED TO YOUR WEALTH AND NOT VICE-VERSA; IF YOU DO , YOU ARE A
WEIRD PERSON TO THEM}

Seventh, consider the reality of modern living, where one is unwilling to
make adjustments for the other, fond as we all are of our preferences,
habits and indulgences.  {p MODERNITY IS UNDEFINED; 1920 IS MODERN TO 1910
SO 2030 TO 2020; AS MY EARNINGS WERE LIMITED AND WE ARE MODERN (ME AND MY
WIFE) WE ACCIDENTALLY DELIVERED BABIES WHICH CAN LIVE THROUGH THE streets}

Many of these ideas are so well known to us. That is what we thought as a
group of friends including the one who is now disappointed. We consistently
professed these things in our conversations about aging. One real
experience, and our friend threw it all to the winds and has returned
resentful, angry and confused. Makes me worry that we may not be fully
ready for independence at old age after all. (truth admitted as bitterSAMJE)

(The Author is CHAIRPERSON,CENTRE FOR INVESTMENT EDUCATION AND LEARNING.)

Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

  KR     Author is a chairperson for investment education and learning ;
investing ideas need not be considered as a right-axis-principle, since
such elements are momentary and subjected to modifications, according to
the rusted ,filthy minds of so many.  IT IS TERMED AS CONVENIENT DAUGHTER
IN- LAW THOUGHTS WHEN YOUNG AND MOTHER IN LAW THOUGHTS WHEN GROWING OLDER.

        I wrote Life and living. And tagged with consciousness. One who
bends the rules according to the individual conveniences are terminators, @
PARASITES  in the society. Araneneppattatghe ilvazkkai // Than nenjarivadhu
poyyarkka// Aran is NOT CONVENIENT SELFISH THINKING; WHERE ONE’S MIND DOES
NOT ALLOW ONE TO LEAD A SATISFIED LIFE AND ALLOWED ONE TO SLEEP, THAT
CONSCIOUSNESS WHICH HE IS HIDING TO OTHERS WOULD KILL HIM totally.

             If the chairperson has money she might advocate some thing
conveniently; and leave at it those who are have nots; life every one
lives; everyone is expected to live; if the selfishness of the children is
conveniently explained by the chairperson, then her parents did a mistake
of not  leaving her in the street conveniently for the selfishness of the
parent then. Random thinking is not thinking. A daughter in law shall not
criticise the mother in law when she gets in as young to enjoy her youth ;
because the same woman shall not split her tongue in the opposite
direction, when she is cursing her daughter in law later . CONVENIENTLY
THINKING COMMODITIES ARE DIME A DOZEN IN THE MARKETS. Convenient thoughts
are like Ego; Ego is like chappals; it is wearable on feet; and except
bharatha who carried that of Rama’s ,others shall not have it over their
heads,  It is my right of thinking and does not appear as weird one plucked
out of my hip. I know it hurts buty ET is a media and can write; but life
is beyond the ET media.

KR IRS  28622



On Tue, 28 Jun 2022 at 14:41, SRIRAMAJAYAM <[email protected]> wrote:

> 𝕀𝕥 𝕨𝕠𝕦𝕝𝕕 𝕙𝕒𝕧𝕖 𝕒𝕝𝕤𝕠 𝕓𝕖𝕖𝕟 𝕖𝕕𝕦𝕔𝕒𝕥𝕚𝕧𝕖
> 𝕚𝕗 𝕒𝕟 𝕒𝕣𝕥𝕚𝕔𝕝𝕖 𝕒𝕡𝕡𝕖𝕒𝕣𝕤 𝕥𝕖𝕝𝕝𝕚𝕟𝕘
> 𝕔𝕙𝕚𝕝𝕕𝕣𝕖𝕟 𝕙𝕠𝕨 𝕥𝕠 𝕝𝕚𝕧𝕖 𝕨𝕚𝕥𝕙𝕠𝕦𝕥 𝕕𝕖𝕡𝕖𝕟𝕕𝕚𝕟𝕘
> 𝕠𝕟 𝕥𝕙𝕖 𝕡𝕒𝕣𝕖𝕟𝕥𝕤' 𝕤𝕒𝕧𝕚𝕟𝕘𝕤 𝕨𝕙𝕠 𝕙𝕒𝕧𝕖 𝕗𝕖𝕨
> 𝕔𝕙𝕚𝕡𝕤 𝕗𝕠𝕣 𝕥𝕙𝕖𝕚𝕣 𝕣𝕒𝕚𝕟𝕪 𝕕𝕒𝕪!
> 𝕋𝕙𝕒𝕟𝕜𝕤
>
>
> On Tue, 28 Jun, 2022, 12:00 pm 'N Sekar' via iyer123, <
> [email protected]> wrote:
>
>> I feel many may not agree but it is better to face reality and be
>> prepared.
>>
>> N Sekar
>>
>>
>> Read more at:
>>
>> https://economictimes.indiatimes.com/wealth/plan/retirement-7-ways-to-make-sure-you-are-not-financially-dependent-on-your-children/articleshow/92450248.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
>>
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