Pranam Yesterday Gopinath in Neeya naana Vijay TV was having a program of servants Vs masters. It is good to be good to your servants undoubtedly. Good to be good with everyone. But the world is so bad. No one shall behave well , especially the majority in the lesser 80%, who wait for your power, money you throw, and free help you render; the top 20% goes along with you to share your achievements and booty and escape or walk off once it is dried up or gets caught. Being good is no good in Kaliyuga but being smart is. Even in our group the faceless identities address cockroaches and cats and howls; if met in person may do more harm than could be thought of. In that, servants of today are a category in TN ( AP, Karnataka, Mumbai, orissa MP are different in certain terms of goodness. Bihar was once shattering and now recovering. Delhi is tough. So goes on. The equality of rights had been absorbed into the blood so sharp, they exploit the masters silently, as long as their thoughts are fulfilled; their needs are gratified; they fear your exposition, power and money; then they switch over loyalty; especially as Deepa in that program said, (my daughter's friend) they want you at their feet by taking huge advance of 5 and 10000 and make u crawl. It is not a superiority or inferiority complex. The guna karma vibaga is such. Of course there are similar bosses also. Buit being good , the masters are licked dry and by paying them a huge amount, we work. Of Course we can pretend by giving the above as if we did it as our bosses did once to us; but they are cleverer; if you have any doubt in your smart cell, ask them, they will clarify. They have good assets which you may not have. OFCOURSE GOOD DO EXIST IN MINORITY. We should be lucky to have such. We have lost a few lakhs so far. And still continue to welcome them with the good intent , to raise their lives, but KULATHALAVE AGUMAM GUNAM; for the government they are votes; we are targets for them. Lets be smart KR IRS 7922
On Wed, 7 Sept 2022 at 09:13, Rangarajan T.N.C. <[email protected]> wrote: > 5 government schemes to help financially secure your domestic helpers > By Riju Mehta > Send to Kindle > In India, we have the luxury of employing domestic workers, who provide > daily help with cleaning, cooking and driving, etc. Despite an improvement > in their financial condition over the years, many continue to live in > poverty without any safety nets. You can help them by not only making them > aware of the various government schemes, but also enable them to open bank > accounts, buy health, life and personal accident insurance, as well as start > pension schemes for them. > > 1 Bank account You can help your domestic staffers open a basic bank > account under the Pradhan Mantri Jan Dhan Yojana. There is no minimum > balance to be maintained in such an account and account holders get a Rupay > debit card as well. They also get a Rs.2 lakh accident insurance with RuPay > card, an overdraft facility up to Rs.10,000, and are eligible for various > government schemes with the account. You can also open a recurring account > for them so that they can start saving regularly. > > 2 Health insurance You should help your staffer buy a government health > plan, especially due to the rising healthcare costs after Covid. You can > pick from Ayushman Bharat, also known as Pradhan Mantri Jan Arogya Yojana, > or the Rashtriya Swasthya Bima Yojana. The former offers coverage of up to > Rs.5 lakh per family for an annual premium of Rs.30, with all pre-existing > conditions covered. The latter scheme is primarily aimed at people below > the poverty line. It offers a cover of up to Rs.30,000 per family a year. > They can avail of cashless hospitalisation, and pre-existing diseases are > covered. The government contributes 75% of the annual premium, and the > beneficiary pays only Rs.30 a year as renewal or registration fee. > > 3 Personal accident cover You can help them buy a personal accident and > disability cover, Pradhan Mantri Suraksha Bima Yojana, which comes for a > nominal cost. The scheme, available for 18-70 year age group, offers a Rs.2 > lakh accidental death and full disability cover, and Rs.1 lakh for partial > disability cover from 1 June to 31 May. The premium of Rs.20 a year is > deducted from the account holder’s bank account. The scheme is offered by > public sector general insurance companies or any other general insurers > providing it on similar terms. > 4 Life insurance You can also help them buy life insurance through the > Pradhan Mantri Jeevan Jyoti Bima Yojana. For 18-50 year age group with a > bank account, it offers a life cover of Rs.2 lakh for a year from 1 June to > 31 May and is renewable. The annual premium is Rs.436, which is > auto-debited from the bank account. The scheme is being offered by the Life > Insurance Corporation and all other life insurers that provide it on > similar terms. > > 5 Pension scheme The Atal Pension Yojana provides a regular pension after > 60 years and you should convince your domestic help to opt for it. It is > open to all saving bank/post office savings bank account holders in the age > group of 18 to 40 years. It offers a guaranteed minimum monthly pension of > Rs.1,000-5,000 to the subscriber, and after him to his spouse. After their > death, the corpus at age 60 would be returned to the nominee of the > subscriber. > > -- You received this message because you are subscribed to the Google Groups "Thatha_Patty" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion on the web visit https://groups.google.com/d/msgid/thatha_patty/CAL5XZorroGs_qG9uo%2BBx7%2Bq7HRuVykaNKosXvLfVNFT1Fxe9Kw%40mail.gmail.com.
