Q8    As usual a careless answer; another gossip; whether CEO or Co
founder, one shall go behind before answering a large spectrum of
questions. Without knowing history such questions shall not be taken for
granted.

The brave business communities went around the world in pursuit of ambition
while the rest of us remained in our caste ghettos

Krishna Kumar Birla
<https://www.livemint.com/Search/Link/Keyword/Krishna%20Kumar%20Birla>, in
his autobiography Brushes With History, gives the story: “The business
community was confined to Rajasthan till the sixteenth century. As Akbar’s
Commander-in-Chief Man Singh, raja of Amber, conquered and subjugated
distant areas of the country, the business community went with him to
regions outside its homeland. In course of time it spread throughout the
country."

*
<https://termlife.policybazaar.com/?utm_source=Taboola&utm_medium=native&utm_term=hindustantimes-livemint&utm_campaign=Term_SC_Smoker_Desktop_1000x600&tblci=GiBh8gclzR9X8vSEKCn83chG0wvmiVcHr9SJaOAGkfytUSDB10goqcHzhNLs_7GJAQ#tblciGiBh8gclzR9X8vSEKCn83chG0wvmiVcHr9SJaOAGkfytUSDB10goqcHzhNLs_7GJAQ>*

    I had not realized this before reading Birla’s book. Man Singh was
from Shekhawati,
the same area the Birlas were from, and was appointed governor of Bengal in
1594, staying for a dozen years. This means the Marwaris (our slang for all
Rajasthani Baniyas, whether Mewari, Marwari or Shekhawati) have been in
Bengal for 400 years.

Birla says the three main trading communities of north India are Agarwals,
Oswals and Maheshwaris. The Maheshwaris, of which the Birlas are a part,
are the smallest group.

Oswals are Jains, and Murshidabad’s infamous Jagat Sheth, who financed and
probably masterminded Clive’s conquest of Bengal in 1757, was an Oswal.

Birla says the Maheshwaris were descended from Kshatriyas who “decided to
turn Vaishya". This claim of martial ancestry is a common thread that runs
through mercantile communities, including the Khatri/Kshatriya of Punjab
and the Lohana of Gujarat and Sindh. The slim book Agrawalon ki Utpatti
(Origins of Agrawals) says that these Baniyas descended from the Kshatriya
ancestry of Raja Agrasen. Whatever their origin, Marwaris fitted nicely
into the fabric of Calcutta, because Bengalis don’t have mercantile castes.

How did the Gujaratis come to Bombay?

B.R. Ambedkar wrote about this in his lovely 1948 essay, Maharashtra As a
Linguistic Province. It was written in response to a resolution passed by
the Indian Merchants Chamber demanding that Bombay be made an independent
state, rather than a part of a future Maharashtra. Ambedkar noted of the
IMC meeting that “with the exception of one Indian-Christian it was only
attended by only Gujarati-speaking merchants and industrialists" (this
should give pause to those who think Gujarati industrialists are right when
they collectively endorse something or someone).

Anyway, Ambedkar then tears into the Gujarati claim on Bombay by showing
how they came to dominate the city in the first place. The fact is that the
British imported Baniyas from Surat so that the new port of Bombay could
take off (since Marathis don’t have mercantile castes either). The
Gujaratis made demands of the British before they would agree, of which
Ambedkar lists 10. They include:



1  “Land in South Bombay free of rent to build a house or warehouse" (now
you know why Gujjus are all over Malabar Hill, Colaba and Nepean Sea Road).

2   “That no Englishman, Portuguese, or other Christian nor Muhammadan
shall be permitted to live within their compound or offer to kill any
living creature there."

3   “That in case there falls out any difference or suit in law between him
or his vakil or attorneys or the Banias of his caste, and any other persons
remaining on the island, the Governor or Deputy Governor shall not suffer
him or them to be publicly arrested dishonoured or carried to prison,
without first giving him due notice of the cause…"

4   “That in case of war or any other danger which may succeed, he shall
have a warehouse in the castle (today’s Fort area) to secure his goods,
treasure, and family."

5   The right to carry an umbrella (presumably this added respect to the
Baniya’s aura).

      The Parsis of Surat demanded free land for their Tower of Silence,
which they also got from Gerald Aungier, Bombay’s second governor, in 1672.
So this is why the Gujaratis dominate south Bombay, and their merit is only
one aspect of it. Ambedkar’s essay put paid to any hope the shameless
Gujarati merchants had of controlling Bombay.

How did the Memons come to South Africa? We know that while he was only 23,
Mahatma Gandhi was trusted with their disputes by Gujarati Muslims in
Natal, but what were they doing there?

    In his book The Memons, Mihir Bose recounts the following story: “An
Indian trader in Mauritius, Sheth Abubakar Amad, thought of opening a shop
in Natal. The English in Natal had then no idea of what Indian traders were
capable of." Soon they found out. Then “the story of his prosperity reached
Porbandar, his native place. Other Memons consequently reached Natal. Bohras
from Surat followed them. These traders needed accountants and Hindu
accountants from Gujarat accompanied them."

     The reason that Pakistan has an economy at all is not because of its
Punjabis, whose merchant castes were Hindu and Sikh and all left, but its
Gujaratis in Karachi, Memons, Khojas and Bohras.

What makes our business communities special and different from the rest of
us? One is of course that they are brave and went around the world in
pursuit of ambition while the rest of us remained in our caste ghettos.

    In his book India’s New Capitalists: Caste, Business And Industry in a
Modern Nation-State, Harish Damodaran
<https://www.livemint.com/Search/Link/Keyword/Harish%20Damodaran> writes:
“The common thread through all these communities—Hindu, Parsi, or Muslim—is
their rigid rules of marriage and commensality and conservative social
values..."

Commensality is a relationship where one side benefits and the other
neither benefits nor loses. An example is the lending of capital by Baniyas
to one another at almost no interest.



          *How a Gujarati does business:*

Investment: 1 Crore

Sales:1 Crore

Expenses:50 Lakhs

Profit:50 Lakhs

*How a Punjabi does business:*

Investment: 1 Crore (All the money is borrowed)

Sales:1 Crore

Expenses:1.5 Crore

Profit:50 Lakhs (Don’t ask how !)

*How a Marwari does business:*

Investment: 1 Crore

Sales:2 Crore

Expenses:1 Crore

Loss: 1 Crore  (Was actually expecting profits of 2 Crores on a 1 Crore
investment!)

So when you ask them, “how is life?” they reply:

Gujarati: Chale che !

Punjabi: Changa Hai ji, Vadhiya !

Marwari: Manda Hai, Bhaiya !

Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Q9   What is waste and national waste was never thought of but a gossip was
written.

Waste is=to use or spend something in a careless way or for something that
is not necessary.

National waste= Because the hasty question raised at the end is irrelevant
and so even the national waste is not understood. “The Supreme Court had on
August 31, 2021 ordered the demolition of the towers for violation of
building norms in “collusion with district officials, holding that illegal
construction has to be dealt with strictly to ensure compliance with the
rule of law”.

The New Okhla Industrial Development Authority (NOIDA), also called the
Noida Authority, had received a rap on its knuckles as the top court
pointed out multiple incidents of collusion of its officials with Supertech
Ltd in the Emerald Court project and violations of norms by the realty
major in construction of the twin towers.

“The case has revealed a nefarious complicity of the planning authority in
the violation by the developer of the provisions of law,” the Supreme Court
had observed.

Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Q10     Again Jordonian fan released error ones with the pleading that
there will be errors in the banner: Wales fort one shall remember; *prince
of Wales*, title reserved exclusively for the heir
<https://www.britannica.com/topic/heir> apparent to the British throne. It
dates from 1301, when King Edward I
<https://www.britannica.com/biography/Edward-I-king-of-England>, after his
conquest of Wales <https://www.britannica.com/place/Wales> and execution
(1283) of David III, the last native prince
<https://www.britannica.com/topic/prince-title> of Wales, gave the title to
his son, the future Edward II
<https://www.britannica.com/biography/Edward-II-king-of-England>. Since
that time most, but not all, of the eldest sons of English sovereigns
<https://www.merriam-webster.com/dictionary/sovereigns> have been given the
title. It is specifically granted by the sovereign
<https://www.merriam-webster.com/dictionary/sovereign>, and in due course
the recipient is invested as prince of Wales. The title ceases to exist
when a prince of Wales becomes king
<https://www.britannica.com/topic/king-monarch>, until a monarch bestows it
upon a son.       KR IRS 20922

On Tue, 20 Sept 2022 at 05:38, 'gopala krishnan' via iyer123 <
[email protected]> wrote:

> *CULTURAL QA 09-2022-20*
>
> *BEING  A COMPILATION THERE MAY  BE ERRORS*
>
> Q1            How do you safely remove leaves from the top of a house?
>
> A1            Gopala Krishnan, Former Assistant General Manager 1996-2004
> at Department of Telecom (1966–2004)Just now
>
> *Probably a question asked for asking a question. Still I answer this
> simple question*
>
> The dry leaves fallen on top of a building with RCC roof can simply
> cleaned using a broom heaping the leaves, and taken in a basket and put in
> an outside oven and applying fire, made to ashes. *It can be used as a
> manure. *
>
> If the question is about *a tree branch leaning over an RCC roof, *deploying
> expert tree climbers, they will cut the branch in parts so that heavy
> weight will not fallen on the roof.
>
> *If the roof is tiled,* using a rope tied to different parts of the tree
> branch and hold by another standing on ground, it will be brought down
> without falling on the tiled roof. Tiled roof can with stand small
> branches falling on it and because of the slope it may fall down. Other
> wise experts will get on tiled roof, and take it and put on ground.
>
> *Make sure not do any work on wet surface or on a rainy day. Always carry
> out the work with deploying tree cutters.*
>
> Q2            What is the difference between an ordinary column and a
> floating column in buildings? What are their uses?
>
> A2            Vijay Garchar, M.Tech (Structures) in Civil Engineering &
> Structural Engineering, Nirma University (Graduated 2008)Sat
>
> In a simple concept, column which is floating on the beam or horizontal
> structural element is called a floating column. All columns have
> foundation below them except floating column. Floating columns are
> transferring their loads on the beam and then those beam are connected to
> the other columns. Those other columns are then finally giving the loads to
> the ground.
>
> Floating columns are not desirable earthquake point of view as they are
> pinching the beam directly while vibration and there are maximum
> possibilities of damages in the frame structure. In case of unavoidable
> situation, if it is to be provided then joint shall be engineered properly.
>
> *My note- Just consider a  LARGE PORTICO in an* RCC building. Since *cars
> have to be parked*, the beam  above entrance cannot have any  column
> support except at two ends. A structure above portico  may be built a
> column support  above the front  beam of the portico. *So the front beam
> will be made stronger to support the additional column*. The column above
> beam is called floating column( *explanation of the picture added in the
> answer*)
>
> Q3            Do I need to take a printout of e-ticket in Indian Railways?
>
> A3            TrainmanIndia, 2h
>
> *Now, those days are passed when you need to bring a physical copy of your
> IRCTC train ticket!* Indian Railways Catering and Tourism Corporation
> (IRCTC) has an easy and effective mobile solution. In place of carrying a
> printout of your train tickets, *IRCTC now delivers SMS-based tickets
> that can be shown to the TTE or Travelling Ticket Examiner*. This SMS
> ticket includes all information like the PNR number, the name of the ticket
> holder, birth number, and the ticket's position, even if it is waitlisted
> or confirmed. These SMS tickets from IRCTC are delivered to the passenger
> after he or she effectively books a ticket from the IRCTC website or app.
>
> For train ticket booking online, the passenger can easily log on to the
> authorized website of IRCTC via his or her name and password. After signing
> in, a travel plan page comes on the screen. After that, the passenger can
> choose to and from stations and the e-ticket alternative. Then, to get the
> train list, the passenger can click the submit button. The list shows the
> number of trains that are available for a particular route.
>
> If the passenger wishes to find the route and the timings of any specific
> train, he or she can click the train name in the list of trains option.
> Then to get the charges, the passenger can click the classes in the chosen
> train in the list of trains choice, which will exhibit the fare as per the
> type of class chosen. Then the passenger can choose the train by clicking
> the class type available on the selected train. By clicking the class
> segment, it will depict the train information with availability. So, the
> passenger can then reserve the train ticket by clicking the book now button
> in the option of availability.
>
> My note- Still the passenger has to show the original ID listed by
> railways. If there are more number of passengers, though TTE requires
> only one of the passengers, the vigilance squad may ask for all passengers.
> 95% of passengers show aadhar nowadays. As far as aadhar is concerned a
> printout laminated is also considered as original  if taken from the
> website.
>
> Q4            Why are the food prices of Chennai very high even in small
> hotels?
>
> A4            Bhuvana Rameshwar, Tamil culture and heritage Updated 2y
>
> Whenever in Chennai we stay in a serviced apartment in Gill nagar. We buy
> breakfast, lunch and dinner from the small hotels around.
>
> The foods we buy are idlies, dosa, pooris vadas, full meals.. Both veg and
> non veg. We also get fish fry, prawns fry, chicken gravy, fried boneless
> chicken, egg masala and egg dosa regularly. All taste good, the prices are
> low, good quality and quantity and the hotels are clean. Their one meal
> parcelled and brought home serves two of us. So we always carry plates when
> on tours. They even do home delivery, not through apps but by a simple
> phone call.
>
> Whereas a neat looking glass walled Vasantha Bhavan on the ECR road *fleeced
> us* for its poor quality , slowly served food just because they are on
> the way to Covelong and Mammalapuram !! Another is hotel Guru.
>
> *Brand names and location and want of a clean restaurant sometimes raise
> the price exhorbitantly* but I take my revenge by giving my frank reviews
> online. Even if I forget, Google promptly tracks my whereabouts, reminds me
> of the place with dt of visit and asks me, ofcourse after complimenting me
> for the previous photos and review.
>
> *As far as the Anjappars, Sangeethas, Star biryani, Saravana Bhavan,
> Thalapakattis, Ponnuswamy, A2B etc (brand power) are concerned they were
> always on the higher end*, not only in Chennai but in all other places
> and highways too. They ensure quality, but not quantity but service is
> good. The bills are high brought with sugared fennel seeds and with the
> additional taxes for state and centre.
>
> So my suggestion is look for good budget hotels and keep the brands for
> occasions like bdays and gatherings.
>
> Q5            Why can't the capital of Andhra Pradesh change from
> Amaravati to Vizag?
>
> A5            Krishna Kamal, M.B.B.S from Andhra Medical College Updated
> Sep 5
>
> *I don't feel it is necessary at this point.*
>
> Vizag definitely holds upper hand over any other place Andhra. I don't
> even consider the cons of cyclones because *vizag is well protected
> natural harbour and you can build a SCR( state capital region) in areas
> like sabbavaram away from the sea.* Area constraint is also just a myth
> because outskirts do not have geographical barriers like hills or sea. Area
> between vizianagaram and vizag , selected by the government, is no way
> different from Chennai.
>
> *But at this point, its my personal opinion that the capital should
> continue at Amaravathi. Enough of this uncertainty and politics.*
>
> Both vizag and Amaravathi , and eventually state, is loosing in this
> political fisaco of capital building.
>
> People are left in a limbo. Investments are at halt.
>
> Farmers of Amaravathi ( and their supporting political parties)are not
> going to give up on the legal battle. And I believe they are more likely to
> win than the government. This waste of precious time is going to cost the
> state. We are still dependant on Hyderabad.
>
> *And most importantly, we have to dissociate from this “Capital means
> development” theory. New* York, Sydney, Cochin, Ahmedabad aren't capitals.
>
> *And it's also my opinion that Amaravathi needn't be the grand scale city*
> CBN wanted it to be. It better be like Bhubaneswar or Gandhinagar. An
> Administrative centre growing at its own pace. And we can focus on vizag as
> the financial capital. This can be done without giving the names. But alas.
> Politics🤷
>
> *My note- This QA is added for the reason told- a* capital need not be a
> fully developed city quoting Cochin. Kerala’s capital Trivandrum is not
> even 40% developed  comparing to Cochin- Ernakulam belt.
>
> Q6            Which fruit should not be eaten in the morning and which
> fruit should be avoided at night?
>
> A6            Muhammad Javed, Writing posts on Benefits of
> Fruit/Vegetable on Healthy life19h
>
> *A good rule of thumb is to avoid fruits that are high in sugar content
> like apples, bananas and mangos because they will raise blood sugar levels
> and create a spike in energy*. On the other side of that, some fruit that
> are higher in fiber and are good for digestion like *apricots and pears*
> are good to eat in the morning.
>
> Q7            Can human nerves be grown in a lab to be used later in
> people?
>
> A7            Ken Saladin, Former professor of histology (microscopic
> anatomy)1h
>
> No.
>
> *Nerve consist of hundreds to a million microscopic fibers that can’t be
> grafted onto an existing nerve, even if you could culture a nerve in the
> lab*. This is a much more complex issue than something like a blood
> vessel graft. Nerve repair is more a matter of stimulating regrowth of a
> patient’s own nerves.
>
> *Neuroscientists and stem-cell biologists are working on stem-cell
> treatments for spinal cord damage, and maybe something will one day come
> out of that.* Yet even if that’s achieved, the question will remain, “Who
> can afford it?” Scientific advances are only the beginning of the matter.
>
> Q8            Why have South Indians, despite being well-educated, not
> been able to produce industrialists or businessmen as much as Gujaratis and
> Marwaris, although they are not much educated?
>
> A8            Balaji Viswanathan, CEO of Invento Robotics. Updated 4y
>
> There are quite a number of educated people from Gujarat — and that is how
> people such as Homi Bhabha served the nation. *That said they are quite
> entrepreneurial and there is a reason*. *People from dry regions and
> deserts are in general better at money lending than people from fertile
> areas.*
>
> Marwar and a lot of Gujarat is quite dry and you cannot take next season’s
> production for granted. In the same way, southeastern Tamil Nadu —
> Chettinad is a dry, barren land without much farming or fishing potential,
> but is *a key source of moneylenders and businesspeople of Tamil Nadu.*
>
> *Globally, Jewish people from a dry region in West Asia excelled in money
> lending*, so much so that money lending for interest was treated as a sin
> by Christianity and Islam. *Parsis in India also have a strong tradition
> of entrepreneurship*. Historically, a lot of businesses are associated
> with money lending and thus their strengths got transferred in general
> business entrepreneurship too.
>
> *People from more prosperous regions [say the Gangetic plains] with
> predictable harvests don’t historically worry about saving as much and thus
> they are poor at money lending.*
>
> The same might not apply to some of the modern businesses. For instance, 
> *Infosys,
> Wipro and many of the modern tech companies are not founded by those in
> moneylending background* and not necessarily founded in Gujarat.
>
> Q9            If wasting food is considered a National Waste, is
> demolishing the huge building of the Twin Towers in Noida also not a
> national waste?
>
> A9            Bhuvana Rameshwar, Lives in India (1989–present)Sat
>
> Wasting food at home, hostels, in parties, restaurants, hotels, marriages
> , rotting paddy, lentils, wheat, waiting to be bought and transported by
> government are all *National Wastes.* Similarly food wasted in godowns
> because of rats, in goods train or in transport are also not only National
> but an Universal waste. So many countries are facing food shortage every
> year due to natural calamities. All these wasted food are valuable food to
> these poverty stricken, drought prone countries.
>
> *Demolishing the Noida Twin towers is also a national waste but not for
> everybody*. It is waste for the builders and may be loss of money to the
> individual buyers. The total demolition cost was about 20 crores..
> Supertech paid the Demolishing company Edifice 5 crores as initial payment. 
> *The
> remaining 15 C will be recovered by the resale of the 80,000 tonnes of
> debris like iron bars , other metals as pipes, panels, waste concrete,
> wood, copper wires etc.*
>
> *This demolition is a punishment for violation of construction norms of
> India*. Let them bear the loss although *the builders may recover some
> money from their insurance companies*.
>
> Here the creditor banks may also lose money as do the buyers if the
> Supertech company proves insolvency . They have as compensation swapped
> other flats under their construction for a few buyers in other places in
> Noida.
>
> *The actual cost of construction of those 900 apartments was only 70
> Crores* (price in 2014) although their value in today's price in 2022, is *500
> + crores.* So the total loss seems to be 70 C +20 C minus the insurance
> amount they get . The company say its earning would have been 1200 C if all
> flats got sold in today ‘s rate !
>
> Standing tall all 31 floors..Gone in seconds..
>
> They have to compensate all the apartment buyers full amounts with an
> interest of 12 %. Besides this they have to give the *Residents
> association 2 C for the mental torture *. Supertech says they lost
> totally 500 crores in buying land, in paying for Noida building Authority,
> govt permissions , NOC, (Bribing included) , bank loans, interest,
> construction and demolition.
>
> *Why did Supreme court wait for the builders to complete the construction
> before passing the final judgement to demolish the building?* Any
> guesses? Our judges know how to punish big offenders?
>
> Whatever, rules are rules. Wrong doings are to be repented or corrected.
> If you don't correct yourself the society corrects you !
>
> *My note- The main point in adding this QA, why such constructions not
> approved were nibbed in the beginning itself*
>
> Q10         Why does the UK have a Prince of Wales, but no Prince of
> Scotland?
>
> A10          Claire Jordan, Degree in biology and folklore; programmer,
> shop owner, secretary on newspaper  Sep 14
>
> *Scotland is a kingdom, Wales a principality*. The king or queen of the
> UK is also king or queen of Scots (traditionally “of Scots”, not “of
> Scotland”), and in fact *the royal family is *primarily* the royalty of
> Scotland.* They get their royal claim by being descended from Sophia,
> Electress of Hanover, who was the granddaughter of James Stuart, aka James
> VI of Scots and I of England.
>
> *All the above QA are from  Quora  website  on   19-09- 2022.*
>
> *Quora answers need not be 100% correct answers .*
>
> *Compiled **and posted by R. Gopala krishnan on 20-09-2022*
>
>
>
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