COIN (NANAYAM)

Yesterday after shopping in a vessels  shop, while givingthe balance the 
proprietor  gave me oneten rupee, and one five rupee coins. Both the coins 
glittered like gold.Probably latest minted ones. I looked in to coin –With 
magnifying glass I couldread year of minting. Five rupee coin was minted in 
2021 and ten rupee coin wasminted in 2020. 

Some interesting incidents and information came to mymind. 

Most banks have new coins in the chest and they arepacked in pouches, 
containing 100 coins. Most banks gives to customers if theydesire coins, as 
apouch. 

Banks have instruction to collect coins from customersup to Rs 500-00.About a 
year back, while I was in a nationalized bank, one person askedcashier, whether 
he can remit as small coins in his account. The cashier said,upper limit is Rs 
500-00 and collected the coins.  I just asked the cashier  how he  disposes the 
coins. With a smile he said,merchants who have account would be pleased to have 
coins. First thesecollected coins will be given, and if a merchant needed more 
the pouches willbe given if available. 

I recollect an incident with the topmost private bank,when 10 rupee coin was 
introduced. He asked me to give a cheque for Rs 1000-00 andgave me the pouch 
containing coins. No counting at Bank end. Glittering coins. Keepingsome 
reserve I thought I may spend the balance. Most autos were looking at cointwo 
or three times and received them.   

When demolition  of Rs 500-00 and Rs 1000-00 were introduced, byPM Modi, most 
banks having not much cash in chest gave coins to the public. When themanager 
announced customers can be in another queue and remit the demonetized currency 
in bankaccount I preferred it. Brand new currencies kept for emergency inRs 
1000-00 and 500-00, I remitted to my account. 

I have heard reserve bank used to give coins to publicby weighing. Long queues 
used to be there, I am told. I do not know such practice isthere now. 

The most circulated coins now are for denomination ofRs 20-00, 10-00, and Rs 
5-00.  Though Rs2-00 and Rs 1-00 coins are there, many deposit in hundies of 
local temple. Therecirculation is comparatively less comparing to Rs 10-00 and 
Rs 5-00.  In bus fares conductors collect them, andreturn also. 
Sometimesinstead of Rs 5-00 coin, five one rupee coins, Passenger has to 
receive it.

I recollect old incidents especially in Keralatransports, conductor will give 
Rs 20-00, and three persons have to share it asRs 7, Rs 7, and Rs 6 as balance 
of their ticket fare. Most passengers give upor they go to pan shops. Panshop 
will give change only if some purchase done.Whether required or not, some 
passenger makes a purchase and give others, theirdues. There were dilemmas who 
should purchase, though not at all required anitem!!!

About four decades back, when upanayanam of my son wasperformed while I was in 
Krishnagiri. Manager of Central Bank of India was aniyer and close to me. He 
complimented five LARGE SIZE five rupee coins. My wife desiredtwo to be given 
to co brother. He was safely keeping it in purse. One day aftera bus journey my 
sister in law wanted lemon juice before going to quarters. Hewas having only 
100 rupee currencies. Lemon juice cost on those days only 5-00rupees. Though 
not required he too reluctantly dranklemon juice so that the pan shop will give 
balance. Alas, when hetook the currency the two five rupee coins of LARGE SIZE 
fell down. The panshop man insisted, he should give those coins and he has no 
change. In fact it was for getting thecoins. When he narrated the incident, I 
gave one coin out of thethree I was  keeping. Now the cost isabout  1500-00 for 
the coin, from coinsellers. I keep the coin safe with me. It is larger than the 
very old silverone rupee coin in circulation when I was a boy. 

Though Rs 100-00 coin is introduced, it has not cometo banks for distribution. 
While it come one has to withdraw 10000-00 by cheque to get a pouch.

 From gold shopswe get coins of different weights with emblem of  gods on one 
side, name of shop etc. on otherside. Kerala and Tamilnadu settled Keralites 
keep on vishu day, Lakshmi coin andany new currency bundle in vishukkani. 
Temples gives coins as Vishukaineetam inKerala and many temples in Tamilnadu 
also. 

Most  of us keepin Hundi before Lord Ganesha, and pray after putting coin 
before going out onjob. 

Navarathri has just passed, most gave coins of 10-00or above to Ladies with 
other items. If it was relatives the amount changed fromRs 100-00 to 500-00. 

Though not related to coin, an interesting incident.About 4 years back for a 
navarathri, one man from a bank, gave Rs1-00 currencyto  his wife to give to 
women invited,  and my wife also was given one. She doubted, why from such a 
big home Rs 1-00  currency was given. I told currency of Rs 1-00is most rare  
and took from her and gavea 10-00 rupee currency. She was very happy. Today the 
value of the 1-00 rupeecurrency with coin collectors is above 250-00. 

By R. Gopalakrishnan,former ITS 7024 dated 9-10-2022

 

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