CULTURAL QA 10-2023-23A

All the BELOW  QA are from  Quora  digest to me  on  23-10- 2023. 

Quora answers need not be 100% correct answers 

.Compiled and posted byR. Gopala krishnan,  on 23-10-2023

Q1         Whatis waiting period in health insurance?

A1          Even, Healthcare that treats youright. Updated Oct 10

All health insurance policies come with waitingperiods. There are three types 
of waiting periods.

Initial waiting period:

Aftergetting a health insurance policy, there is a waiting period before you 
canmake any claims. This waiting period, known as the initial waiting period or 
cooling period, can lastfrom 30 days to a maximum of 90 days, depending on the 
insuranceplan. The only exception is for accidental claims, which are 
approvedimmediately if you're hospitalized due to an accident. Just remember, 
the length of the waiting periodvaries among insurance companies.

Specific conditions:

The insurer has a list of specific medicalconditions and procedures (e.g. 
hernia,cataract, etc) that they will not cover for a certain period of time. 
Thiswaiting period varies among insurers and can go up to 2 years.

Pre-existing conditions

Some diseases that the policyholder already hadbefore buying the insurance 
policy are called pre-existing diseases.Examples of pre-existing diseases 
include thyroid issues, high blood pressure,and diabetes. Usually,there is a 
waiting period of 1-4 years for pre-existing diseases in healthinsurance plans.

Even does not have an initial waiting period.Even also has the shortest waiting 
period of one year for specific conditions.In some cases, you can also waive 
off the waiting period for pre-existingconditions by paying an additional fee. 
This waver depends on your medicalcondition at the time of taking the 
membership.

We hope this information helps you.We use Quora to have honest conversations 
about insurance and healthcare. Ifyou end up liking us, please feel free to get 
in touch. :)

My note-  QA in No way intended in  recommending “Even medical insurance”

Q2         Whatcauses high cholesterol?

A2          Munyaradzi Chakweva. Jr, MedicalStudent & Life Coach Oct 13

High cholesterol is a condition caused by havingtoo much of a certain type of 
fat (lipid) known as cholesterol in your blood.High cholesterol can be a sign 
of an underlying health issue, such asheart disease, diabetes or thyroid 
disorders. It can also be caused bylifestyle factors, including an unhealthy 
diet, physical inactivity, andsmoking.

The most common type of cholesterol is known aslow-density lipoprotein (LDL) 
cholesterol.LDL cholesterol is sometimes referred to as ‘bad’ cholesterol, 
because if too much builds upin the bloodstream, itcan contribute to hardening 
and narrowing of the arteries (atherosclerosis).This increases yourrisk of 
having a heart attack or stroke.

High-density lipoprotein (HDL) cholesterol issometimes referred to as ‘good’ 
cholesterol,because it helps keep LDL cholesterol from building up inyour 
arteries.

 It’s important to have an adequatelevel of HDL cholesterol, as it helps 
protect the cardiovascular system.

An unhealthy diet is one of the key lifestyle factors thatcan lead to high 
cholesterol levels. Foods highin saturated fats, trans fats, and added sugars 
can increase LDL cholesterollevels, while foods high in dietary fiber, 
monounsaturated and polyunsaturatedfats can help lower LDL cholesterol levels.

Physical inactivity is another lifestyle factorthat increases your risk of 
highcholesterol. Studies showthat regular physical activity can help reduce LDL 
cholesterol and boost HDLcholesterol levels, ultimately helping protect your 
heart health.

Smoking is another lifestyle factor thatincreases your risk of high 
cholesterol.Smoking damages the walls of arteries, thus increasing your risk of 
developingatherosclerosis. It can also decrease HDL cholesterol levels, which 
help keepyou heart healthy.

Lastly,certain medical conditions can also increase your risk of high 
cholesterollevels. Thyroid disorders, diabetes, and kidney disease can all lead 
to high cholesterol levels.

 Being overweight or obese can alsoincrease your risk.

The goodnews is that high cholesterol can be managed and treated with lifestyle 
changesand medications. Eating ahealthy diet, being physically active, quitting 
smoking, maintaining a healthyweight, and reducing stress can all help to 
manage cholesterollevels. 

If lifestyle changesalone are not enough, medications may be recommended by 
your doctor.

Byunderstanding the causes of high cholesterol and making positive changes 
toyour lifestyle, you can help keep your heart healthy and lower your risk 
ofcardiovascular disease.

Q3         Whatare some recent puns?

A3          Gopalkrishna Vishwanath, I know lotsof them. But most can't 
benarrated without spoiling my good name.6h

If you getlocked out. Talk to the lock calmly. Communication is the key.

Looking atthe word "ICY", I see why it is easy to spell.

If a cowdoesn't produce milk, is it a Milk Dud or an Udder failure?

You saidlife would get back to normal after June. Julyed.

Fungi punsare my yeast favorite. There is too mushroom for error.

I neverfinish anything. I have a black belt in partial arts.

I had aPelican steak for lunch. Good food. Enormous bill.

A jokedoesn't become a dad joke until it's full groan.

Shout out tofolks who don't know what the opposite of in is.

Aperfectionist walked into a bar. Apparently it wasn't set high enough.

When yourkids are learning how to drive, don't stand in their way.

I have afriend, who speaks to his garden. Yes, Jack and the beans talk.

The worlddoes not owe you anything. You are not a loan.

I was toldnot to steal kitchen utensils. It's a whisk I'm willing to take.

Disclaimer: None of these are original. I found them floating aroundcyberspace 
and have reproduced them. I don’tknow the original sources of these puns. I 
admire their knowledge of Englishand their sense of humor.

Q4         Shouldyou drain your water heater periodically?

A4          Gopala Krishnan,Former AssistantGeneral Manager 1996-2004 at 
Department of Telecom (1966–2004)Just now

What the electricians advice is to exhaust the heatedwater fully by use at the 
earliest .It will avoid corrosion ofcoil to great extent. 

Completecleaning of parts is done by technician in annual maintenance.

Q5         Whatis a power MOSFET?

A5          Electrical Tutor,22h

A power MOSFET is a special type of MOSFET that isdesigned to handle high 
voltage and current in electronic circuits.It is the most important component 
in power electronics which is majorly usedfor Switching applications 
incircuits. It has a high switching speed and can work much better thannormal 
MOSFET in case of low voltage levels.

A powerMOSFET is similar to a normal MOSFET. But, because of some limitations 
inMOSFET. A power MOSFET isdesigned and it is a voltage control device. Power 
MOSFET is of twotypes depletion type and enhancement type. But, we mostly use 
enhancement type(n-channel type Power MOSFET.

The basic difference between depletion type andenhancement type Power MOSFET. 

The gate is made reverse bias in the depletion typeand in the case of the 
enhancement type, the gate is made Forward bias.

It is madeusing integrated circuit technology and it has a switching frequency.

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