I have a question regarding LTD insurance.   I have been on LTD through my 
former employer for 3 years and a year ago I was approved for Social Security 
permanent disability.  This is my problem.  I have had TM for 17 years and 3 
years ago I was diagnosed with MS.  My doctors tell me that they only need to 
see me every 3 to 6 months unless something changes.  The problem is that the 
LTD insurance calls me at least once a month for updates and they want to know 
why I'm not seeing the doctor more often.  Today they called me and said they 
called the doctor and was told that I cancelled my last appointment.    It 
really upsets me because there really isn't anything more that could be done 
for me and it is hard for me to make the 1 hr trip to the neuro.  Has anyone 
had this problem?  Does anyone know if there is anything I can do about these 
phone calls from the insurance company.   

Thanks for you help,
Patty

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