Hi, Pam,

Your provider can do wonders in helping you with your insurance.  If he/she
will, they can dictate a letter to your insurance outlining all of your
needs and their requests for a follow-up appointment every (3-6 months) and
the reason(s) why.  All of the insurance requests must be addressed in that
letter.  If you talk to the nurse and tell them what is needed, that is
usually the first step to getting this done other than an actual office
visit.  The providers are fighting the same battle with the insurance
companies and if everything is not done correctly, it can really cause havoc
for all involved.  

Good luck!

Jeanne Rushton, RN
Dayton, WA
TM since May of 2005 and fighting the same battles!
-------Original Message-------
 
From: Pat Pampel
Date: 12/06/07 09:54:24
To: [email protected]
Subject: [TMIC] Long Term Disability
 
I have a question regarding LTD insurance.   I have been on LTD through my
former employer for 3 years and a year ago I was approved for Social
Security permanent disability.  This is my problem.  I have had TM for 17
years and 3 years ago I was diagnosed with MS.  My doctors tell me that they
only need to see me every 3 to 6 months unless something changes.  The
problem is that the LTD insurance calls me at least once a month for updates
and they want to know why I'm not seeing the doctor more often.  Today they
called me and said they called the doctor and was told that I cancelled my
last appointment.    It really upsets me because there really isn't anything
more that could be done for me and it is hard for me to make the 1 hr trip
to the neuro.  Has anyone had this problem?  Does anyone know if there is
anything I can do about these phone calls from the insurance company.   

Thanks for you help,
Patty

 

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