_____  

From: John Scott [mailto:] 
Sent: Friday, January 15, 2010 1:08 PM
To: My Friends
Subject: Big Banks Doing "God's Work"

"The establishment of institutions for the democratic control of the rulers
is the only guarantee for the elimination of exploitation."  Sir Karl Popper

 

The CNBC article (via Yahoo! Finance), "Big
<http://finance.yahoo.com/news/Big-Banks-Accused-of-Short-cnbc-281601046.htm
l?x=0&sec=topStories&pos=3&asset=&ccode=>  Banks Accused of Short Sale
Fraud," describes how big banks (the ones doing God's work) may be violating
man's laws.

Excerpts from article:

No.1:




Just as regulators, lawmakers and all forms of financial oversight boards
are talking about new regulations to guard against mortgage fraud and
another mortgage meltdown, there appears to be yet a new mortgage fraud out
there today, allegedly perpetuated by agents of, yes, the big banks. 


No. 2:



"They are pretty clear and pretty upfront about the fact that if the first
lender knows they are getting paid, the first lender will kill the short
sale," says [Jeremy] Brandt [Chief Executive Officer of 1800CashOffer,
HomeFlux.com, and FastHomeOffer.com]. "So these second lenders are asking
for the payments off the closing documents, off the HUD
<http://portal.hud.gov/portal/page/portal/HUD>  statement, usually in a
cashiers check prior to closing. Once they receive that payment, they will
allow the short sale to go through, which according to RESPA laws
<http://www.hud.gov/offices/hsg/ramh/res/respa_hm.cfm>  and the lawyers that
we have spoken to on the topic is not legal." 


No. 3:




Brandt told me he's heard from at least 200 agents that they've had these
requests made by representatives of Citi Mortgage (NYSE: c), JP Morgan Chase
(NYSE: jpm), Bank of America (NYSE: bac) and other large banks. 


Source: Yahoo!
<http://finance.yahoo.com/news/Big-Banks-Accused-of-Short-cnbc-281601046.htm
l?x=0&sec=topStories&pos=3&asset=&ccode=>  Finance

Perhaps the Financial Crisis Inquiry Commission <http://www.fcic.gov/> ,
chaired by Phil Angelides, should look into this claim that the big banks
are committing a new fraud in the housing/mortgage industry.




-- 
John Scott, Veteran
 
 

 

 

 

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