To identify a bank account, you must store the IBAN and the account number.
The RIB is the IBAN minus the 4 first characters for all the countries. But
the rule to find the IBAN from the RIB needs some calculations.
Each country has its own rule to find the account number from the RIB. So
it is better to store it.

Also, you can store the BIC code (which identifies the bank), the bank name
and the bank agency name.

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