DENIAL OF SERVICE ATTACKS:  
http://freakoutnation.com/2013/11/08/denial-of-service-targets-obamacare-site-with-right-wing-message-displayed-destroy-obamacare/

Right wingers are trying to sabotage the already problematic Healthcare.gov 
site but this time in the form of a DDoS attack and leaving a message which 
could easily be credited to a Fox News viewer.

Security software provider Arbor Networks uncovered a new denial-of-service 
attack on the federal online healthcare exchange site.

A distributed denial-of-service (DDoS) is used to attack a single site, thusly 
causing a denial of service for users of the targeted website. The flood of 
incoming messages to the system essentially forces it to shut down, thereby 
denying entry to legitimate users.

The full message reads:
Destroy Obama Care.

This program continually displays alternate page of the ObamaCare website. It 
has no virus, trojans, worms, or cookies.

The purpose is to overload the ObamaCare website, to deny service to users and 
perhaps overload and crash the system.

You can open as many copies of the program as you want. Each copy opens 
multiple links to the site.

ObamaCare is an affront to the Constitutional rights of the people. We HAVE the 
right to CIVIL disobedience!



MEANWHILE:  
http://www.addictinginfo.org/2013/11/05/insurance-companies-obamacare-scam/

By now you’ve probably heard horror stories about how the Affordable Care Act 
(ACA), otherwise known as Obamacare, has forced so many people to lose their 
insurance policies. You’ve heard that affordable health insurance policies are 
being canceled and replaced with policies that are far more expensive than the 
canceled policies. But have you heard that across the country, insurance 
regulators are cracking down on the private insurance companies, because of the 
scam they are running on their customers? Probably not.

 Insurance companies, what’s going on?
What’s going on? Diane Barrette is a good example of what’s going on. Barrette, 
a 56 year old woman from Florida, who claimed on CBS News that her $54 health 
insurance policy was going to cost $591 a month because of Obamacare, was a 
victim of exactly the kind of scam that these state agencies are dealing with.

Barrette had received a letter from one of the private insurance companies, 
Blue Cross Blue Shield of Florida, telling her that her old policy was 
canceled. The letter went on to say that the company would be replacing it with 
the new policy, and quoted a price that was ten times the cost of the old 
policy. CBS highlighted Barrette’s story as if she were the victim of 
Obamacare. She wasn’t. She was the victim of another private insurance industry 
scam. If CBS had been doing their job and acting as reporters and not right 
wing spokespeople, they would have known it, too.

 Here’s how this scam works.
How this scam works is that private insurance companies send out letters 
notifying existing customers that their current policy has been canceled, 
because of the ACA’s new requirements. They then offer customers a new, ACA 
compliant policy at far higher rates than what the customer would pay if he 
went through the ACA marketplace. In most cases the insurance companies do not 
tell their customers what other options are available or even let them know 
they have a choice under the new law. Some insurance companies have pressed 
their customers to sign up for the new policies by a certain date, saying if 
they don’t, their health coverage will be lost.

 Consumer Reports found her a policy for $165.00.
On the program, Barrette tells CBS that she has to hurry and make up her mind 
by November 1st or she will lose out on her chance to buy in. CBS offered her 
no explanation of her alternatives, but Consumer Reportsexamined Barrette’s 
story shortly after it aired. They easily found her a policy in the Marketplace 
for $165.00, not the $591 Blue Cross Blue Shield was shamelessly going to 
charge her.

What’s more, Consumer Reports also looked at her old policy, the one she was 
paying $54 a month for. They determined that it was “junk.” In essence, 
Barrette had been paying one of these corrupt private insurance companies  
nearly $650 per year, to have almost no real medical coverage, under her 
previous Blue Cross Blue Shield policy.

 Insurance companies are exploiting the people who are looking to them for 
advice.
Talking Points Memo (TPM) recently published an in depth expose’ on how 
insurance companies like Blue Cross and Blue Shield are scamming people all 
across the country. While in most states it’s not criminal, it’s a scam 
nonetheless. By telling consumers that their policies have been canceled under 
the new law and offering them insurance plans that cost hundreds or even 
thousands of dollars more than what those consumers would pay in the 
marketplace, these insurance companies are exploiting the people who are 
looking to them for advice. High pressure tactics are used to get confused 
customers to sign up for these overpriced policies, including threatening 
letters and harassing phone calls.

 Humana was fined more than $65,000 in Kentucky for this scam.
In Kentucky, state insurance regulators went after Humana for the scheme. In 
that state, Humana was one of the worst of these private insurance companies, 
guilty of exploiting people’s fears over Obamacare. The company sent out 
thousands of letters to their Kentucky customers telling them their policies 
were canceled and that they had only a short window of time to buy into new 
(expensive) policies. The letter also told them that their premiums would go up 
once Obamacare went into effect. In all, 2,200 people fell for the scam, 
rushing to buy the marked up policies that the company was selling. The 
policies were sold at a much higher cost than what is offered in the ACA 
Marketplace. Humana was fined more than $65,000 for the scam. The 2,200 
customers who signed up to buy the more expensive policies were released from 
their contract with the company.

 In Washington, state regulators issued a consumer alert about the scams.
In Washington, state regulators issued a consumer alert about the 
scams.Insurance Commissioner Mike Kreidler wrote:

Don’t just take what your insurance company says, make sure you shop around. 
You have the right to buy any plan inside the new exchange or in the outside 
market.

The scam is taking place all across the country, not just in some areas or some 
states. Consumer complaints have been lodged in Colorado, Missouri and Florida, 
just to name a few. Since health insurance companies like Humana and Blue Cross 
Blue Shield operate on a national basis, it is not surprising to see these 
kinds of letters being received all across the U.S.

 ”The reality is that this could do real harm.”
Laura Etherton, a health policy analyst at the U.S. Public Interest Research 
Group, told TPM:

If you’re an insurance company, you’re trying to hang onto the consumers you 
have at the highest price you can get them.You can take advantage of the 
confusion about what people get to have now. It’s a new world. It’s 
disappointing that insurance companies are sending confusing letters to 
consumers to take advantage of that confusion. The reality is that this could 
do real harm.

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