On Mon, Feb 25, 2013 at 2:44 PM, Mason Harding <[email protected]> wrote:
> Do any payment gateways on ofbiz 11.04 support EFT?  When I do a test
> purchase on the ecommerce store with an eft payment type, I see in the logs
> it attempting to use a payment gateway, but none of the payment gateways
> seem to support it.
>
> Thanks,
> Mason

You may want to be more precise in your question.  See the range of
concepts that 'ETF' coveres.  As ETF covers credit card, card holder
initiated, transactions, then they all do.

As for ach or echecks, some do and some do not (IIRC, NMI does ACH and
echacks, but I do not know even if OFBiz has that integration - and
even if it did, you'd have to have your NMI account configured to use
a mid at a processing bank that supports it - I haven't investigated
that that closely).  Even if you are using a processing bank that
supports echecks or ACH, that does not guarantee you'll be able to use
them for that purpose as I have seen merchants with accounts at
processing banks that in general support it, but may not have that
enabled on al accounts it opens for a given merchant.

As for debit cards, or direct deposit, I do not know as none of the
processors or gateways or processing banks I have worked with
supported them.

If you do not get satisfaction for what you're after, and if you know
peerl, you can right your own web service using
Business::OnlinePayment, and those perl packages derived from it, as
that gives you automatically integrated to about 6 dozen processing
banks and gateways, many of which support all forms of ETF.  I am not
aware of a comparable Java based library of packages, though you may
want to investigate that as use of them might be even simpler than
writing your own processign api.  Then, once you have done that, you
just add code to have you ofbiz stores send their transactions to your
own transaction processing service (with, at worst, an extra stop with
perhaps a second ot two extra time required to complete a transaction
(mine does a lot of data validation, along with other checks and fraud
prevention code, so my average round trip takes about 3 seconds,
including my first hop to my host inthe cloud).  Check online and the
top fastest, most reliable, ecommerce vendors take between 6 and 20
seconds for the sme round trip.

Cheers

Ted

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