Thanks so much for your help Ted.

To be more specific, I would like to do ACH direct debit.  Authorize.net
supports that through their payment gateway, but I do not believe that
Ofbiz's Authorize.net payment gateway service supports anything other than
CC.  I'm new at Ofbiz, and didn't know if I was missing anything as far as
enabling ACH direct debt.  I see that paying via EFT is supported in the
ecommerce store...that just stores the bank info in the DB, but does
nothing else with it?

Thanks,
Mason


On Mon, Feb 25, 2013 at 8:28 PM, Ted Byers <[email protected]> wrote:

> On Mon, Feb 25, 2013 at 2:44 PM, Mason Harding <[email protected]> wrote:
> > Do any payment gateways on ofbiz 11.04 support EFT?  When I do a test
> > purchase on the ecommerce store with an eft payment type, I see in the
> logs
> > it attempting to use a payment gateway, but none of the payment gateways
> > seem to support it.
> >
> > Thanks,
> > Mason
>
> You may want to be more precise in your question.  See the range of
> concepts that 'ETF' coveres.  As ETF covers credit card, card holder
> initiated, transactions, then they all do.
>
> As for ach or echecks, some do and some do not (IIRC, NMI does ACH and
> echacks, but I do not know even if OFBiz has that integration - and
> even if it did, you'd have to have your NMI account configured to use
> a mid at a processing bank that supports it - I haven't investigated
> that that closely).  Even if you are using a processing bank that
> supports echecks or ACH, that does not guarantee you'll be able to use
> them for that purpose as I have seen merchants with accounts at
> processing banks that in general support it, but may not have that
> enabled on al accounts it opens for a given merchant.
>
> As for debit cards, or direct deposit, I do not know as none of the
> processors or gateways or processing banks I have worked with
> supported them.
>
> If you do not get satisfaction for what you're after, and if you know
> peerl, you can right your own web service using
> Business::OnlinePayment, and those perl packages derived from it, as
> that gives you automatically integrated to about 6 dozen processing
> banks and gateways, many of which support all forms of ETF.  I am not
> aware of a comparable Java based library of packages, though you may
> want to investigate that as use of them might be even simpler than
> writing your own processign api.  Then, once you have done that, you
> just add code to have you ofbiz stores send their transactions to your
> own transaction processing service (with, at worst, an extra stop with
> perhaps a second ot two extra time required to complete a transaction
> (mine does a lot of data validation, along with other checks and fraud
> prevention code, so my average round trip takes about 3 seconds,
> including my first hop to my host inthe cloud).  Check online and the
> top fastest, most reliable, ecommerce vendors take between 6 and 20
> seconds for the sme round trip.
>
> Cheers
>
> Ted
>



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