Bill:

I feel your pain. The big boys are making it harder and harder for the little 
guys to have a great idea and become successful.

>> "Are you sure that you can't get around this if a user signs up on your 
>> website to create and manage their account, and then just logs into an app 
>> from the app store?"

Yes, you can do that! It's what I would do because it's exactly how we do our 
flagship product Keiretsu Forum, of course a membership costs thousands so it's 
not going to work with in app purchase anyway.

I'd then remove the "sign up" link from your app for the iOS 
version--signupLink.visible = !Platform.isIOS. Problem solved. All other 
platforms can use your Stripe sign up from the app, but you can advertise your 
product in a way that gets them to sign up on the web prior to logging into 
your app and for those Apple users who are confused how to sign up, that is the 
cost of not paying apple 30%.

Or, just embrace in-app payments or change your business model to 
transactional, e.g., charge the seller when your user buys a property and make 
the app free. Of course you have overhead then. But what do I know about real 
estate? Cheers,

Erik

On Oct 20, 2018, at 12:27 PM, bilbosax <waspenc...@comcast.net> wrote:

Thanks for the reply guys.  I really can't believe this. 10 months ago, I
contacted Apple Pay (since you can't talk to App Review until you submit an
app), and they told me that since I was a cross-platform "service", I could
choose any merchant that I wanted.  Now I am being told that I cannot make a
payment inside of the app without in-app purchase, and now you guys are
suggesting that if I redirect them to my website to create their account
there, that Apple probably won't allow this either.  This just feels like
highway robbery.

The government is going to take 40%
Apple is going to take 30%
Overhead for the business is %10 - %15

Leaving me with a measely %15!!!!  Hardly seems worth all the effort! 
Stripe was only going to charge me like 4%, which would leave me with 41%. 
How is it even legal that Apple can charge for 30% of everything done in an
app when most financial services are between 4-6%, and there hasn't been a
class-action lawsuit?

Are you sure that you can't get around this if a user signs up on your
website to create and manage their account, and then just logs into an app
from the app store?  I was told this was perfectly acceptable if you were a
service and you were not simply targeting iOS devices but were
cross-platform.



--
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