[VAC] Re: Insured Value

[Sarah Calhoun]

If you get to declare the value, Jim, put down everything you've got in it!  Think of it as "replacement value" or think of it as a collector's item if you like.  My father had a beautiful old Carl Zeiss Exacta camera which I borrowed and got stolen in my foolish youth, and because he had not declared a value for it, they gave him basically the pawn shop value for it.  They may still try to go by some kind of "average" price but if you have declared a value and have documentation of your expenses, if the time comes you will have a better chance of getting a decent reimbursement for it.  Good luck!  I'd like to know what you think of your dealings with them; I've been thinking of insuring mine since my homeowner's and car insurance only covers it when it's attached to my car and moving.  Does the policy Camping World has cover the contents when it's sitting still also?  Is it theft, damage, or what kind of coverage? --Sarah Jim Greene wrote:     I'm currently shopping for insurance coverage for my ' 68 Tradewind. There is still some renovation work needed -- repair or replace the frige (as reported earlier) and the dreaded black water tank pan corrosion problem to fix -- both of which I will be doing shortly. The skin is in good shape, no scrapes or dents except for a minor dent on the right front corner of the banana wrap. It has been professionally resealed recently including replacing and resealing the running rights and the door and window gaskets. I plan on polishing it when all systems are 100%.Just rebuilt brakes and relatively new tires. Camping World solicited me for an insurance quote and asks for a declared value. My question is what would be a reasonable declared value for insurance purposes? Jim Greene