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Hi, Sarah .....
I was hoping the list could give me an idea of
replacement value after repairing or replacing the appliances, fixing the
holding tank problem and giving it a polish job. Everything working and mostly
original.
Camping World includes $2000 insurance on personal
effects and unlimited towing and labor reimbursement with a $500
deductible on collision and a $250 deductible on comprehensive. They quoted me
$248 annual premium on my optimistic guess declared value of $8000 just to get
an idea. They are mailing more information which may answer the questions
about content coverage. Somebody else on the list may have the answers
already.
Jim Greene
' 68 Tradewind
----- Original Message -----
Sent: Saturday, April 14, 2001
23:06
Subject: [VAC] Re: Insured Value
If you get to declare the value, Jim, put down everything
you've got in it! Think of it as "replacement value" or think of it as a
collector's item if you like. My father had a beautiful old Carl Zeiss
Exacta camera which I borrowed and got stolen in my foolish youth, and because
he had not declared a value for it, they gave him basically the pawn shop
value for it. They may still try to go by some kind of "average" price
but if you have declared a value and have documentation of your expenses, if
the time comes you will have a better chance of getting a decent reimbursement
for it. Good luck! I'd like to know what you think of your
dealings with them; I've been thinking of insuring mine since my homeowner's
and car insurance only covers it when it's attached to my car and
moving. Does the policy Camping World has cover the contents when it's
sitting still also? Is it theft, damage, or what kind of coverage?
--Sarah
Jim Greene wrote:
I'm currently
shopping for insurance coverage for my ' 68 Tradewind. There is still some
renovation work needed -- repair or replace the frige (as reported earlier)
and the dreaded black water tank pan corrosion problem to fix -- both of
which I will be doing shortly. The skin is in good shape, no scrapes or
dents except for a minor dent on the right front corner of the banana wrap.
It has been professionally resealed recently including replacing and
resealing the running rights and the door and window gaskets. I plan on
polishing it when all systems are 100%.Just rebuilt
brakes and relatively new tires. Camping World
solicited me for an insurance quote and asks for a declared value. My
question is what would be a reasonable declared value for insurance
purposes? Jim
Greene
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