We are retiring August 29, 2014, I turn 65 in May and Jerry 67 August
24. Our original plan was to check out May 17 when I can get Medicare
as I was unable to buy health insurance 2 years ago as a private citizen.
By waiting till Jerry turns 67 he gets a extra 8%, now the kicker. we
have been saving between 15 and 30% of our gross income since 1984, and
the numbers all these financial guys are taking about isn't there, but
the fees never had to be disclosed till this year. I personally think
it's the fees, not market that eats your returns. Five years ago 4
index funds became available so I split 1/2 of our savings there and 1/2
in actively managed Fidelity funds, the index guys are ahead.
However, we have enough to live on close to what we have been making,
take home. I think the planners are watching their commissions vanish
as us boomers spend down our 401K's .
Our plan is to fish 50 rivers, our of our 10 year old Winnebago, a month
at each location, then when we are to old, stay home.
Peggy
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Peggy Brenner
President IWFF
http://SixSistersFlybox.pbandj.us
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