I am excited for your retirement..with your careful planning you deserve it and to have a wonderful time as rookie retirees. Joyce
On Wed, Jan 8, 2014 at 2:40 PM, <phxflyt...@cox.net> wrote: > Good for you Peggy. > > I admire your plans and the planning you have done. > > > > > > Thank You, > Alan Di Somma > Phoenix, AZ. > > If you can get arrested for hunting or fishing without a license, but not > for being in the country illegally ...you might live in a country founded > by geniuses but run by idiots. > > -----Original Message----- From: Peggy Brenner > Sent: Wednesday, January 08, 2014 3:16 PM > To: Virtual Fly Box > Subject: [VFB] Retirement 2014 > > > We are retiring August 29, 2014, I turn 65 in May and Jerry 67 August > 24. Our original plan was to check out May 17 when I can get Medicare > as I was unable to buy health insurance 2 years ago as a private citizen. > > By waiting till Jerry turns 67 he gets a extra 8%, now the kicker. we > have been saving between 15 and 30% of our gross income since 1984, and > the numbers all these financial guys are taking about isn't there, but > the fees never had to be disclosed till this year. I personally think > it's the fees, not market that eats your returns. Five years ago 4 > index funds became available so I split 1/2 of our savings there and 1/2 > in actively managed Fidelity funds, the index guys are ahead. > > However, we have enough to live on close to what we have been making, > take home. I think the planners are watching their commissions vanish > as us boomers spend down our 401K's . > > Our plan is to fish 50 rivers, our of our 10 year old Winnebago, a month > at each location, then when we are to old, stay home. > > Peggy > -- > Peggy Brenner > President IWFF > http://SixSistersFlybox.pbandj.us > > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to vfb-mail@googlegroups.com > To unsubscribe from this group, send email to vfb-mail-unsubscribe@ > googlegroups.com > For more options, visit this group at http://groups.google.com/ > group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- You received this message because you are subscribed to the Google > Groups "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to vfb-mail+unsubscr...@googlegroups.com. > For more options, visit https://groups.google.com/groups/opt_out. > > > ----- > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2014.0.4259 / Virus Database: 3658/6986 - Release Date: 01/08/14 > > > ----- > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2014.0.4259 / Virus Database: 3658/6986 - Release Date: 01/08/14 > > > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to vfb-mail@googlegroups.com > To unsubscribe from this group, send email to vfb-mail-unsubscribe@ > googlegroups.com > For more options, visit this group at http://groups.google.com/ > group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- You received this message because you are subscribed to the Google > Groups "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to vfb-mail+unsubscr...@googlegroups.com. > For more options, visit https://groups.google.com/groups/opt_out. > -- -- You received this message because you are subscribed to the "VFB Mail" group. To post to this group, send email to vfb-mail@googlegroups.com To unsubscribe from this group, send email to vfb-mail-unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/vfb-mail?hl=en VFB Mail is sponsored by Line's End Inc at http://www.linesend.com --- You received this message because you are subscribed to the Google Groups "VFB Mail" group. To unsubscribe from this group and stop receiving emails from it, send an email to vfb-mail+unsubscr...@googlegroups.com. For more options, visit https://groups.google.com/groups/opt_out.
