Well, I don’t have any credit, so as long as I don’t have to give them too much 
info to get it, it may be the only one I need. Hopefully. Ugh what am I doing 
to myself, submerging myself into the Apple ecosystem.

> On Mar 25, 2019, at 4:23 PM, [email protected] wrote:
> 
> My feeling is, I do not need any more credit cards and would not be 
> interested in the least.
> I’m sure it will work for many people and there will be many people 
> interested.
> Peggy
> 
> Peggy Sent from my i phone.
> 
> ☃️, 
> 
> On Mar 25, 2019, at 5:21 PM, Alan Lemly <[email protected] 
> <mailto:[email protected]>> wrote:
> 
>> I read the Apple news brief about their announced Apple Card today and am 
>> curious what others on the list think about it. I'll say up front that my 
>> interest in credit cards and similar financial vehicles is first their 
>> widespread acceptance at the places I hsop and second the amount of rewards 
>> I'm able to earn when using them. To recap the rewards paid by the new Apple 
>> Card:
>>  
>> 1.   Items purchased directly from Apple using the card earn 3% rewards.
>> 2.   Items purchased from other places using the card with ApplePay earn 2% 
>> rewards.
>> 3.   Items purchased using the physical Apple Card without ApplePay earn 1% 
>> rewards.
>>  
>> I'm pretty sure I've stated the above correctly but please chime in if your 
>> understanding is different.
>>  
>> I know we have members from all over the world but my experience in the USA 
>> with ApplePay hasn't been what I'd call wide acceptance. In fact, Since 
>> ApplePay has existed, I've only been able to use it a handful of times at 
>> either a McDonald's or Walgreens. So while I agree that 2% rewards for use 
>> of the Apple Card is pretty generous, I'm not convinced it will be 
>> realizable at the places I shop unless ApplePay becomes accepted in a lot 
>> more places than it currently is.
>>  
>> I'm curious what others on the list think about the Apple Card. I understand 
>> about companies needing to expand their product offerings in order to 
>> generate more revenue but I can't say Apple's efforts to expand into News, 
>> media entertainment production, and financial services generates a feeling 
>> of confidence for me.
>>  
>> Alan Lemly
>> 
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