I think Apple realized this a while ago, which is why Apple got into
services like Apple Music. Just as Microsoft had to become more than an
operating system company, I think Apple realized they have to be more
than a hardware company.
On 3/25/19 4:32 PM, Victor Gouveia wrote:
I think it may be that Apple realizes that placing their eggs in one
basket is just stupid business, especially with the decline in Apple
sales over the last couple of years, and the fact that the iPhone has
not changed much between the X and the XS and XR could signal a change.
Perhaps not a dissolution of the iPhone and it’s sister products like
the iMAC, but at some point, someone at Apple is going to have to wake
up and realize their products are just more expensive versions of
other products currently on the market.
At least that’s my opinion.
Victor
*From:* [email protected]
*Sent:* Monday, March 25, 2019 5:23 PM
*To:* [email protected]
*Subject:* Re: Apple Card announcement today and thoughts of the group
My feeling is, I do not need any more credit cards and would not be
interested in the least.
I’m sure it will work for many people and there will be many people
interested.
Peggy
Peggy Sent from my i phone.
☃️,
On Mar 25, 2019, at 5:21 PM, Alan Lemly <[email protected]> wrote:
I read the Apple news brief about their announced Apple Card today
and am curious what others on the list think about it. I'll say up
front that my interest in credit cards and similar financial vehicles
is first their widespread acceptance at the places I hsop and second
the amount of rewards I'm able to earn when using them. To recap the
rewards paid by the new Apple Card:
<!--[if !supportLists]-->1.<!--[endif]-->Items purchased directly
from Apple using the card earn 3% rewards.
<!--[if !supportLists]-->2.<!--[endif]-->Items purchased from other
places using the card with ApplePay earn 2% rewards.
<!--[if !supportLists]-->3.<!--[endif]-->Items purchased using the
physical Apple Card without ApplePay earn 1% rewards.
I'm pretty sure I've stated the above correctly but please chime in
if your understanding is different.
I know we have members from all over the world but my experience in
the USA with ApplePay hasn't been what I'd call wide acceptance. In
fact, Since ApplePay has existed, I've only been able to use it a
handful of times at either a McDonald's or Walgreens. So while I
agree that 2% rewards for use of the Apple Card is pretty generous,
I'm not convinced it will be realizable at the places I shop unless
ApplePay becomes accepted in a lot more places than it currently is.
I'm curious what others on the list think about the Apple Card. I
understand about companies needing to expand their product offerings
in order to generate more revenue but I can't say Apple's efforts to
expand into News, media entertainment production, and financial
services generates a feeling of confidence for me.
Alan Lemly
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