No, you do not need to unlock your phone first…

What I do is double-click for Apple Pay… Then before authenticating, you can 
change the card and then authenticate…

You also can set a default card in the wallet app… So, and they are you can 
make the one you generally want to use the default… Hope that helps…

Sent from my IPhome.

> On Jun 8, 2019, at 6:21 PM, Fazil <[email protected]> wrote:
> 
> Hi, list.
> My ApplePay has two cards attached to it. This morning I used ApplePay for 
> the first time.
> I wasn’t sure whether I should open my phone to any apps or the cardreader 
> would take care of the locked-screen. I hesitantly opened wallet with 
> voiceover on,, highlighted the card I wanted to use and gave the phone to the 
> clerk When VO talked about fingerprints, I took the phone and touched 
> HomeButton with the required finger and heard the approving-ding.
> Later, I realized that the payment was made from the wrong card.
> For the future reference, may I know whether I should open my wallet, or the 
> phone with locked screen would get activated when I hover it over the card 
> processing machine?
> Your help is much appreciated.
> Thanks!
>  
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