This would be a good reason to sing onto this site:
http://www.defendyourprivacy.com/

The Federal Deposit Insurance Corporation (FDIC) is attempting to pass a
regulation that will require banks and financial institutions to set up
customer profiles, and notify government investigators if you "deviate" from
your profile. It forces banks to determine a customer's "sources of funds"
and their "normal and expected transactions," monitor all transactions, and
identify those that are "inconsistent with normal and expected
transactions." Any "suspicious activity" must be reported to federal
investigators.



http://www.fdic.gov/lawsregs/fedr/98knocus.txt
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